HIGHLIGHTS OF UNION BUDGET 2026-27

Union Minister for Finance and Corporate Affairs, Smt. Nirmala Sitharaman tabled the Union Budget 2026-27 in Parliament. This first Budget prepared in Kartavya Bhawan is inspired by three core principles that aim to drive India’s economic growth, empower citizens, and ensure inclusive development.

Budget Estimates at a Glance

  • Non-debt receipts: ₹36.5 lakh crore
  • Total expenditure: ₹53.5 lakh crore
  • Centre’s net tax receipts: ₹28.7 lakh crore
  • Gross market borrowings: ₹17.2 lakh crore
  • Fiscal deficit: 4.3% of GDP (BE 2026-27)
  • Debt-to-GDP ratio: 55.6% of GDP
  • Public capital expenditure: ₹12.2 lakh crore

THREE KARTAVYAS: The Foundation

The budget is structured around three key principles designed to steer India’s development:

  • First Kartavya: Accelerate and sustain economic growth by enhancing productivity, competitiveness, and building resilience to global dynamics.
  • Second Kartavya: Fulfil people’s aspirations and build their capacity to become strong partners in India’s prosperity.
  • Third Kartavya: Aligned with “Sabka Saath, Sabka Vikas,” ensuring every family, community, region, and sector has equitable access to resources and opportunities.

FIRST KARTAVYA: ACCELERATING ECONOMIC GROWTH

1. Scaling Up Manufacturing in Strategic Sectors

Biopharma SHAKTI Initiative

  • ₹10,000 crore outlay over 5 years to develop India as a global biopharma manufacturing hub
  • Three new National Institutes of Pharmaceutical Education and Research (NIPER) to be established
  • Seven existing NIPERs to be upgraded
  • Network of 1,000+ accredited clinical trial sites to be created

India Semiconductor Mission (ISM) 2.0

  • Focus on producing equipment, materials, and designing full-stack Indian intellectual property
  • Industry-led research and training centers to develop skilled workforce

Other Manufacturing Initiatives

  • Electronics Components Manufacturing Scheme outlay increased to ₹40,000 crore
  • Dedicated Rare Earth Corridors in Odisha, Kerala, Andhra Pradesh, and Tamil Nadu
  • Three dedicated Chemical Parks through challenge route
  • Hi-Tech Tool Rooms by CPSEs at two locations for precision manufacturing
  • Scheme for Enhancement of Construction and Infrastructure Equipment
  • Container Manufacturing Scheme with ₹10,000+ crore allocation over 5 years

Integrated Textile Sector Programme

  • National Fibre Scheme for self-reliance in natural and man-made fibres
  • Textile Expansion and Employment Scheme to modernize traditional clusters
  • Mega Textile Parks to enhance value addition
  • Mahatma Gandhi Gram Swaraj initiative for khadi, handloom, and handicrafts

2. Rejuvenating Legacy Industrial Sectors

  • Scheme to revive 200 legacy industrial clusters through infrastructure and technology upgradation to improve cost competitiveness and efficiency

3. Creating “Champion SMEs” and Supporting Micro Enterprises

  • ₹10,000 crore SME Growth Fund to create future Champions
  • Self-Reliant India Fund supplemented with additional ₹2,000 crore
  • Professional Institutions (ICAI, ICSI, ICMAI) to design short-term courses for ‘Corporate Mitras’ in Tier-II and Tier-III towns

4. Delivering Powerful Infrastructure Push

Capital Expenditure

  • Public capital expenditure increased to ₹12.2 lakh crore in FY 2026-27
  • Infrastructure Risk Guarantee Fund to strengthen private developer confidence
  • REITs for recycling significant real estate assets of CPSEs

Transportation & Logistics

  • New Dedicated Freight Corridors connecting Dankuni (East) to Surat (West)
  • 20 new National Waterways to be operationalised over 5 years
  • Training institutes as Regional Centres of Excellence for manpower development
  • Ship repair ecosystem at Varanasi and Patna for inland waterways
  • Coastal Cargo Promotion Scheme to increase inland waterways and coastal shipping share from 6% to 12% by 2047
  • Seaplane VGF Scheme for incentivising seaplane manufacturing and operations

5. Ensuring Long-Term Energy Security

  • ₹20,000 crore outlay over 5 years for Carbon Capture Utilization and Storage (CCUS) technologies

6. Developing City Economic Regions

  • ₹5,000 crore allocation per city economic region over 5 years through challenge mode
  • Seven High-Speed Rail corridors as growth connectors:
  1. Mumbai-Pune
  2. Pune-Hyderabad
  3. Hyderabad-Bengaluru
  4. Hyderabad-Chennai
  5. Chennai-Bengaluru
  6. Delhi-Varanasi
  7. Varanasi-Siliguri

Financial Sector Reforms

  • High Level Committee on Banking for Viksit Bharat to review and align banking sector
  • Restructuring of Power Finance Corporation and Rural Electrification Corporation
  • Comprehensive review of Foreign Exchange Management (Non-debt Instruments) Rules
  • Municipal Bond incentives of ₹100 crore for single issuances exceeding ₹1,000 crore

SECOND KARTAVYA: FULFILLING ASPIRATIONS & BUILDING CAPACITY

Creating Professionals for Viksit Bharat

Allied Health Professionals

  • Upgrade existing Allied Health Professional (AHP) institutions
  • Establish new AHP institutions in private and government sectors
  • Target: 100,000 additional Allied Health Professionals over 5 years

Medical Hubs & AYUSH

  • Five Regional Medical Hubs to promote India as a medical tourism hub
  • Three new All India Institutes of Ayurveda

Animal Husbandry

  • Scale up veterinary professionals by 20,000+
  • Loan-linked capital subsidy scheme for veterinary colleges, hospitals, diagnostic labs, and breeding facilities

Orange Economy (Creative Technologies)

  • Indian Institute of Creative Technologies, Mumbai to establish Visual Effects, Gaming, and Comics (AVGC) Content Creator Labs in 15,000 secondary schools and 500 colleges

Education

  • Five University Townships in major industrial and logistic corridors through challenge route
  • One girls’ hostel per district through VGF/capital support
  • High-Powered ‘Education to Employment and Enterprise’ Standing Committee

Tourism & Heritage

  • National Council for Hotel Management upgraded to National Institute of Hospitality
  • Pilot scheme for upskilling 10,000 guides in 20 tourist sites
  • National Destination Digital Knowledge Grid for documenting cultural and heritage sites
  • 15 archaeological sites (including Lothal, Dholavira, Rakhigarhi, Adichanallur, Sarnath, Hastinapur, and Leh Palace) to be developed into cultural destinations

Sports

  • Khelo India Mission to transform the Sports sector over the next decade

THIRD KARTAVYA: INCLUSIVE DEVELOPMENT (SABKA SAATH, SABKA VIKAS)

1. Increasing Farmer Incomes

  • Integrated development of 500 reservoirs and Amrit Sarovars
  • High Value Agriculture support for coconut, sandalwood, cocoa, and cashew in coastal areas
  • Coconut Promotion Scheme to increase production and productivity
  • Bharat-VISTAAR: Multilingual AI tool integrating AgriStack portals with ICAR agricultural practices

2. Empowering Divyangjan

  • Divyangjan Kaushal Yojana offering task-oriented roles in IT, AVGC, Hospitality, and Food & Beverage sectors

3. Mental Health & Trauma Care Commitment

  • NIMHANS-2 to be established in North India
  • National Mental Health Institutes in Ranchi and Tezpur to be upgraded as Regional Apex Institutions

4. Focus on Purvodaya States & North-East Region

  • Integrated East Coast Industrial Corridor with node at Durgapur
  • Five tourism destinations in Purvodaya States
  • 4,000 e-buses deployment
  • Buddhist Circuits development in Arunachal Pradesh, Sikkim, Assam, Manipur, Mizoram, and Tripura

5. Finance Commission Grants

  • ₹1.4 lakh crore provided to States for FY 2026-27 as recommended by 16th Finance Commission

DIRECT TAX REFORMS

New Income Tax Act

  • New Income Tax Act, 2025 to come into effect from April 2026
  • Simplified forms redesigned for easy compliance by ordinary citizens

Ease of Living Measures

  • Interest awarded by Motor Accident Claims Tribunal exempt from Income Tax
  • TCS rate on overseas tour packages reduced to 2% (from 2-20%)
  • TCS rate on LRS remittances for education and medical reduced to 2% (from 5%)
  • Simplified TDS provisions for manpower supply
  • Single window filing with depositories for Form 15G/15H
  • Tax return filing timeline extended from December 31 to March 31 with nominal fees
  • Staggered tax return filing timeline
  • 6-month foreign asset disclosure scheme for small taxpayers

Penalty & Prosecution Rationalization

  • IT assessment and penalty proceedings integrated
  • Taxpayers allowed to update returns even after reassessment (at 10% additional tax)
  • Immunity for income misreporting with additional tax payment
  • Decriminalization of non-production of books and TDS non-payment in kind
  • Immunity from prosecution for non-disclosure of foreign assets below ₹20 lakh (retrospective from October 1, 2024)

Support for IT Sector

  • Software development, IT-enabled services, and contract R&D services clubbed under single “Information Technology Services” category with 15.5% safe harbour margin
  • Safe harbour threshold enhanced from ₹300 crore to ₹2,000 crore
  • 5-year continuation of safe harbour through automated process
  • Fast-tracked Unilateral Advanced Pricing Agreement (APA) process within 2 years

Attracting Global Business & Investment

  • Tax holiday till 2047 for foreign cloud service companies using Indian data centers
  • 15% safe harbour for related entity data center services
  • 2% safe harbour for non-resident component warehousing in bonded warehouses
  • 5-year exemption for non-residents providing capital goods to toll manufacturers
  • 5-year exemption for non-resident experts’ global income
  • MAT exemption for non-residents paying presumptive tax

Cooperatives

  • Extended deductions for cooperative societies supplying cattle feed and cotton seed
  • Inter-cooperative dividend income deductible in new tax regime
  • 3-year dividend exemption for notified national cooperative federations

Other Direct Tax Proposals

  • Buyback taxation as capital gains for all shareholders; additional tax for promoters (22% corporate, 30% non-corporate)
  • TCS rationalization on alcoholic liquor, scrap, minerals (2%), and tendu leaves (2%)
  • STT on Futures raised to 0.05% (from 0.02%)
  • STT on options raised to 0.15% (from 0.1-0.125%)
  • MAT made final tax at 14% (from 15%) with no further credit accumulation from April 1, 2026

INDIRECT TAX REFORMS

Tariff Simplification

Marine, Leather & Textile Products

  • Duty-free import limit for seafood processing inputs increased from 1% to 3% of FOB value
  • Duty-free imports permitted for leather/synthetic footwear exports

Energy Transition & Security

  • Extended basic customs duty exemption for Lithium-Ion Cell manufacturing
  • Exemption on sodium antimonate for solar glass manufacture

Nuclear Power & Critical Minerals

  • Existing exemptions on nuclear power project imports extended till 2035
  • Exemption on capital goods for critical mineral processing

Biogas & Aviation

  • Biogas value excluded from Central Excise on biogas-blended CNG
  • Basic customs duty exempted on civilian, training aircraft components and defence sector aircraft parts

Electronics

  • Exemption on microwave oven components

Special Economic Zones

  • One-time concessional duty rates for DTA sales by eligible manufacturing units

Ease of Living (Customs)

  • Tariff rate on dutiable goods for personal use reduced from 20% to 10%
  • 17 drugs/medicines exempted from basic customs duty
  • Duty-free personal import for drugs/medicines and food for 7 rare diseases
  • Revised baggage clearance provisions during international travel

Customs Process Simplification

Trust-Based Systems

  • AEO duty deferral enhanced from 15 to 30 days for Tier 2-3
  • Advance ruling validity extended from 3 to 5 years
  • Auto-notification of goods arrival for clearance completion
  • Warehouse framework transformed to operator-centric system with self-declarations

Ease of Doing Business

  • Single digital window for seamless cargo clearance approvals by end of FY
  • Food, drugs, and wildlife product clearance operationalized by April 2026
  • Immediate Customs clearance for compliance-free goods
  • Customs Integrated System (CIS) rollout in 2 years
  • Non-intrusive scanning with AI technology expansion for container inspection

New Export Opportunities

  • Fish catch in Exclusive Economic Zone/High Seas made duty-free; foreign port landing treated as export
  • Complete removal of ₹10 lakh value cap on courier exports

Dispute Settlement

  • Honest taxpayers can settle disputes by paying additional amount in lieu of penalty
Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

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