The Ministry of Electronics and IT (MeitY) has declared the IT resources of ICICI Bank, HDFC Bank and UPI managing entity NPCI as ‘critical information infrastructure’, implying any harm to them can have an impact on national security and any unauthorised person accessing these resources may be jailed for up to 10 years. The IT resources under CII include Core Banking Solution, Real Time Gross Settlement and National Electronic Fund Transfer (NEFT) comprising Structured Financial Messaging Server.
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