Jan Dhan Account Balances Cross ₹2.75 Lakh Crore in 2025

In a significant boost to India’s financial inclusion journey, total deposits under the Pradhan Mantri Jan Dhan Yojana (PMJDY) have surged past the ₹2.75 lakh crore mark, as per government data updated till October 22, 2025. With 56.85 crore beneficiaries now linked to the no-frills banking initiative, the scheme continues to be a cornerstone of inclusive growth. Crucially, efforts to reactivate dormant accounts through targeted outreach campaigns have begun to show positive results, highlighting renewed engagement with the formal banking ecosystem.

Key Highlights of PMJDY Performance

  • Total Balance: ₹2,75,057 crore (as on October 22, 2025)
  • Number of Accounts: 56.85 crore

Top Contributors

  • Public Sector Banks: ₹2.15 lakh crore
  • Regional Rural Banks (RRBs): ₹51,489 crore
  • Private Sector Banks: ₹8,149 crore

This sharp increase in account balances is also driven by direct benefit transfers (DBTs), government schemes, and increased account activity as a result of recent reactivation campaigns.

Financial Inclusion Saturation Programme: A Catalyst

To address the issue of inactive accounts, the Department of Financial Services (DFS) launched a three-month Financial Inclusion Saturation Programme (July–September 2025). The drive aimed to,

  • Promote enrollment under PMJDY, PMJJBY, PMSBY, and Atal Pension Yojana (APY)
  • Facilitate re-verification of KYC for dormant accounts
  • Extend financial services to unbanked and underbanked regions

As of August 2025, nearly 13 crore out of 56 crore PMJDY accounts were inactive. However, about 5% of these accounts underwent successful re-KYC by the end of September, reactivating millions of previously unused bank accounts.

Shivam

As a Content Executive Writer at Adda247, I am dedicated to helping students stay ahead in their competitive exam preparation by providing clear, engaging, and insightful coverage of both major and minor current affairs. With a keen focus on trends and developments that can be crucial for exams, researches and presents daily news in a way that equips aspirants with the knowledge and confidence they need to excel. Through well-crafted content, Its my duty to ensures that learners remain informed, prepared, and ready to tackle any current affairs-related questions in their exams.

Recent Posts

Health Ministry Grants Lifetime Validity to FSSAI Licences, Ends Dual Licensing for Street Food Vendors

In a major reform aimed at improving the ease of doing business in India, the…

9 hours ago

José Antonio Kast Rist Takes Oath as the President of Chile

José Antonio Kast has officially taken office as the new President of Chile, marking a…

9 hours ago

Government Launched National Initiative “Bal Vivah Mukt Bharat” to End Child Marriage

Child marriage is a serious social issue in India, affecting the rights, health, and education…

10 hours ago

PM Narendra Modi Launches ₹526 Crore Assam Waterways Projects, Dedicates Elevated Port Corridor in Guwahati

Prime Minister Narendra Modi recently dedicated a modern elevated road corridor connecting Pandu Port to…

10 hours ago

Union Jal Shakti Minister Introduces Sujal Gaon ID for Digital Mapping of Rural Water Supply Schemes

The Union Ministry of Jal Shakti is taking big steps under Jal Jeevan Mission (JJM)…

11 hours ago

MoHUA Hosts ‘AMRUT Mitra Mahotsav’ Honouring Women SHGs Driving Urban Water Management under AMRUT 2.0

The Ministry of Housing & Urban Affairs (MoHUA) hosted the AMRUT Mitra Mahotsav 2026 at…

11 hours ago