India Records All-Time High UPI Transactions in March 2026: ₹29.52 Trillion Value

Digital payments in India have achieved the new growth as the National Payments Corporation of India reported that the record-breaking in the UPI transactions in March 2026. The total transaction value was surged to at the around ₹29.52 trillion and showcase the sharp rise across the nation. This numbers are depicts the trust of the people in India’ digital payment system and paved the way for the landmark globally.

All-Time High UPI Transaction In March 2026

The Unified Payments Interface (UPI) recorded the its highest-ever performance since the launch of the UPI in 2016.

• Total transaction value: ₹29.52 trillion and it is up from the ₹26.84 trillion in February
• Transaction volume: 22.64 billion and up from the 20.39 billions
• Monthly growth: It is around 10% in value and 11% in volume type

This growth comes after the small temporary deep as the February month has fewer days as compare to other months. And this also described the strong demand across the various sectors.

Strong Annual Growth In Digital Economy

The financial year 2025-26 highlights the growing dominance of the UPI.

Total transaction value rose nearly to ₹314.23 trillion and it is the 21% increase from FY25.

Total transaction volume also jumped to 241.616 billion and growing with 30% growth year-on-year.

These numbers indicate that digital payments are not just longer limited to the urban areas but it is also reaching the smaller towns and villages.

Daily Transactions See Significant Jump

Daily transaction of UPI activity also witnessed a major rise.

• Average daily transactions in March: 730.36 million
• Previous year average: 590 million per day

This is the 24% increase & highlights how UPI has became the integral part of Indian people from paying for smaller amounts to large amounts.

Question

Consider the following statements:

1. UPI transactions in March 2026 is the second highest transaction achieved by UPI.
2. The transactions of UPI payments growing year by year since its inception.
3. Average daily transactions are were higher in the last financial year.

Which of the statements are correct?

A. 1 and 3 only
B. 2 and 3 only
C. 1 and 2 only
D. 1, 2 and 3