Categories: Business

Bajaj Finance gets RBI approval for prepaid payment business

Bajaj Finance is all set to join the likes of Paytm and Amazon in the prepaid payment segment with the Reserve Bank of India (RBI) approving the non-bank lender’s foray with perpetual validity. The move is part of Bajaj Finance’s broader strategy to expand its digital offerings. RBI has granted authorization to the Company for issuance and operation of semi-closed Prepaid Payment Instruments with perpetual validity.

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About the Prepaid payment instrument: 

  • A semi-closed PPI is effectively a digital wallet but one through which transactions can flow to merchants and establishments other than the one offering the wallet services.
  • The wallet will become a part of Bajaj Pay, which is the company’s bid to provide an integrated platform for all payments solutions.
  • Semi-closed System PPIs allow you to make payments to multiple merchants through the platform.
  • Cash withdrawal services, however, still remain prohibited.

Important takeaways for all competitive exams:

  • Bajaj Finance Headquarters: Pune, Maharashtra;
  • Bajaj Finance CEO: Sanjiv Bajaj.

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Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

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