India’s FY25 Outlook: Per Capita GDP to Rise by ₹35,000

The State Bank of India (SBI) has revised its GDP growth forecast for the financial year 2024-25 (FY25) to 6.3%, slightly below the National Statistical Office’s (NSO) projection of 6.4%. This adjustment reflects concerns over a slowdown in lending and manufacturing, coupled with a high base effect from the previous year. Despite these challenges, per capita nominal GDP is expected to increase by ₹35,000 compared to FY23, indicating a positive trend in individual economic well-being.

Key Factors Influencing Economic Growth

Agriculture Sector: Projected to grow by 3.8% in FY25, up from 1.4% in FY24, driven by robust policy measures and public infrastructure development.

Industry and Services: Expected to experience a slowdown, with industry growth at 6.2% (down from 9.5% in FY24) and services at 7.2% (slightly down from 7.6% in FY24).

Private Consumption: Anticipated to grow at 7.3%, up from 4% in FY24, supported by strong agricultural growth and lower food inflation.

Investment Growth: Projected at 6.4%, a decline from 9% in the previous year, with no significant rebound expected in the second half of the financial year.

Implications for Economic Policy

The expected increase in per capita nominal GDP suggests an improvement in individual economic well-being, even amidst a deceleration in overall economic growth. Policymakers may need to focus on sustaining growth in the agriculture sector and stimulating private investment to maintain economic momentum. Addressing challenges in the manufacturing and services sectors will be crucial for achieving balanced and sustainable economic development.

Summary of the news

Why in News Key Points
India’s per capita nominal GDP is set to rise by ₹35,000 in FY25, despite a 6.3% GDP growth projection for the year. Projected Per Capita Nominal GDP Increase: ₹35,000 in FY25.
Private Consumption Growth: Expected to increase by 7.3%, driven by agricultural growth and lower food inflation. GDP Growth Forecast: 6.3% for FY25, down from 6.4%.
Agriculture Growth: Projected to grow by 3.8% in FY25, up from 1.4% in FY24. Agriculture Sector Growth: 3.8% in FY25.
Industry Growth: Expected to decline to 6.2%, down from 9.5% in FY24. Industry Growth: 6.2% in FY25.
Services Growth: Projected to be 7.2%, a slight decline from 7.6% in FY24. Services Growth: 7.2% in FY25.
Investment Growth: Expected to slow to 6.4%, down from 9% in the previous year. Investment Growth: 6.4% in FY25.
SBI’s Forecast: Reduction of GDP growth from 6.4% to 6.3%. SBI’s GDP Growth Forecast: 6.3%.
Key Focus Areas: Policymakers should focus on sustaining growth in agriculture and stimulating investment. Policy Focus: Stimulating investment and sustaining agricultural growth.
Piyush Shukla

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