Categories: BankingUncategorized

RBI Launches DAKSH- Reserve Bank’s Advanced Supervisory Monitoring System

The Reserve Bank Governor Shaktikanta Das launched a new ‘SupTech’ initiative DAKSH – the bank’s Advanced Supervisory Monitoring System, which is expected to make the supervisory processes more robust.

Bank Maha Pack includes Live Batches, Test Series, Video Lectures & eBooks

What The RBI Said:

In a statement, the Reserve Bank of India (RBI) said it has been taking various initiatives in strengthening supervision, which among other initiatives include adoption of latest data and analytical tools as well as leveraging technology for implementing more efficient and automated work processes.

List of RBI Governors of India

Its Usage:

DAKSH means ‘efficient’ & ‘competent’, reflecting the underlying capabilities of the application. DAKSH is a web-based end-to-end workflow application through which RBI shall monitor compliance requirements in a more focused manner with the objective of further improving the compliance culture in Supervised Entities (SEs) like Banks, NBFCs, etc. The application will also enable seamless communication, inspection planning and execution, cyber incident reporting and analysis, provision of various MIS reports etc., through a Platform which enables anytime-anywhere secure access.

What Is Financial Supervision:

The Reserve Bank of India performs this function under the guidance of the Board for Financial Supervision (BFS). The Board was constituted in November 1994 as a committee of the Central Board of Directors of the Reserve Bank of India. Primary objective of BFS is to undertake consolidated supervision of the financial sector comprising commercial banks, financial institutions and non-banking finance companies.

The Board Constitution:

The Board is constituted by co-opting four Directors from the Central Board as members for a term of two years and is chaired by the Governor. The Deputy Governors of the Reserve Bank are ex-officio members. One Deputy Governor, usually, the Deputy Governor in charge of banking regulation and supervision, is nominated as the Vice-Chairman of the Board.

Some of the initiatives taken by BFS include:

  1. restructuring of the system of bank inspections
  2. introduction of off-site surveillance,
  3. strengthening of the role of statutory auditors and
  4. strengthening of the internal defences of supervised institutions.

Find More News Related to Banking

Piyush Shukla

Recent Posts

NHAI Sets Four Guinness World Records on Bengaluru-Kadapa-Vijayawada Corridor

India's highway construction sector has achieved a global milestone with record-breaking infrastructure execution. The National…

6 mins ago

Top Government Schemes for Youth in 2026: Jobs, Skills, Startups & Fitness Programs

India’s youth are at the center of the country’s development journey, and the Government of…

20 mins ago

National Youth Day 2026: History, Significance & How India Celebrates January 12

National Youth Day is celebrated every year on January 12 across India to commemorate the…

36 mins ago

Weekly One Liners 05th to 11th of January 2026

Weekly Current Affairs One-Liners Current Affairs 2025 plays a very important role in competitive examinations…

22 hours ago

MeitY Launches PARAM SHAKTI Supercomputing Facility at IIT Madras

The Ministry of Electronics and Information Technology (MeitY) has launched ‘PARAM SHAKTI’, a powerful new…

2 days ago

Akasa Air Enters IATA, Becomes India’s Fifth Member of Global Airline Body

Akasa Air, India’s youngest airline founded in 2020, has become a member of the International…

2 days ago