India’s first UPI-ATM, a White Label ATM (WLA) by Hitachi Payment Services in collaboration with the National Payments Corporation of India (NPCI), was introduced to enable seamless cash withdrawals without the need for physical ATM cards.
This innovation allows customers of certain banks to enjoy QR-based cashless withdrawals. The UPI-ATM, also known as Interoperable Cardless Cash Withdrawal (ICCW), offers a simple process for users of participating banks who use UPI to withdraw cash from compatible ATMs.
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