Life Insurance Premium Mobilisation Rises by 5.13% in FY25

The Indian life insurance industry witnessed a healthy growth of 5.13% in total new business premium collection in the financial year 2024–25, showing improved momentum compared to the previous year. The individual new business premium segment surged by 11.17%, indicating increased participation from first-time policyholders. This growth reflects the industry’s strategic focus on expanding market reach and providing comprehensive financial protection.

Key Highlights of FY25 Life Insurance Performance

Overall Growth

  • New business premium for the life insurance sector rose by 5.13% in FY25.
  • Previous fiscal year (FY24) saw a modest 2% growth.

Premium Collection Figures

  • FY25: ₹3,97,336 crore
  • FY24: ₹3,77,960 crore
  • Absolute increase: ₹19,376 crore

Individual New Business Premium

  • FY25: ₹1,66,590.81 crore
  • FY24: ₹1,49,851.67 crore
  • Growth: 11.17%

LIC’s Performance

  • Total new business premium: ₹2,26,669 crore
  • Individual new business premium: ₹62,404 crore (record high)
  • LIC’s market share: 57.05%

Industry Commentary

  • Growth driven by focus on first-time buyers and comprehensive coverage.
  • In March 2025, combined individual premium collection rose by 4.47%.
Summary/Static Details
Why in the news? Life Insurance Premium Mobilisation Rises by 5.13% in FY25
Total New Business Premium ₹3,97,336 crore
Growth in Total Premium (YoY) 5.13%
Individual New Business Premium ₹1,66,590.81 crore
Growth in Individual Premium (YoY) 11.17%
LIC’s Total New Business Premium ₹2,26,669 crore
LIC’s Individual Premium Collection ₹62,404 crore (Record high)
LIC’s Market Share 57.05%
Shivam

Recent Posts

Australian Open 2026: Carlos Alcaraz Defeats Novak Djokovic to Complete Career Grand Slam

On February 1, 2026. In a gripping men's singles final at the Australian Open 2026,…

9 hours ago

Union Budget 2026: List of New and Existing Schemes & Initiatives

The Union Budget 2026-27, presented by Nirmala Sitharaman on 1 February 2026, marks a decisive…

10 hours ago

Union Budget 2026-27: Top Most Important MCQ’s

Preparing for Banking, SSC, RBI, NABARD, and other competitive exams requires a strong grasp of…

11 hours ago

Union Budget 2026: Defense Spending Rises 15.3% to ₹7.84 Lakh Crore

The Union Budget 2026 has delivered one of the strongest signals yet of India’s changing…

11 hours ago

Union Budget 2026: Targets Sports Manufacturing and Ecosystem Development

Union Budget 2026-27 has placed sports firmly within India’s growth and employment strategy. While presenting…

11 hours ago

Union Budget 2026: Health Ministry Gets ₹1.06 Lakh Crore Allocation

The Union Budget 2026-27 has placed healthcare at the centre of India’s development agenda. With…

11 hours ago