India’s Bank GNPAs Fall to Multi-Decade Low of 2.3% RBI
The Reserve Bank of India (RBI) has reported that gross non-performing assets (GNPAs) in the banking sector declined to a multi-decade low of 2.3% in March 2025, down from 2.6% in September 2024. However, the central bank warned that GNPAs could rise to 2.6% by March 2027, according to its biannual Financial Stability Report (FSR). The drop in bad loans reflects sustained improvement in asset quality, particularly post-asset quality review (AQR) reforms.
RBI’s June 2025 Financial Stability Report has highlighted a substantial decline in gross NPAs to a multi-decade low. The report warns of a moderate uptick in GNPAs over the next two years. It reflects the long-term improvement in banking sector asset quality following AQR and capital infusion. Significant policy implications for banking health, credit growth, and financial resilience.
Credit card loans
Operation Vijay was the name of India's military mission during the Kargil War, fought between…
There are about 195 countries in the world and each one has a name that…
Some place in India are famous for getting a lot of rain every year. These…
India Ratings and Research (Ind-Ra), a leading credit rating agency, has revised India's GDP growth…
Cloves are small, dried flower buds that come from the clove tree. They are widely…
In a significant financial disclosure, the Ministry of Finance recently informed the Rajya Sabha that…