Telangana State has achieved a significant milestone in financial inclusion by attaining 100% coverage of the Pradhan Mantri Jan Dhan Yojana (PMJDY). Since the launch of this national mission, the state has made remarkable progress in extending banking services to all sections of the population. This article explores the achievements of PMJDY in Telangana, highlighting its objectives and the steps taken to promote digital banking and financial empowerment.
Empowering Every Unbanked Adult The PMJDY is a National Mission for Financial Inclusion that aims to provide affordable access to financial services such as banking, savings and deposit accounts, remittance, credit, insurance, and pension. It serves as the foundation stone for people-centric economic initiatives, including Direct Benefit Transfer (DBT), COVID-19 financial assistance, PM-KISAN, and increased wages under the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGA). The primary objective of PMJDY is to ensure that every adult in India has a bank account, facilitating their participation in the formal financial system.
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Digital Banking Approach
Simplified KYC and e-KYC
Extension of PMJDY with New Features:
Interoperability and Enhanced Overdraft Facilities:
Jan Dhan Darshak App:
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