Categories: Banking

RBI enhances maximum balance limit per account in Payments Banks

The Reserve Bank of India has enhanced the limit of maximum balance at end of the day maintained in Payments Bank from Rs 1 lakh to Rs 2 lakh per individual customer. The step has been taken to encourage the efforts of Payments Bank for financial inclusion and to expand their ability to cater to the needs of their customers, including MSMEs, small traders and merchants.

Buy Prime Test Series for all Banking, SSC, Insurance & other exams

The extant “Guidelines for Licensing of Payments Banks” issued on November 27, 2014, allow payments banks to hold a maximum balance of ₹ 1 lakh per individual customer.  Based on a review of the performance of payments banks and with a view to encouraging their efforts for financial inclusion and to expand their ability to cater to the needs of their customers, including MSMEs, small traders and merchants.

Find More Banking News Here

Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

Recent Posts

Weekly One Liners 05th to 11th of January 2026

Weekly Current Affairs One-Liners Current Affairs 2025 plays a very important role in competitive examinations…

4 hours ago

MeitY Launches PARAM SHAKTI Supercomputing Facility at IIT Madras

The Ministry of Electronics and Information Technology (MeitY) has launched ‘PARAM SHAKTI’, a powerful new…

24 hours ago

Akasa Air Enters IATA, Becomes India’s Fifth Member of Global Airline Body

Akasa Air, India’s youngest airline founded in 2020, has become a member of the International…

1 day ago

Union Minister Annpurna Devi Inaugurates PANKHUDI Portal to Improve Services and Support for Women and Children

The Government of India focuses strongly on the welfare and empowerment of women and children.…

1 day ago

New Delhi World Book Fair 2026: Free Entry and Tribute to India’s Armed Forces

The 53rd edition of the New Delhi World Book Fair (NDWBF) 2026 will be held…

1 day ago

Oscars 2026: Five Indian Films Eligible for Best Picture at 98th Academy Awards

The 98th Academy Awards, also known as Oscars 2026, have recognized five Indian films as…

1 day ago