Categories: Banking

RBI issued framework for offline digital payments

Reserve Bank of India has issued a framework for facilitating small-value digital payments in offline mode using cards, wallets, mobile devices, etc, to push digital transactions in rural and semi-urban areas. The upper limit of an offline payment transaction was fixed at Rs 200, with a total limit of Rs 2,000 at any point in time. The framework will enable the Authorised Payment System Operators (PSOs) and Payment System Participants (PSPs), Acquirers and Issuers (banks and non-banks) to conduct small value offline digital payments.

Buy Prime Test Series for all Banking, SSC, Insurance & other exams

Under the offline mode, payments can be carried out face-to-face (proximity mode) using any channel or instrument like cards, wallets, and mobile devices. These transactions will not require an additional factor of authentication (AFA), the Reserve Bank of India said, adding that since the transactions are offline, alerts (by way of SMS and/or e-mail) will be received by the customer after a time lag.

Find More Banking News Here

Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

Recent Posts

Iran Names Ayatollah Alireza Arafi as Temporary Supreme Leader

Hours after the death of Iran’s Supreme Leader Ayatollah Ali Khamenei was confirmed the senior…

4 hours ago

Iran’s Supreme Leader Ayatollah Ali Khamenei Confirmed Dead After Major U.S.–Israel Strikes

Iranian state media has confirmed that Supreme Leader Ayatollah Ali Khamenei, Iran’s most powerful political…

12 hours ago

Which Country Officially Uses Two Different Calendars? Know About It

Did you know that calendars are not the same everywhere in the world? Different countries…

1 day ago

Historic Glory! Jammu & Kashmir Win Ranji Trophy in Maiden Final After 67 Years

Jammu and Kashmir etched their name in history by winning the Ranji Trophy 2025-26 in…

1 day ago

Three Major Inland Waterways Projects Opened on Brahmaputra in Dibrugarh

Union Minister Sarbananda Sonowal inaugurated three key infrastructure projects on National Waterway-2 (NW-2) along the…

1 day ago

Exercise Vayu Shakti 2026: Indian Air Force Unleashes Firepower Near Pakistan Border

The Indian Air Force (IAF) displayed its combat power during Exercise Vayu Shakti 2026 at…

1 day ago