Categories: Books and Authors

Former RBI governor U. Patel pens book ‘Overdraft: Saving the Indian Saver’

Former RBI governor, Urjit Patel has written a book titled ‘Overdraft: Saving the Indian Saver’ will be releasing later this month. The book focuses on the non-performing assets (NPAs) issue that has afflicted Indian banking in recent years. It is published by Harper Collins India. Patel’s book description says that sovereigns do not need to earn or save before spending money. They can either print or borrow.

Boost your Banking Awareness Knowledge with Adda247 Live Batch: TARGET GA BATCH | Banking Awareness Batch for SBI, RRB, RBI and IBPS Exams

Patel worked with a ‘9R’ strategy which would protect depositors’ savings, rescue the banks and protect them from “unscrupulous racketeers”. Books or memoirs written by two of his immediate predecessors, Raghuram Rajan and D Subbarao had shed light on various subjects like the RBI’s autonomy, interest rates or its stance on demonetisation.

Find More Books and Authors Here

Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

Recent Posts

India and China Hold Border Talks, Agree to Continue Search for Settlement

India and China are agreed to continue dialogue which aimed at to finding a just,…

7 minutes ago

Fino Payments Bank Extends Interim CEO Ketan Merchant’s Tenure

Fino Payments Bank granted another three months extension to Ketan Merchant, who shall act as…

42 minutes ago

India’s Steel Consumption Rises 7.9% in April-July 2026

The steel industry in India witnessed robust performance during the first four months of the…

1 hour ago

Indian Navy to Commission Second Indigenous Diving Support Vessel Nipun

Indian Navy set to commission the second Nistar class Diving Support Vessel (DSV), Nipun on…

2 hours ago

CSIR-NAL Unveils Indigenous Gas Turbine Engines for Defence

CSIR unveiled the three Indian-made Micro & Small Gas Turbine Engines on 25th August, 2026.…

3 hours ago

e-Shram Portal Completes 5 Years: 31.89 Crore Workers Registered, Key Features and Benefits

The e-Shram portal will complete five years on 26 August 2026, which is quite an…

4 hours ago