RBI Monetary Policy 2025: Bi-Monthly Highlights

The Reserve Bank of India’s Monetary Policy Committee (MPC) has announced the outcome of its first policy review of the new financial year. RBI MPC voted unanimously for the repo rate to be reduced by 25 bps to 6%, effective immediately. The RBI MPC reduces the SDF rate to 5.75% and the MSF rate to 6.25%.

The Monetary Policy Committee (MPC) held its 54th meeting from April 7 to 9, 2025 under the chairmanship of Shri Sanjay Malhotra, Governor, Reserve Bank of India. The MPC members Dr. Nagesh Kumar, Shri Saugata Bhattacharya, Prof. Ram Singh, Dr. Rajiv Ranjan, and Shri M. Rajeshwar Rao attended the meeting. The remaining meetings for this year are scheduled for June 4–6, August 5–7, September 29–October 1, December 3–5, and February 4–6.

Current Rate

Policy Rate
Policy Repo Rate 6.00%
Standing Deposit Facility (SDF) Rate 5.75%
Marginal Standing Facility (MSF) Rate 6.25%
Bank Rate 6.25%
Fixed Reverse Repo Rate 3.35%

RBI Guv Announces Six Additional Measures

  • Propose to enable the securitisation of stressed assets;
  • Guidelines on co-lending are to be extended to all regulated entities on all loans.
  • Regulations for loans against collateral against gold;
  • Comprehensive guidelines on partial credit enhancement by regulated entities;
  • NPCI, in consultation with banks and stakeholders, to get the freedom to revise the transaction limit for UPI in person-to-merchant transactions from Rs 2,00,000.
  • Regulatory soundbox to be theme-neutral, on-tap.

Check out the latest GDP growth projections by the RBI

GDP Growth Projections Previous Now
FY26 6.7% 6.5%
Q1FY26 6.7% 6.5%
Q2FY26 7.0% 6.7%
Q3FY26 6.5% 6.6%
Q4FY26 6.5% 6.3%

Check out the latest CPI inflation projections by RBI

CPI Inflation Projections Previous Now
FY26 4.2% 4.0%
Q1FY26 4.5% 3.6%
Q2FY26 4.0% 3.9%
Q3FY26 3.8% 3.8%
Q4FY26 4.2% 4.4%
Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

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