Kotak Bank Launches Solitaire Credit Card for Premium Travellers

In response to the growing demand for travel-focused financial products, Kotak Mahindra Bank has launched the Kotak Solitaire Credit Card, a premium, invite-only metal credit card tailored for high-end travellers. Packed with perks such as zero forex mark-up, unlimited lounge access, and the ability to transfer airmiles to top airline and hotel partners, the card aims to deliver an exclusive experience to globetrotters.

Why in News?

Kotak Mahindra Bank introduced the Kotak Solitaire Credit Card in May 2025 to cater to India’s rapidly expanding travel segment. This invite-only card is positioned as a premium offering, competing with other top-tier travel credit cards while promoting loyalty through airmiles and luxury travel services.

Key Features and Benefits

• Invite-only Metal Card: Offered exclusively to select customers.

Airmiles Earning

• 10 airmiles per ₹100 spent on travel via Kotak Unbox.
• 3 airmiles per ₹100 on other eligible spends.

Airmile Redemption

• ₹1 value per mile for travel redemptions.
• ₹0.50 per mile for vouchers/merchandise.
• 80% of the value can be paid through airmiles; rest must be paid via card.

Transferable Airmiles Partners

Partner Airline/Hotel Transfer Ratio

• Air India 1:1
• Etihad, Qatar, British Airways, United Airlines, etc. 2:1
• Marriott Bonvoy 3:1
• Minimum 2,000 miles required for transfer.

Lounge Access

Unlimited complimentary access,

• Domestic (DreamFolks)
• International (Priority Pass)
• Add-on cardholders also eligible.
• Guest access: 2 domestic + 2 international per primary cardholder per year.

Other Perks

• Zero Forex Mark-Up: No extra charges for international spends.
• Fuel Surcharge Waiver: 1% waiver on fuel transactions from ₹400–₹7,500.
• ATM Withdrawals: Just 1% fee, no APR till due date.

Hotel Benefits

• 50% off on second night at partner hotels.
• Complimentary 3rd night on booking 2 nights.

Fees and Eligibility

• Annual Fee: ₹25,000 + GST (waived for Solitaire Program customers).
• No public eligibility criteria; invite-only.