Categories: Banking

GoI capped Rs 50,000 withdrawal limit on Yes Bank account holder

The Central Government of India imposed temporary prohibition of the activity of the capital-starved Yes Bank and capped withdrawals at ₹50,000 per account after considering an application made by the Reserve Bank of India. The board of Yes Bank has been superseded with immediate effect by the Reserve Bank of India (RBI).

The RBI also assured the depositors of the bank that their interest will be fully protected and there is no need to panic. Former SBI CFO Prashant Kumar has been appointed as administrator of Yes Bank. Yes Bank has been grappling with mounting bad loans. The latest development comes six months after the regulator did the same with the city-based cooperative lender PMC Bank after a large scam was unearthed.

The depositors will be allowed to withdraw more than ₹50,000 under the following conditions:

  • In connection with the medical treatment of the depositor or any person actually dependent on him.
  • Towards the cost of higher education of the depositor or any person actually dependent on him for education in India or outside India.
  • To pay obligatory expenses in connection with marriage or other ceremonies of the depositor or his children or of any other person actually dependent upon him.
  • In connection with any other unavoidable emergency.

Important takeaways for all competitive exams:

  • Chief Executive Officer & MD of Yes Bank: Ravneet Gill.
  • Headquarters of Yes Bank: Mumbai, Maharashtra.
  • Yes Bank established: 2004.

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Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

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