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MEA and SBI Sign MoU to Enhance Digital Payments for Migrant Workers via eMigrate Portal

The Ministry of External Affairs (MEA) and the State Bank of India (SBI) have formalized a Memorandum of Understanding (MoU) to integrate SBI’s payment gateway, SBIePay, with the eMigrate portal. This collaboration aims to bolster digital payment services for Indian migrant workers, recruiting agents, and users of the portal.

Integration Objective

The integration seeks to expand the scope of safe and legal migration for Indian workers by enhancing digital payment options on the eMigrate portal. Launched in 2014, this portal facilitates transparent emigration processes, connecting foreign employers, registered agents, and insurance providers, thereby ensuring seamless migration under regulatory frameworks.

Key Features of the MoU

Enhanced Digital Payment Services

The MoU enables the use of SBIePay on the eMigrate portal, allowing users to pay emigration-related fees conveniently. Payment options include UPI, credit/debit cards, and NEFT through net banking, with zero transaction charges for transactions made via these channels.

Operational Implementation

Following the successful integration of SBIePay, the enhanced digital payment service will be operational. This initiative aims to simplify financial transactions associated with overseas employment, promoting efficiency and compliance with emigration regulations.

Strengthening Migration Processes

By leveraging SBI’s robust payment infrastructure, the initiative underscores MEA’s commitment to ensuring secure and lawful migration pathways for Indian workers. This partnership is poised to streamline financial transactions critical to the emigration process, benefiting stakeholders involved in overseas employment.

State Bank of India (SBI): Key Points


Founded on July 1, 1955, through the merger of several banks, including the Imperial Bank of India.


Dinesh Kumar Khara currently serves as the Chairman of SBI.

Size and Reach

SBI is the largest bank in India by assets, branches, and market capitalization.


It is a public sector bank, majority-owned by the Government of India.


Provides a wide range of banking services including retail banking, corporate banking, investment banking, and insurance.

Global Presence

Operates through a network of branches and subsidiaries worldwide, facilitating international banking services.

Digital Initiatives

SBI has been at the forefront of digital transformation in banking, offering online and mobile banking services, as well as innovative digital payment solutions.

Social Initiatives

Actively involved in various social responsibility programs, focusing on education, healthcare, and community development.


Recognized as a key player in the Indian banking sector, contributing significantly to the country’s economic development and financial inclusion.

MEA and SBI Sign MoU to Enhance Digital Payments for Migrant Workers via eMigrate Portal_4.1