Jan Dhan Account Balances Cross ₹2.75 Lakh Crore in 2025

In a significant boost to India’s financial inclusion journey, total deposits under the Pradhan Mantri Jan Dhan Yojana (PMJDY) have surged past the ₹2.75 lakh crore mark, as per government data updated till October 22, 2025. With 56.85 crore beneficiaries now linked to the no-frills banking initiative, the scheme continues to be a cornerstone of inclusive growth. Crucially, efforts to reactivate dormant accounts through targeted outreach campaigns have begun to show positive results, highlighting renewed engagement with the formal banking ecosystem.

Key Highlights of PMJDY Performance

  • Total Balance: ₹2,75,057 crore (as on October 22, 2025)
  • Number of Accounts: 56.85 crore

Top Contributors

  • Public Sector Banks: ₹2.15 lakh crore
  • Regional Rural Banks (RRBs): ₹51,489 crore
  • Private Sector Banks: ₹8,149 crore

This sharp increase in account balances is also driven by direct benefit transfers (DBTs), government schemes, and increased account activity as a result of recent reactivation campaigns.

Financial Inclusion Saturation Programme: A Catalyst

To address the issue of inactive accounts, the Department of Financial Services (DFS) launched a three-month Financial Inclusion Saturation Programme (July–September 2025). The drive aimed to,

  • Promote enrollment under PMJDY, PMJJBY, PMSBY, and Atal Pension Yojana (APY)
  • Facilitate re-verification of KYC for dormant accounts
  • Extend financial services to unbanked and underbanked regions

As of August 2025, nearly 13 crore out of 56 crore PMJDY accounts were inactive. However, about 5% of these accounts underwent successful re-KYC by the end of September, reactivating millions of previously unused bank accounts.

Shivam

As a Content Executive Writer at Adda247, I am dedicated to helping students stay ahead in their competitive exam preparation by providing clear, engaging, and insightful coverage of both major and minor current affairs. With a keen focus on trends and developments that can be crucial for exams, researches and presents daily news in a way that equips aspirants with the knowledge and confidence they need to excel. Through well-crafted content, Its my duty to ensures that learners remain informed, prepared, and ready to tackle any current affairs-related questions in their exams.

Recent Posts

Weekly Current Affairs One Liners (1st to 7th June, 2026)

Weekly Current Affairs One-Liners Current Affairs 2026 plays a very important role in competitive examinations…

15 hours ago

UIDAI CEO Saurabh Vijay Takes Charge as CEO of IndiaAI Mission

Saurabh Vijay CEO of the Unique Identification Authority of India (UIDAI) has assumed the charge…

1 day ago

India Launches E85 Fuel: 85% Ethanol Blend to Reduce Oil Imports and Emissions

For the energy security and sustainable transportation India set to launch the E85 fuel, it…

1 day ago

Uttar Pradesh Sangeet Natak Akademi Honors 51 Artistes at SNA Samman Ceremony 2026

The Uttar Pradesh Sangeet Natak Akademi (SNA) had honored the 51 distinguished artistes at the…

1 day ago

India’s Forex Reserves Rise to $682.32 Billion Despite Decline in Gold Holdings

Foreign exchange reserves of India has a fresh increase during the week was ended on…

1 day ago

RBI Deputy Governor Swaminathan Janakiraman Gets Two-Year Extension Until 2028

Swaminathan Janakiraman reappointed as the Deputy Governor of the Reserve Bank of India (RBI) for…

1 day ago