PM Modi to Transfer ₹10,000 to 75 Lakh Bihar Women

In a major pre-election push focused on women’s economic empowerment, Prime Minister Narendra Modi is set to transfer ₹10,000 each to 75 lakh women in Bihar under the Mukhya Mantri Mahila Rozgar Yojana. Scheduled for September 26, 2025, the disbursement totals ₹7,500 crore and aims to support women-led micro-enterprises across the state. The scheme, approved just last month, reflects both a developmental commitment and a strong political message ahead of the Bihar Assembly Elections 2025.

What is the Mukhya Mantri Mahila Rozgar Yojana?

Launched by the Bihar government and backed by the Rural Development Department, this scheme is designed to,

• Create self-employment opportunities for women
• Provide initial financial assistance of ₹10,000 via Direct Benefit Transfer (DBT)
• Offer a further grant of ₹2 lakh to eligible women entrepreneurs after a six-month performance review

Women can use this seed funding to start small businesses of their choice — from tailoring units and shops to agriculture-related activities.

Key Highlights of the Scheme

• Launch Date: September 26, 2025
• Beneficiaries: 75 lakh women across rural and urban Bihar
• First Installment: ₹10,000 per woman, non-repayable
• Follow-up Grant: ₹2 lakh based on performance

Implementation Bodies

• Rural Development Department for rural areas
• Urban Development Department for urban beneficiaries
• Target Group: Women from economically weaker sections, without permanent income, aged 18–60 years
• Special eligibility includes unmarried adult women without living parents and members of Jeevika Self-Help Groups (SHGs).

Eligibility Criteria

To qualify for the scheme, a woman must,

• Be between 18 and 60 years of age
• Belong to a nuclear family
• Not be an income tax payer
• Be a member of a Jeevika SHG (or willing to join one)

This inclusive design ensures that support reaches the most vulnerable women who often lack access to formal credit systems.

Implementation Strategy

Over 1.11 crore applications have already been received. The Bihar government has instructed all District Magistrates to organize awareness and disbursement events at,

• District level
• Block level
• Cluster Level Federations
• Village organizations

The idea is to integrate the scheme within existing SHG ecosystems, leveraging the extensive Jeevika network for smooth rollout.

Takeaways

• ₹10,000 to be transferred to 75 lakh women on September 26, 2025
• ₹7,500 crore disbursed via Direct Benefit Transfer
• ₹2 lakh grant after six-month performance review
• Applicants must be 18–60 years old, not income taxpayers
• Managed by Rural Development and Urban Development departments
• Aligned with Bihar’s 2025 election strategy and women’s empowerment agenda