Celebrating 10 Years Of Jan Dhan Yojana

The Pradhan Mantri Jan Dhan Yojana (PMJDY) has completed a milestone 10 years today. Acknowledging this, Prime Minister Narendra Modi took to social media to congratulate the beneficiaries.

10 years of Jan Dhan Scheme

• In its 10 years since commencement, PMJDY has led to a total of 53.13 crore accounts.
• Of these 53 crore accounts, 55.6 per cent or 29.56 crore Jan-Dhan account holders are women and 66.6 per cent or 35.37 crore Jan Dhan accounts are in rural and semi-urban areas, as per a statement from the Ministry of Finance.
• Deposit balances under PMJDY account stand at ₹2,31,236 crore — this is a 15x increase as of August 14, 2024.
• The average deposit per account, according to the finance ministry stood at ₹4,352, as of 14 August 2024 -an 4x increase.
• Over 36.06 crore RuPay debit cards have been issued under PMJDY.
• As many as 89.67 lakh point-of-sale (PoS/mPoS) machines have been installed under PMJDY.
• Total number of digital transactions has risen from 2,338 crore in FY19 to 16,443 crore in FY24.
• Total number of UPI transactions has increased from 535 crore in FY19 to 13,113 crore in FY24.
• Total number of RuPay card transactions at PoS and e-commerce has increased from 67 crore in FY18 to 96.78 crore in FY24.

Financial Inclusion Mission