Jio Financial Services Launches SmartGold for Convenient Digital Gold Investments

Jio Financial Services Limited (JFSL) has introduced SmartGold, a digital gold investment platform, allowing customers to invest in 24-karat physical gold through the JioFinance app. This offering aligns with the company’s broader strategy to enhance financial services accessibility during the auspicious Dhanteras season. Customers can start investing with a minimum of just ₹10, ensuring a flexible and secure investment experience. The underlying gold will be stored in insured vaults, allowing customers to redeem their digital gold for cash or physical gold coins and jewelry at any time.

Seamless Digital Gold Investment

SmartGold provides a fully digital and secure process for purchasing gold. Customers can buy gold in denominations of rupees or grams and have the option to directly purchase gold coins for doorstep delivery. This feature caters to the growing demand for convenient and transparent investment options in precious metals.

Key Features and Benefits

Minimum Investment: Customers can start investing in digital gold with just ₹10.

Flexible Denominations: Gold can be purchased in various denominations, including 0.5 gm, 1 gm, 2 gm, 5 gm, and 10 gm.

Live Market Tracking: The JioFinance app allows users to track real-time gold prices, promoting transparency in their investments.

Redemption Options: Customers can redeem their SmartGold units for cash or physical gold at any time, with delivery available for holdings of 0.5 gm and above.

Broader Financial Services Integration

The launch of SmartGold is part of JFSL’s extensive offerings, which include loans, digital savings accounts, insurance plans, and financial management tools through the newly launched JioFinance app. The app also facilitates biometric authentication and provides a consolidated view of customers’ financial holdings across different accounts, enhancing overall financial management capabilities.

Strategic Acquisition of Faradion

In addition to SmartGold, Reliance New Energy (RNEL), a subsidiary of Reliance Industries, has acquired the remaining equity stake in Faradion, bringing its ownership to 100%. This strategic move indicates Reliance’s commitment to expanding its portfolio in the energy sector, complementing its financial services growth with diversified investments.

Piyush Shukla

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