Life Insurance Premium Mobilisation Rises by 5.13% in FY25

The Indian life insurance industry witnessed a healthy growth of 5.13% in total new business premium collection in the financial year 2024–25, showing improved momentum compared to the previous year. The individual new business premium segment surged by 11.17%, indicating increased participation from first-time policyholders. This growth reflects the industry’s strategic focus on expanding market reach and providing comprehensive financial protection.

Key Highlights of FY25 Life Insurance Performance

Overall Growth

  • New business premium for the life insurance sector rose by 5.13% in FY25.
  • Previous fiscal year (FY24) saw a modest 2% growth.

Premium Collection Figures

  • FY25: ₹3,97,336 crore
  • FY24: ₹3,77,960 crore
  • Absolute increase: ₹19,376 crore

Individual New Business Premium

  • FY25: ₹1,66,590.81 crore
  • FY24: ₹1,49,851.67 crore
  • Growth: 11.17%

LIC’s Performance

  • Total new business premium: ₹2,26,669 crore
  • Individual new business premium: ₹62,404 crore (record high)
  • LIC’s market share: 57.05%

Industry Commentary

  • Growth driven by focus on first-time buyers and comprehensive coverage.
  • In March 2025, combined individual premium collection rose by 4.47%.
Summary/Static Details
Why in the news? Life Insurance Premium Mobilisation Rises by 5.13% in FY25
Total New Business Premium ₹3,97,336 crore
Growth in Total Premium (YoY) 5.13%
Individual New Business Premium ₹1,66,590.81 crore
Growth in Individual Premium (YoY) 11.17%
LIC’s Total New Business Premium ₹2,26,669 crore
LIC’s Individual Premium Collection ₹62,404 crore (Record high)
LIC’s Market Share 57.05%
Shivam

Recent Posts

Monthly Current Affairs PDF – October 2025 Edition

Welcome to the October 2025 Edition of the Monthly Current Affairs PDF – your all-inclusive…

15 hours ago

Weekly Current Affairs One Liners 10th to 16th of November 2025

Weekly Current Affairs One-Liners Current Affairs 2025 plays a very important role in the competitive…

16 hours ago

Which is the Oldest Hotel in the World? Know About It

Across the world, many hotels are known for their beauty, luxury, or history, but only…

1 day ago

Which Country is Known as the Land of Sandalwood?

Sandalwood is one of the world’s most precious and sweet-smelling woods, used for perfumes, medicines,…

2 days ago

Top Indian Lender Backs Next Phase of Banking Sector Mergers

India’s banking sector is gearing up for another transformative phase as the State Bank of…

2 days ago

GI Tag Awarded to Traditional Lepcha Musical Instruments

In a landmark move aimed at preserving India’s rich cultural heritage, the Government of India…

2 days ago