Categories: Banking

RBI Cancels Registration of Two Entities for Regulatory Lapses

The Reserve Bank of India said it has cancelled the registration of Pune-based Kudos Finance and Investments and Mumbai-based Credit Gate for regulatory lapses in lending practices. With cancelled Certificate of Registration(CoR), the two NBFCs should not transact the business of a non-banking financial institution, the RBI said in a statement.

Buy Prime Test Series for all Banking, SSC, Insurance & other exams

Need of The Cancellation:

The Certificate of Registration(CoR) of the two NBFCs have been cancelled on account of violation of RBI Guidelines on Outsourcing and Fair Practices Code in their digital lending operations undertaken through third party apps, which was considered detrimental to public interest,” it said.

According to the statement, the entities were also not complying with the extant regulations pertaining to charging of excessive interest and had resorted to undue harassment of customers for loan recovery purposes.

RBI’s Continuous Effective Regulation:

Prior to this, the Reserve Bank of India (RBI) has asked online payment gateway PayU India to reapply for its initial payment aggregator (PA) licence.

You may also read: Govt to set up Bima Sugam Portal to address existing protection gap across General Insurance Business

 

Piyush Shukla

Recent Posts

Can SBI’s New ‘CHAKRA’ Power India’s Next Economic Boom?

India’s economic future is increasingly tied to industries that are still evolving but promise massive…

3 hours ago

Who Is Sunetra Pawar, Maharashtra’s First Woman Deputy Chief Minister?

In an unprecedented and emotionally charged development, Maharashtra witnessed a historic political moment as Sunetra…

4 hours ago

Has Spanish Scientist Really Found a Cure for Pancreatic Cancer?

A research team reported that they had completely eliminated the most aggressive form of pancreatic…

6 hours ago

Which River is known as the River of Thousand Temples?

Rivers have always been an important part of human life, providing water, food, and transportation.…

6 hours ago

Who Is Elena Rybakina, the Australian Open 2026 Women’s Singles Champion?

Elena Rybakina won the Australian Open 2026 women’s singles title after defeating World No. 1…

6 hours ago

Why Is SAIL Being Certified Third Time ‘Great Place to Work’ Again?

India’s largest public sector steelmaker has achieved a milestone that goes beyond production and profits.…

7 hours ago