Life Insurance Premium Mobilisation Rises by 5.13% in FY25

The Indian life insurance industry witnessed a healthy growth of 5.13% in total new business premium collection in the financial year 2024–25, showing improved momentum compared to the previous year. The individual new business premium segment surged by 11.17%, indicating increased participation from first-time policyholders. This growth reflects the industry’s strategic focus on expanding market reach and providing comprehensive financial protection.

Key Highlights of FY25 Life Insurance Performance

Overall Growth

  • New business premium for the life insurance sector rose by 5.13% in FY25.
  • Previous fiscal year (FY24) saw a modest 2% growth.

Premium Collection Figures

  • FY25: ₹3,97,336 crore
  • FY24: ₹3,77,960 crore
  • Absolute increase: ₹19,376 crore

Individual New Business Premium

  • FY25: ₹1,66,590.81 crore
  • FY24: ₹1,49,851.67 crore
  • Growth: 11.17%

LIC’s Performance

  • Total new business premium: ₹2,26,669 crore
  • Individual new business premium: ₹62,404 crore (record high)
  • LIC’s market share: 57.05%

Industry Commentary

  • Growth driven by focus on first-time buyers and comprehensive coverage.
  • In March 2025, combined individual premium collection rose by 4.47%.
Summary/Static Details
Why in the news? Life Insurance Premium Mobilisation Rises by 5.13% in FY25
Total New Business Premium ₹3,97,336 crore
Growth in Total Premium (YoY) 5.13%
Individual New Business Premium ₹1,66,590.81 crore
Growth in Individual Premium (YoY) 11.17%
LIC’s Total New Business Premium ₹2,26,669 crore
LIC’s Individual Premium Collection ₹62,404 crore (Record high)
LIC’s Market Share 57.05%
Shivam

Recent Posts

World Basketball Day 2025 Celebrates Basketball’s Journey to Global Fame

World Basketball Day 2025 highlights the remarkable journey of basketball from a simple indoor game…

11 hours ago

UN Celebrates Second World Meditation Day to Promote Inner Peace Worldwide

The United Nations marked the second World Meditation Day on the 21st December with a…

11 hours ago

Winter Solstice 2025 Observed on Sunday, Bringing the Year’s Shortest Day

The Winter Solstice 2025 occurs on Sunday, December 21 marking the shortest day and longest…

11 hours ago

Haryana Assembly Passes Resolution to Commemorate 350th Martyrdom Year of Guru Tegh Bahadur Ji

The Haryana State Assembly has unanimously passed a resolution to mark the 350th martyrdom year…

21 hours ago

Which Country is Known as the Land of Cherry Blossoms?

Every country has something special that makes it famous around the world. Some are known…

22 hours ago

Operation Hawkeye: US and Jordan Strike ISIS Sites in Syria

The United States and Jordan have carried out a major military operation in Syria called…

22 hours ago