SBI Projects Household Net Financial Savings to Reach ₹22 Lakh Crore in FY25
According to the latest economic research report by the State Bank of India (SBI), India’s household net financial savings could reach ₹22 lakh crore, or 6.5% of Gross National Disposable Income (GNDI), in the financial year 2024–25. This would mark a significant improvement from the previous year, indicating stronger macroeconomic fundamentals and household confidence. The report also covers RBI’s balance sheet trends, the impact of its ₹2.69 lakh crore surplus transfer, and key observations on fraud incidents in the financial system.
SBI has released its latest economic research report analyzing key financial indicators. It projects a sharp increase in household net financial savings in FY 2024–25. Highlights RBI’s surplus transfer, fraud trends, and overall financial system resilience.
Provides a critical capital pool for,
Total fraud amount in FY25: ₹36,014 crore (Tripled, despite fewer cases)
Card & Internet fraud cases,
| Summary/Static | Details |
| Why in the news? | SBI Projects Household Net Financial Savings to Reach ₹22 Lakh Crore in FY25 |
| Projected Household Financial Savings (FY25) | ₹22 lakh crore (6.5% of GNDI) |
| Previous Year Savings (FY24) | 5.1% of GNDI |
| RBI Surplus Transfer | ₹2.69 lakh crore |
| RBI Balance Sheet Growth | 8.19% |
| Nominal GDP Growth (FY25) | 9.9% |
| Fraud Amount in FY25 | ₹36,014 crore (tripled) |
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