Categories: Banking

RBI scraps licence of MP-based Garha Co-operative Bank

RBI scraps licence of MP-based Garha Co-operative Bank

The Reserve Bank of India (RBI) due to insufficient capital and earning potential revoked the licence of Madhya Pradesh’s Garha Co-operative Bank, Guna. According to a statement from the RBI, approximately 98.4% of the depositors of the cooperative bank are eligible to receive the full value of their savings from the Deposit Insurance and Credit Guarantee Corporation (DICGC).

Buy Prime Test Series for all Banking, SSC, Insurance & other exams

RBI scraps licence of MP-based Garha Co-operative Bank: Key Points

● The bank is immediately forbidden from carrying out a number of activities, including accepting deposits and repaying deposits, as a result of the termination of its licence.
● The bank lacks sufficient capital and earning potential, according to the RBI, which revoked the licence with effect as of Monday’s end of business hours.
● Furthermore, it stated that given its current financial situation, Garha Co-operative Bank would be unable to fully reimburse its depositors.

Indian Overseas Bank Launched Electronic Bank Guarantee Scheme

What will happen to the depositors?

● Every depositor would be entitled to receive the deposit insurance claim amount of his or her deposits from DICGC upon liquidation, up to a maximum financial limit of Rs 5,00,000.
● DICGC has already paid out Rs 12.37 crore of the total protected deposits as of December 19, 2022, depending on the consent given by the relevant bank depositors.

Also Read: Karnataka Bank awarded ‘Prathista Puraskar for achieving the highest percentage in BHIM-UPI transactions

Mahesh Kumar

Working as an SEO Manager at Adda247, I bring over 10 years of experience in Search Engine Optimization (SEO) and digital marketing. I specialize in driving organic growth through data-driven strategies, including keyword research, on-page SEO, off-page optimization, and technical SEO. My area of expertise in the EdTech sector, specifically focusing on competitive exams such as Bank, SSC, Railway, UPSC, and various State Government job examinations.

Recent Posts

International Day of Women in Diplomacy 2026: History, Significance, Purpose and Celebrations

On 24th June, International Day of Women in Diplomacy 2026 is observed all round the…

7 minutes ago

President Murmu Confers 65 Padma Awards; Rohit Sharma, Mammootty, R Madhavan Among Recipients

In the Padma Awards 2026 ceremony Honourable President Droupadi Murmu honored the 65 distinguished personalities…

47 minutes ago

Bibha Chowdhuri: The Indian Physicist Whose Contribution to Particle Physics

When the history of modern physics is discussed, names like Einstein, Oppenheimer and Marie Curie…

57 minutes ago

T.K. Radha’s Journey: From Kerala to the World of Oppenheimer

History often remembers the names of scientists who transformed the world. But behind many scientific…

1 hour ago

Cristiano Ronaldo Becomes First Player to Score in Six FIFA World Cups

Football legend and global icon Cristiano Ronaldo achieved historic milestone as he becomes the first…

1 hour ago

Anna Rajam Malhotra: The Story of India’s First Woman IAS Officer

Long before women became a visible force in India’s civil services, one woman challenged the…

1 hour ago