Categories: State News

Maharashtra launches scheme to offer personal loans for prisoners

The Maharashtra government has introduced a scheme that allows prisoners to obtain personal loans from banks of up to Rs. 50,000 to help their families improve their living conditions and meet expenses related to their legal matters. It will be a first of its kind initiative in our country. The Maharashtra State Co-operative Bank would provide loans up to 50,000 under the scheme at a 7% interest rate. The scheme would be implemented in Yerawada Central Jail in Pune, Maharashtra, on a pilot basis. This type of loan is called a “khavti” loan, and benefits approximately 1,055 prisoners. 

Buy Prime Test Series for all Banking, SSC, Insurance & other exams

Under the scheme, the loan facility will be decided on the basis of the prisoner, prisoner’s loan limit, duration of punishment, possible relief from it, age, estimated annual working day and minimum daily income. The loan will not require a guarantor. There will be no need for a guarantor. It will be disbursed on a personal bond. The bank will decide the amount based on earnings, skill, daily wages.

Important takeaways for all competitive exams: 

  • Maharashtra Capital: Mumbai;
  • Maharashtra Governor: Bhagat Singh Koshyari;
  • Maharashtra Chief minister: Uddhav Thackeray.

Find More State In News Here

Sumit Arora

As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.

Recent Posts

Chinese Robot Tiangong Ultra Beats Usain Bolt’s 100m Time: Know Its Record, Technology

Chinese human-like robots have attracted attention following their participation in a 100-meter dash event where…

4 hours ago

Onam 2026: History, Significance, Date and All About the 10 Days of Celebrations

The Onam festival of 2026 is being celebrated throughout the state of Kerala through colorful…

5 hours ago

US Launches Operation Economic Outcast Against Iran

The US government has unveiled an operation called Economic Outcast, which is a new global…

6 hours ago

NSG Launches First All-Women Commando Course in Haryana

The National Security Guard (NSG) has inaugurated the first-ever Mahila Commando Conversion Course (MCCC) at…

6 hours ago

National Conclave on Tribal Languages and Museums Begins in Mysuru

National Conclave on Tribal Languages and Museums was launched in the Mysuru, Karnataka, on August…

7 hours ago

8.7 Crore Indian Youth Not in Education, Employment or Training: NITI Aayog

As per a recent report released by NITI Aayog, close to 8.7 crore Indians between…

7 hours ago