Categories: Banking

PNB Restricts Withdraw of Money from non-EMV ATMs

Punjab National Bank (PNB) has decided to restrict its customers from withdrawing money from non-EMV automated teller machines (ATMs) with effect from 01 February 2021, in an attempt to check frauds, related to money transactions. This restriction will apply to both, financial and non-financial transactions. To overcome this, PNB will introduce OTP based systems for withdrawing cash.

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What are non-EMV ATMs?

Non-EMV ATMs are those which reads data through magnetic strips and do not hold the ATM card during the transaction.

Other major decision

  • PNB has also decided to replace the old IFSC and MICR codes. This means that the old codes will not work after March 31, 2021.
  • Customers will have to get a new code from the bank
  • This decision has been taken due to merger of Punjab National Bank, Oriental Bank of Commerce and United Bank of India on 1st April 2020.

Important takeaways for all competitive exams:

  • Punjab National Bank Headquarters: New Delhi.
  • Punjab National Bank CEO: S. S. Mallikarjuna Rao (1 Oct 2019–).
  • Punjab National Bank Founded: 19 May 1894, Lahore, Pakistan.
  • Punjab National Bank Founders: Lala Lajpat Rai, Dyal Singh Majithia.

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Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

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