RBI Announces Phased Discontinuation of Incremental Cash Reserve Ratio (I-CRR)

The Reserve Bank of India (RBI) has unveiled a plan to gradually discontinue the Incremental Cash Reserve Ratio (I-CRR) in response to evolving liquidity conditions. This strategic move aims to ensure that the financial system remains stable and money markets operate smoothly.

Phased Release of I-CRR

The RBI has outlined a phased release of the I-CRR funds. On September 9, 25% of the I-CRR will be released, followed by another 25% on September 23. The remaining 50% of the I-CRR will be released on October 7.

Origins of the I-CRR

The RBI Governor, Shaktikanta Das, introduced the I-CRR, mandating all scheduled banks to maintain a 10% reserve ratio on the increase in their net demand and time liabilities (NDTL) between May 19, 2023, and July 28, 2023. The objective was to absorb surplus liquidity stemming from various factors, including the reintroduction of ₹2,000 notes into the banking system.

Temporary Measure for Liquidity Management

Governor Das emphasized that the I-CRR was always intended as a “temporary measure” to address the liquidity surplus. The net impact of this incremental CRR, according to the RBI’s internal calculations, amounted to slightly over ₹1 lakh crore.

This phased discontinuation of the I-CRR is a significant development in India’s monetary policy, aiming to maintain financial stability and manage liquidity in a controlled manner.

Find More News Related to Banking

Piyush Shukla

Recent Posts

FCRA Amendment Bill Sent to 31-Member JPC Amid Protests

Foreign Contribution (Regulation) Amendment Bill, 2026 is referred to the 31-member Joint Parliamentary Committee (JPC).…

11 minutes ago

Tata Group Chairmen From Jamsetji Tata to N Chandrasekaran: Full List

Throughout the years, the Tata Group has been led by generations of visionaries including the…

52 minutes ago

July Retail Inflation Rises to 4.45% on Food Prices

For the month of July 2026, Retail inflation saw a marginal increase to 4.45% in…

2 hours ago

World Organ Donation Day 2026: Date, History and Importance

August 13 is celebrated every year as the World Organ Donation Day to raise awareness…

2 hours ago

UP Kamadhenu Pashu Bima Yojana 2026: Latest Scheme, Benefits, Eligibility, Premium, Coverage and How to Apply

The UP Kamadhenu Pashu Bima Yojana has been associated with livestock insurance support for farmers…

3 hours ago

Current Affairs Capsule PDF (12th August, 2026)

National News India Diversifies Urea Imports Amid West Asia Supply Disruptions India increased urea imports…

16 hours ago