Categories: Business

Financial services startup Razorpay acquires TERA Finlabs

Razorpay has acquired artificial intelligence (AI)-based risk analysis platform TERA Finlabs, marking its third acquisition since inception. Bengaluru-based TERA Finlabs provides risk management software, along with customized credit offerings to make lending more affordable for consumers and profitable for lenders. Razorpay will leverage the acquisition for its small and medium enterprise (SME)-based lending business, Razorpay Capital, which was launched in 2019.

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TERA will provide its entire technology stack, risk management capabilities, and onboarding solutions to create and enable a credit line for Razorpay’s merchant network. The team at TERA FinLabs comes with exceptional domain knowledge in credit underwriting and risk management, as we see immense value in its core lending infrastructure capabilities.

Important takeaways for all competitive exams:

  • Razorpay Founded: 2013;
  • Razorpay CEO: Harshil Mathur (May 2014–);
  • Razorpay Headquarters location: Bengaluru.

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Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

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