The interest rates on the small savings schemes will remain the same for the fourth quarter of 2021-2022 (January – February – March 2022) as they were in the third quarter of 2021-22 (October-December 2021). It must be noted that West Bengal is the highest contributor to the small saving schemes while Uttar Pradesh is the second top contributor. Also remember, the government notifies the Interest rates for small savings schemes on a quarterly basis.
Various Interest Rates for Quarter-4 (Jan-March) of 2021-22:
| S.No | Small Savings Scheme | Interest Rate |
| 1 | Post Office Savings Account | 4% |
| 2 | 5-Year Post Office Recurring Deposit (RD) Account | 5.8% |
| 3 | Post Office Time Deposit (TD) Account – One Year | 5.5% |
| 4 | Post Office Time Deposit Account (TD) – Two Years | 5.5% |
| 5 | Post Office Time Deposit Account (TD) – Three Years | 5.5% |
| 6 | Post Office Time Deposit Account (TD) – Five Years | 6.7% |
| 7 | Post Office Monthly Income Scheme Account (MIS) | 6.6% |
| 8 | Senior Citizen Savings Scheme (SCSS) | 7.4% |
| 9 | 15-Year Public Provident Fund Account (PPF) | 7.1% |
| 10 | National Savings Certificates (NSC) | 6.8% |
| 11 | Kisan Vikas Patra (KVP) | 6.9% |
| 12 | Sukanya Samriddhi Account | 7.6% |
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