IDBI Bank Amrit Mahotsav deposits

IDBI Bank, a private sector lender, has announced revised interest rates for fixed deposits (FDs) under ₹2 crore, effective from April 1st, 2023. The bank has launched the “Amrit Mahotsav FD” scheme, offering attractive returns for both elderly individuals and the general public.

“Amrit Mahotsav FD” Scheme Details

Under the “Amrit Mahotsav FD” scheme, IDBI Bank offers different interest rates for elderly individuals and the general public. Retail investors who fall under the senior citizen category can avail a higher interest rate of 7.65%. For the general public, the bank provides an interest rate of 7.15% on their fixed deposits.

Revised Interest Rates for General Public and Senior Citizens

The bank guarantees interest rates on fixed deposits maturing in 7 days to 10 years. The revised interest rates for the general public range from 3.00% to 6.25%, while senior citizens can enjoy rates from 3.50% to 6.75% on their deposits.

IDBI Bank’s Updated FD Rates

The following table showcases the revised interest rates offered by IDBI Bank for fixed deposits under ₹2 crore:

Deposit Tenure (Days) General Public (%) Senior Citizens (%)
7 – 30 3.00 3.50
31 – 45 3.35 3.85
46 – 90 4.25 4.75
91 – 180 4.75 5.25
181 days – 1 year 5.00 5.50
1 year – 2 years 6.00 6.50
2 years – 3 years 6.50 7.00
3 years – 10 years 6.25 6.75

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Piyush Shukla

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