IDFC FIRST Bank and RuPay Introduce FIRST EA₹N RuPay Credit Card
IDFC FIRST Bank has partnered with RuPay to launch the FIRST EA₹N RuPay Credit Card, a secured credit card that combines the benefits of a fixed deposit with the convenience of UPI transactions. This innovative card aims to provide users with enhanced financial flexibility and rewards.
Guaranteed Approval: Applicants can secure instant approval by opening a fixed deposit of at least ₹5,000 with IDFC FIRST Bank, ensuring accessibility for individuals with no credit history or low CIBIL scores.
Cashback on UPI Transactions: Users earn guaranteed cashback on every UPI transaction made with the card—1% when using the IDFC FIRST Bank App and 0.5% with other UPI apps, up to a maximum of ₹500 cashback per month.
Welcome and Renewal Benefits: Receive 100% cashback up to ₹500 on the first UPI transaction completed within 15 days of card issuance through any UPI app.
Additional Perks: The card offers complimentary roadside assistance, lost card liability cover, and personal accident cover, enhancing user security and convenience.
To apply for the FIRST EA₹N RuPay Credit Card, visit the IDFC FIRST Bank website, complete the online application form, and open the required fixed deposit. Upon approval, users can start enjoying the card’s benefits immediately.
Why in News | Key Points |
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IDFC FIRST Bank Partners with RuPay | – Launched the FIRST EA₹N RuPay Credit Card. – Combines FD benefits with UPI cashback rewards. – ₹5,000 FD required for approval. – 1% cashback on UPI transactions via IDFC FIRST Bank app, 0.5% on other apps. – Maximum ₹500 cashback per month. – Welcome benefit: ₹500 cashback on first UPI transaction. – Additional perks: Roadside assistance, lost card liability cover, personal accident cover. – Instant approval for low/no credit score individuals. |
Partnering Entities | – IDFC FIRST Bank – RuPay |
FD Requirement | – Minimum ₹5,000 FD for credit card approval. |
Benefits | – Cashback up to ₹500/month on UPI payments. – 100% cashback on first UPI transaction. |
Application Process | – Apply online at IDFC FIRST Bank website. – Complete FD requirement for approval. |
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