Bank of Maharashtra Receives RBI Approval to Establish Branch in GIFT City

The Reserve Bank of India (RBI) has granted permission to the Bank of Maharashtra (BoM) to set up a branch in Gujarat International Finance Tec-City (GIFT City). This strategic move aims to enhance BoM’s offshore banking operations from India, aligning with the bank’s expansion plans in the region.

What Does This Mean for Bank of Maharashtra’s Expansion Plans?

With the new branch in GIFT City, BoM is poised to significantly boost its business in Gujarat. The bank currently operates 101 branches in the state and has set an ambitious target to increase its business by 25%, aiming to surpass ₹15,000 crore by the second quarter of the financial year 2024-25. This expansion is part of BoM’s broader strategy to strengthen its presence in key financial hubs across India.

How Does This Align with GIFT City’s Growth as a Financial Hub?

GIFT City, established in 2011, has been gaining traction as a prominent financial center. The RBI’s recent decision to allow Indian residents to open foreign currency accounts within GIFT City under the Liberalised Remittance Scheme (LRS) is expected to further enhance its appeal. This regulatory support not only boosts business prospects for institutions like BoM but also positions GIFT City as a competitive alternative to other international financial centers.

What Are the Implications for Offshore Banking Operations in India?

The establishment of BoM’s branch in GIFT City signifies a broader trend of Indian banks expanding their offshore banking capabilities. With the RBI’s facilitation, banks can now offer a wider range of global banking solutions, attracting both domestic and international clients. This development is poised to enhance India’s position in the global financial landscape, providing more opportunities for cross-border financial activities.

Summary of the news

Topic Details
Why in News? RBI approved Bank of Maharashtra (BoM) to set up a branch in GIFT City, Gujarat, for offshore banking. BoM has 101 branches in Gujarat and aims to expand its business by 25% to ₹15,000 crore by Q2 FY25.
Bank of Maharashtra (BoM) A public sector bank headquartered in Pune, Maharashtra.
GIFT City Gujarat International Finance Tec-City, established in 2011, is India’s first International Financial Services Centre (IFSC).
RBI’s LRS Update RBI allowed Indian residents to open foreign currency accounts in GIFT City under the Liberalised Remittance Scheme (LRS).
Gujarat (State Info) CM: Bhupendra Patel, Governor: Acharya Devvrat, Capital: Gandhinagar.
RBI (Regulator) Established in 1935, headquartered in Mumbai, Governor: Shaktikanta Das.
Piyush Shukla

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