Atal Pension Yojana (APY) Subscribers at 69 Million, Corpus at Rs 35,149 Crore

About 7 crore people have subscribed to the Atal Pension Yojana (APY), accumulating a corpus of Rs 35,149 crore, as announced by Finance Minister Nirmala Sitharaman. The APY, launched in 2015, is a low-cost pension scheme providing a guaranteed minimum pension ranging from Rs 1,000 to Rs 5,000 per month, depending on the contributions made by subscribers. In case of the subscriber’s death, the pension is extended to the spouse for life, and upon the demise of both, the nominee receives the entire corpus.

Key Points

Subscribers and Corpus: Over 6.9 crore people have joined APY, creating a corpus of Rs 35,149 crore.

Pension Benefits: Guaranteed monthly pensions from Rs 1,000 to Rs 5,000 starting at age 60, based on contributions.

Death Benefits: Pension continues to the spouse; after both spouse and subscriber’s death, the corpus is given to the nominee.

Atal Pension Yojana (APY): Key Points

Launch Year: 2015, under the Government of India.

Objective: Provides a guaranteed minimum monthly pension to individuals after the age of 60.

Eligibility: Open to all Indian citizens aged 18-40, especially targeting the unorganized sector.

Pension Range: Rs 1,000 to Rs 5,000 per month, depending on contributions.

Contribution Period: Until the subscriber turns 60.

Death Benefits: Pension continues to spouse; corpus paid to nominee after both the subscriber and spouse’s death.

Corpus (2024): Rs 35,149 crore.

Subscribers (2024): 6.9 crore (69 million).

Piyush Shukla

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