Categories: Banking

RBI enhances maximum balance limit per account in Payments Banks

The Reserve Bank of India has enhanced the limit of maximum balance at end of the day maintained in Payments Bank from Rs 1 lakh to Rs 2 lakh per individual customer. The step has been taken to encourage the efforts of Payments Bank for financial inclusion and to expand their ability to cater to the needs of their customers, including MSMEs, small traders and merchants.

Buy Prime Test Series for all Banking, SSC, Insurance & other exams

The extant “Guidelines for Licensing of Payments Banks” issued on November 27, 2014, allow payments banks to hold a maximum balance of ₹ 1 lakh per individual customer.  Based on a review of the performance of payments banks and with a view to encouraging their efforts for financial inclusion and to expand their ability to cater to the needs of their customers, including MSMEs, small traders and merchants.

Find More Banking News Here

Sumit Arora

As a team lead and current affairs writer at Adda247, my role involves researching and creating informative and engaging content aimed at helping candidates prepare for national and state-level competitive government exams. I specialize in delivering insightful articles that keep aspirants updated on the latest current affairs trends and developments. My primary focus is on educational excellence, ensuring that our readers are well-prepared and informed to face their exams with confidence. Through meticulously crafted content, I aim to guide and support candidates in their journey toward success.

Recent Posts

Quiz-o-Current: 28th December Insights Quiz

Exams like SSC, Banking, Railways, and state-level tests offer a pathway to prestigious government positions.…

1 hour ago

Recap 2024: Legends India Lost This Year

In 2024, India lost several legendary figures who made remarkable contributions to art, literature, sports,…

14 hours ago

GK Quiz on Dr. Manmohan Singh, Former Indian Prime Minister

Dr. Manmohan Singh, a brilliant economist and statesman, served as the 13th Prime Minister of…

16 hours ago

Recap 2024: India’s Global Economic Rankings in 2024

India continues to establish itself as one of the leading global economies in 2024, with…

16 hours ago

Indian Banks’ Profitability Soars with Low NPAs and Strong Credit Growth

Indian public sector banks (PSBs) have reported strong profitability, with a 25% increase in net…

17 hours ago

Nvidia Unveils the Jetson Orin Nano Super Generative AI Supercomputer

Nvidia has recently announced the launch of its Jetson Orin Nano Super Generative AI supercomputer,…

17 hours ago