Categories: Banking

SMCB becomes India’s 1st urban co-operative bank to transition to SFB

Uttar Pradesh-based, Shivalik Mercantile Co-operative Bank (SMCB) has become the first urban co-operative bank (UCB) in India to receive a licence from RBI to operate as a Small Finance Bank (SFB). The RBI had given an 18-month timeline to commence business.

SMCB received the commercial banking license from banking regulator Reserve Bank of India (RBI) on January 06, 2021, to transition to an SFB, under the voluntary transition scheme. The Shivalik Small Finance Bank (SSFB) will start its banking operations from April 2021.

WARRIOR 4.0 | Banking Awareness Batch for SBI, RRB, RBI and IBPS Exams | Bilingual | Live Class

About Shivalik Small Finance Bank:

SSFB operates through 31 branches and over 250 banking agents in Uttar Pradesh, Madhya Pradesh, Delhi, and Uttarakhand with 400,000 customers. As on March 31, 2020, the total deposit base of the bank stood at Rs 1,140 crore and total advances stood at Rs 719 crore.

Important takeaways for all competitive exams:

  • Suveer Kumar Gupta, MD & CEO of Shivalik Mercantile Cooperative Bank.
  • Shivalik Mercantile Cooperative Bank HQ: Saharanpur, Uttar Pradesh.

Find More Banking News Here

Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

Recent Posts

Top-10 Richest Persons in the World in 2026, Check Their Names and Net Worth

In 2026, the number of billionaires in the world has reached a new record. There…

7 hours ago

India Targets Cocoa Production Boost with Long-Term Strategy for Self-Reliance by 2040

India is preparing to the long-term strategy to achieve the self-sufficiency in the cocoa production…

13 hours ago

ITC Achieves Global Farm Sustainability Assessment (FSA) 3.0 Certification in Major Agri Milestone

ITC Limited has become the first company in India to receive the globally recognized Farm…

13 hours ago

Who is known as the “Mozart of Madras?

Nicknames often reflect a person's talent and personality in a special way. In the world…

13 hours ago

Infosys Partners with Carlos Alcaraz to Power AI-Driven Sports Performance Solutions

Infosys has signed the multi year partnership with Carlos Alcaraz and appointed him as the…

13 hours ago

HAL and GE Aerospace Sign Key Deal to Co-Develop Advanced Jet Engines for India

To strengthening the defense capabilities of India Hindustan Aeronautics Limited (HAL) and GE Aerospace signed…

13 hours ago