Categories: Schemes

Pradhan Mantri Jeevan Jyoti Bima Yojana Completes 8 Years: Key Details and Eligibility

Why the scheme is in the news?

Pradhan Mantri Jeevan Jyoti Bima Yojana completed 8 years.

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Eligibility :

Individuals aged between 18 and 50 and holding a bank account are eligible for the scheme. However, those who enroll before turning 50 can continue to avail life cover until the age of 55 by paying premiums.

Premium : Starting from June 1, 2022, the annual premium for the scheme will be Rs 436, which will be automatically debited in a single installment.

Risk Coverage : A sum of Rs 2 Lakh will be provided in the event of death due to any cause.

Terms of Risk Coverage : Enrollment in the scheme is required every year, but participants may choose a long-term option for automatic annual renewal through bank account auto-debit.

Who will implement this Scheme?

The Life Insurance Corporation and all other life insurers that are interested in joining the scheme and have tie-ups with banks are eligible to offer the scheme.

Government Contribution:

Other ministries can contribute premiums for their beneficiaries from their budgets or the Public Welfare Fund created from unclaimed money. The categories and contribution amounts will be determined separately during the year. The government will cover the expenses for common publicity.

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