Union Budget 2025: A Comprehensive Scheme List

On February 1, 2025, Finance Minister Smt. Nirmala Sitharaman presented the Union Budget for 2025-26, introducing several new government schemes aimed at improving agriculture, MSMEs, industry, and social security. These initiatives are designed to provide targeted support for rural development, economic growth, and the welfare of various sectors. Along with new schemes, the government also proposed changes to existing programs to further enhance their impact. The initiatives focus on empowering farmers, entrepreneurs, workers, and rural communities.

New Government Schemes Announced in the Budget 2025

Prime Minister Dhan-Dhaanya Krishi Yojana

• Objective: Enhance agricultural productivity and sustainable practices.
• Target: 1.7 crore farmers in 100 low-productivity districts.
• Key Features
• Crop diversification and sustainable agriculture.
• Improvement of irrigation facilities and storage infrastructure.
• Facilitating long-term and short-term credit access.

Rural Prosperity and Resilience Programme

• Objective: Address rural underemployment and strengthen the rural economy.
• Target: Young farmers, rural women, marginal farmers, and landless families.
• Key Features
• Investment in agriculture, technology, and skilling.
• Promoting enterprise development and financial independence for rural women.
• Generating employment and business opportunities for rural youth.

Aatmanirbharta in Pulses

• Objective: Achieve self-reliance in pulse production.
• Key Features
• A 6-year mission focused on Urad, Tur, and Masoor pulses.
• Procurement of pulses by NAFED and NCCF from registered farmers.
• Focus on climate-resilient seeds and enhancing protein content.

Scheme for First Time Entrepreneurs

• Objective: Support first-time women, SC/ST entrepreneurs.
• Key Features
• Term loans up to Rs. 2 crore for 5 lakh entrepreneurs over 5 years.
• Capacity-building programs for entrepreneurial skills.

Saksham Anganwadi and Poshan 2.0

• Objective: Provide nutritional support for children, lactating mothers, and pregnant women.
• Target: 8 crore children, 1 crore mothers, and 20 lakh adolescent girls.
• Key Features
• Enhanced cost norms for nutritional programs in aspirational districts.

Bharatiya Bhasha Pustak Scheme

• Objective: Promote Indian language books for schools and higher education.
• Key Features
• Digital-form books in regional languages to aid better understanding of subjects.

Social Security Scheme for Welfare of Online Platform Workers

• Objective: Provide social security to gig workers.
• Key Features
• Registration and ID cards for gig workers on the e-Shram portal.
• Healthcare coverage under PM Jan Arogya Yojana.

SWAMIH Fund 2

• Objective: Address the housing needs of middle-income families.
• Target: Completion of 1 lakh housing units for middle-class families.
• Key Features
• Rs. 15,000 crore fund to complete stressed housing projects.
• Focus on middle-class families paying EMIs and rent for apartments.

Changes to Existing Government Schemes

MSME Definition

• Objective: Enhance MSME capabilities in technology, scale, and access to capital.
• Key Features
• Revised investment and turnover limits for MSMEs.
• Increased classification limits to aid MSME growth.

Kisan Credit Cards (KCC)

• Objective: Provide short-term loans for farmers, fishermen, and dairy farmers.
• Key Features
• Increased loan limit from Rs. 3 lakh to Rs. 5 lakh.

Credit Guarantee Fund

• Objective: Improve MSME and startup access to credit.
• Key Features
• Enhanced credit guarantee for MSMEs and startups.
• Customised credit cards for micro-enterprises.

Fund of Funds for Startups

• Objective: Promote startup growth.
• Key Features
• New Fund of Funds with Rs. 10,000 crore contribution.
• Expanded scope and support for startups.

Atal Tinkering Labs

• Objective: Foster innovation and scientific temper in youth.
• Key Features
• Setting up 50,000 Tinkering Labs in government schools over 5 years.

PM SVANidhi

• Objective: Provide financial relief to street vendors.
• Key Features
• Enhanced loan facilities and UPI-linked credit cards.
• Capacity-building support for street vendors.

Jal Jeevan Mission

• Objective: Ensure potable water access to rural households.
• Key Features
• Extension of the mission to cover 100% of rural households by 2028.
• Focus on quality and maintenance of rural water supply schemes.

UDAN – Regional Connectivity Scheme

• Objective: Enhance regional air connectivity.
• Key Features
• Modified scheme to connect 120 new destinations.
• Support for smaller airports and helipads in rural regions.

PM Gati Shakti

• Objective: Facilitate infrastructure planning through data and maps.
• Key Features
• Access to geospatial data for PPPs and infrastructure projects.

Employment-Led Growth in Tourism

• Objective: Promote employment through tourism.
• Key Features
• Skill development programs and MUDRA loans for homestays.
• E-visa facilities and incentives for tourism management.

PM Research Fellowship

• Objective: Support research in technological fields.
• Key Features
• 10,000 fellowships with enhanced financial support for IISc and IITs.

Summary Table

Scheme Name	Objective	Target Group/Beneficiaries	Key Features
Prime Minister Dhan-Dhaanya Krishi Yojana	Enhance agricultural productivity and sustainable practices	1.7 crore farmers in 100 districts	Crop diversification, irrigation improvement, post-harvest storage, credit access
Rural Prosperity and Resilience Programme	Address rural underemployment and strengthen rural economy	Young farmers, rural women, marginal farmers, landless families	Investment, technology, skilling, enterprise development
Aatmanirbharta in Pulses	Achieve self-reliance in pulse production	Farmers growing Urad, Tur, and Masoor	Climate-resilient seeds, increased productivity, procurement by NAFED and NCCF
Scheme for First-time Entrepreneurs	Support first-time women, SC/ST entrepreneurs	5 lakh entrepreneurs	Loans up to Rs. 2 crore, capacity-building programs
Saksham Anganwadi and Poshan 2.0	Nutritional support for children, mothers, and adolescent girls	8 crore children, 1 crore mothers, 20 lakh adolescent girls	Enhanced cost norms, focus on aspirational districts
Bharatiya Bhasha Pustak Scheme	Promote Indian language books for education	Schools and higher education students	Digital-form books in regional languages
Social Security for Gig Workers	Provide social security to gig workers	Online platform workers	Registration on e-Shram portal, healthcare under PM Jan Arogya Yojana
SWAMIH Fund 2	Complete stressed housing projects	Middle-class families	Rs. 15,000 crore fund to complete 1 lakh housing units
MSME Definition	Enhance MSME capabilities	MSMEs in India	Revised investment and turnover limits
Kisan Credit Cards (KCC)	Provide short-term loans to farmers	Farmers, fishermen, dairy farmers	Increased loan limit from Rs. 3 lakh to Rs. 5 lakh
Credit Guarantee Fund	Improve MSME and startup access to credit	MSMEs and startups	Enhanced credit guarantee, customised credit cards
Fund of Funds for Startups	Support startup growth	Startups	New Rs. 10,000 crore Fund of Funds
Atal Tinkering Labs	Foster innovation in youth	Students in government schools	50,000 labs in 5 years to cultivate scientific temper
PM SVANidhi	Provide financial relief to street vendors	Street vendors	Enhanced loans, UPI-linked credit cards, capacity-building
Jal Jeevan Mission	Ensure potable water for rural households	Rural households	Extension to 100% rural households by 2028
UDAN Scheme	Enhance regional air connectivity	General public, especially in rural areas	Connect 120 new destinations, support smaller airports
PM Gati Shakti	Facilitate infrastructure planning with data and maps	Government, private sector, infrastructure projects	Access to geospatial data for PPPs and projects
Employment-Led Growth in Tourism	Promote employment in the tourism sector	Youth, tourism industry workers	Skill development, MUDRA loans, e-visa facilities
PM Research Fellowship	Support technological research	IISc and IITs students	10,000 fellowships, enhanced financial support