Jan Dhan Account Balances Cross ₹2.75 Lakh Crore in 2025

In a significant boost to India’s financial inclusion journey, total deposits under the Pradhan Mantri Jan Dhan Yojana (PMJDY) have surged past the ₹2.75 lakh crore mark, as per government data updated till October 22, 2025. With 56.85 crore beneficiaries now linked to the no-frills banking initiative, the scheme continues to be a cornerstone of inclusive growth. Crucially, efforts to reactivate dormant accounts through targeted outreach campaigns have begun to show positive results, highlighting renewed engagement with the formal banking ecosystem.

Key Highlights of PMJDY Performance

  • Total Balance: ₹2,75,057 crore (as on October 22, 2025)
  • Number of Accounts: 56.85 crore

Top Contributors

  • Public Sector Banks: ₹2.15 lakh crore
  • Regional Rural Banks (RRBs): ₹51,489 crore
  • Private Sector Banks: ₹8,149 crore

This sharp increase in account balances is also driven by direct benefit transfers (DBTs), government schemes, and increased account activity as a result of recent reactivation campaigns.

Financial Inclusion Saturation Programme: A Catalyst

To address the issue of inactive accounts, the Department of Financial Services (DFS) launched a three-month Financial Inclusion Saturation Programme (July–September 2025). The drive aimed to,

  • Promote enrollment under PMJDY, PMJJBY, PMSBY, and Atal Pension Yojana (APY)
  • Facilitate re-verification of KYC for dormant accounts
  • Extend financial services to unbanked and underbanked regions

As of August 2025, nearly 13 crore out of 56 crore PMJDY accounts were inactive. However, about 5% of these accounts underwent successful re-KYC by the end of September, reactivating millions of previously unused bank accounts.

Shivam

As a Content Executive Writer at Adda247, I am dedicated to helping students stay ahead in their competitive exam preparation by providing clear, engaging, and insightful coverage of both major and minor current affairs. With a keen focus on trends and developments that can be crucial for exams, researches and presents daily news in a way that equips aspirants with the knowledge and confidence they need to excel. Through well-crafted content, Its my duty to ensures that learners remain informed, prepared, and ready to tackle any current affairs-related questions in their exams.

Recent Posts

India Forex Reserves Fall by $30.5 Billion in March 2026: Reasons and Impact

Foreign exchange reserves of India saw the sharp decline in the March 2026 and it…

24 mins ago

Sudha Murty Book ‘Tides of Time’ Highlights India’s History Through Parliament Murals

Honorable Vice-President of India C. P. Radhakrishnan has released the book called 'Tides of Time:…

56 mins ago

INS Taragiri Commissioned – What Makes This Warship Special?

To strengthen the India's maritime security Indian Navy has commissioned the latest stealth frigate called…

2 hours ago

Who is known as the Father of Mobile Phones?

Mobile Phones are a very important part of our daily life. From calling and messaging…

16 hours ago

Mongolia Gets New Prime Minister Amid Political Turmoil: Uchral Nyam-Osor Takes Charge

Mongolian parliament has appointed the Uchral Nyam-Osor as the country' new Prime Minister. With this…

18 hours ago

Ministry of Textiles Extends RoSCTL Scheme to Support Exporters Amid Global Uncertainty

To boost export potential of Indian textile industries Ministry of Textiles has extended the RoSCTL…

18 hours ago