PhonePe Tops UPI Chart with 46% Share in June 2025

PhonePe remained the top player in India’s digital payment system, Unified Payments Interface (UPI), for June 2025, handling over 8.54 billion transactions and capturing a 46.46% market share. The data was shared by the National Payments Corporation of India (NPCI). This shows how PhonePe continues to lead in the fast-growing digital payment space.

PhonePe Leads UPI Race

PhonePe processed 8.54 billion UPI transactions in June 2025, keeping its lead with a 46.46% market share. Google Pay followed with 6.54 billion transactions and a 35.56% share, while Paytm stood third with 1.26 billion transactions and a 6.90% share.

Even though UPI usage slightly dropped in June (from 18.67 billion in May to 18.39 billion), the gap between the top apps remains clear, with PhonePe ahead by a significant margin.

New Players Making Progress

New UPI apps like Navi and Super.money are growing steadily. Navi, which got NPCI approval as a Third-Party App Provider (TPAP) in 2023, handled 406.01 million transactions, earning a 2.21% market share. Super.money, approved in 2024, processed 218.96 million transactions, securing a 1.19% share.

Their growth shows that newer players are slowly making a place in India’s digital payment system.

State-Wise UPI Use

Among Indian states, Maharashtra had the highest share of UPI usage at 8.8%. It was followed by Karnataka at 5.61% and Uttar Pradesh at 5.15%, as per NPCI’s data. These numbers reflect the growing popularity and trust in digital payments across different regions of the country.