Categories: Banking

RBI cancels the licence of Mapusa Urban Co-operative Bank of Goa Ltd

The licence of the Mapusa Urban Co-operative Bank of Goa Ltd. has been cancelled by the Reserve Bank of India. The central bank has issued an order, barring the bank to carry on banking business, with effect from the close of business on April 16, 2020. Hence, the Urban Co-operative Bank has been refrained from running the business of ‘banking’ which comprises of acceptance of deposits as well as repayment of deposits as defined in Section 5 (b) read with Section 56 of the Banking Regulation Act, 1949 with immediate effect.

Click Here To Get Test Series For SBI PO 2020

RBI has also requested the Central Registrar of Co-operative Societies, Government of India to issue an order for winding up the bank as well as to appoint a liquidator for the bank. The licence of the Mapusa Urban Co-operative Bank of Goa Ltd has been cancelled as the bank does not have adequate capital and earning prospects. The Urban Co-operative Bank also do not complies with the provisions of the section 11 (1) and section 22 (3) (d) read with section 56 along with some other sections of the Banking Regulation Act, 1949.

RBI has stated in its order that the continuance of the bank is prejudicial to the interests of its depositors as the Urban Co-operative Bank is presently not in a position to pay its present depositors in full.

Important takeaways for all competitive exams:

  • RBI 25th Governor: Shaktikanta Das; Headquarters: Mumbai; Founded: 1 April 1935, Kolkata.

Find More Banking News Here

Recent Posts

Who is known as the Father of Census of India?

The census is an important process through which a country collects information about its population.…

21 mins ago

Sadhana Saptah 2026 Launched to Boost Governance and Service Delivery

India has launched Sadhana Saptah 2026 which is the nationwide initiative which is focused on…

29 mins ago

Moody’s Cuts India’s FY27 Growth Forecast to 6% Amid Rising Fuel Costs

Rating agency Moody has lowered the India's economic growth for the FY27. Moody's have projected…

2 hours ago

Which Continent is known as the White Continent?

Our Earth has seven continents and each one is different in its land, weather and…

2 hours ago

A Smarter Tax System: AI-Powered ‘Kar Saathi’ Launched in India

Income Tax Department of India has launched a new platform called 'Kar Saathi'. It is…

2 hours ago

Blackbucks Make Comeback in Chhattisgarh After Nearly a Century

The remarkable conservation success story of blackbucks coming from the State of Chhattisgarh. The state…

3 hours ago