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SBI Clerk Mains GA Capsule 2025: Latest Updates & Important Topics PDF

The SBI Clerk Mains Exam 2025 is expected to be conducted in April 2025, and the General Awareness (GA) section plays a crucial role in determining candidates’ overall performance. This section covers current affairs, banking awareness, and static GK, making it an essential part of the exam preparation.

To help candidates maximize their scores, we have compiled a comprehensive GA Capsule PDF covering all major topics required for the SBI Clerk Mains 2025.

Why is the GA Capsule Important for SBI Clerk Mains 2025?

The General Awareness section is one of the most scoring parts of the SBI Clerk Mains Exam. Unlike quantitative aptitude or reasoning, this section does not require calculations, allowing aspirants to answer questions quickly and accurately. A well-prepared candidate can boost their overall score significantly with proper GA preparation.

SBI Clerk Mains GA Capsule 2025 – Download PDF

To assist candidates in their SBI Clerk Mains 2025 preparation, we are providing a free downloadable PDF covering all the important General Awareness topics.

Download SBI Clerk General Awareness PDF (Part-1 and 2): Click Here

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Topics Covered in the SBI Clerk Mains GA Capsule 2025

  • UNION BUDGET 2025-26
  • Economic Survey 2024-25
  • Padma Awards
  • Republic Day Parade 2025
  • RBI Monetary Policy- February 2025
  • Golden Globe Awards
  • 8th Pay Commission

How to Use the GA Capsule Effectively?

  • Revise Regularly: Read the PDF daily to stay updated with important events.
  • Make Notes: Write down key points for quick revision before the exam.
  • Attempt Quizzes: Solve daily quizzes on current affairs to strengthen your knowledge.
  • Focus on Banking & Economy: Since SBI Clerk is a banking exam, prioritize banking and financial awareness.
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States and Capitals – How Many States in India?

India, a vast South Asian nation and the world’s seventh-largest by land area, is divided into 28 states and 8 union territories, each with its own capital. These states and territories are further segmented into districts. New Delhi, situated in the National Capital Territory of Delhi, serves as India’s administrative, political, and cultural hub.

The states and capitals of India weave a rich and diverse tapestry, reflecting the country’s deep cultural heritage, traditions, and innovations. Exploring these regions offers a fascinating journey through time, blending ancient legacies with modern advancements, tradition with contemporary influence, and showcasing India’s remarkable unity in diversity.

States and Capitals

In 1956, India reorganized its states according to linguistic demographics. Today, the country consists of 28 states and 8 Union Territories, home to nearly 400 cities. Among these, eight major metropolitan cities—Kolkata, Mumbai, New Delhi, Chennai, Hyderabad, Bangalore, Ahmedabad, and Pune—are prominent. The Prime Minister has introduced a plan to develop 100 smart cities across the nation, with Indore being recognized as the Smart City for four consecutive years. Discover India’s dynamic urban landscape and its focus on modernization.

How many states in India?

India is the 7th largest country in the world by land area and the 2nd most populated. The country is divided into states and union territories so that the government can function properly. Below is a list of all 28 states, their capitals and the year they were formed.

S.NO State Capital CM Governor
1 Andhra Pradesh Amaravati Sri Nara Chandrababu Naidu S. Abdul Nazer
2 Arunachal Pradesh Itanagar Pema Khandu Kaiwalya Trivikram Parnaik
3 Assam Dispur Himanta Biswa Sarma Lakshman Prasad Acharya
4 Bihar Patna Nitish Kumar Arif Mohammed Khan
5 Chhattisgarh Raipur Vishnu Deo Sai Ramen Deka
6 Goa Panaji Pramod Sawant P.S. Sreedharan Pillai
7 Gujarat Gandhinagar Bhupendra Patel Acharya Dev Vrat
8 Haryana Chandigarh Nayab Singh Saini Bandaru Dattatraya
9 Himachal Pradesh Shimla Sukhvinder Singh Sukhu Shiv Pratap Shukla
10 Jharkhand Ranchi Hemant Soren Santosh Kumar Gangwar
11 Karnataka Bengaluru Siddaramaiah Thaawarchand Gehlot
12 Kerala Thiruvananthapuram Pinarayi Vijayan Rajendra Vishwanath Arlekar
13 Madhya Pradesh Bhopal Mohan Yadav Mangubhai Chhaganbhai Patel
14 Maharashtra Mumbai Devendra Fadnavis C.P. Radhakrishnan
15 Manipur Imphal N. Biren Singh
Ajay Kumar Bhalla
16 Meghalaya Shillong Conrad Kongkal Sangma
C H Vijayashankar
17 Mizoram Aizawl Lalduhoma General (Dr.) Vijay Kumar Singh, PVSM, AVSM, YSM (Retd.)
18 Nagaland Kohima Neiphiu Rio
La. Ganesan
19 Odisha Bhubaneswar Mohan Charan Majhi
Dr. Hari Babu Kambhampati
20 Punjab Chandigarh Bhagwant Singh Mann Gulab Chand Kataria
21 Rajasthan Jaipur Bhajan Lal Sharma Haribhau Kisanrao Bagde
22 Sikkim Gangtok PS Golay Om Prakash Mathur
23 Tamil Nadu Chennai M. K. Stalin R. N. Ravi
24 Telangana Hyderabad Anumula Revanth Reddy Jishnu Dev Varma
25 Tripura Agartala Dr. Manik Saha Indra Sena Reddy Nallu
26 Uttar Pradesh Lucknow Yogi Aditya Nath Anandiben Patel
27 Uttarakhand Dehradun Pushkar Singh Dhami Lt. Gen. Gurmit Singh
28 West Bengal Kolkata Mamata Banerjee Dr. C.V. Ananda Bose

Union Territories of India and Their Capitals

India has 8 union territories that are managed by the central government. Some of them have their own legislative assemblies. Below is the of these union territories and their capitals:

S.NO Union Territories Capital CM Lt. Governor
1 Andaman and Nicobar Island Port Blair NA D K Joshi
2 Chandigarh Chandigarh NA Banwarilal Purohit
3 Dadra and Nagar Haveli and Daman and Diu Daman NA Praful Patel
4 Delhi Delhi Rekha Gupta Vinai Kumar Saxena
5 Ladakh NA NA B. D. Mishra
6 Lakshadweep Kavaratti NA Praful Patel
7 Jammu and Kashmir NA Omar Abdullah Manoj Sinha
8 Puducherry Pondicherry N. Rangaswamy C. P. Radhakrishnan

Difference Between States and Union Territories

India is divided into states and Union Territories for administrative purposes. They are in different in how they are governed.

Basis of Difference States Union Territories
Head of Administration Governor Administrator or Lieutenant Governor
Government Type Elected by the People Managed by the central government
Powers Shares power with the central government. Controlled directly by the central government.

Indian States and their Languages

India is a country with a rich and diverse linguistic heritage. There are over 121 languages spoken in India, and each state has its unique linguistic landscape. The Indian Constitution recognizes 22 languages as “scheduled languages,” which are given special status in government and education.

S. No. States Language
1 Andhra Pradesh Telugu and Urdu
2 Arunachal Pradesh Miji, Apotanji, Merdukpen, Tagin, Adi, Honpa, Banging-Nishi
3 Assam Assamese
4 Bihar Hindi
5 Chhattisgarh Hindi
6 Goa Marathi Konkani
7 Gujarat Gujarati
8 Haryana Hindi
9 Himachal Pradesh Hindi and Pahari
10 Jharkhand Hindi
11 Karnataka Kannada
12 Kerala Malayalam
13 Madhya Pradesh Hindi
14 Maharashtra Marathi
15 Manipur Manipuri
16 Meghalaya Khashi, Jaintia, And Garo
17 Mizoram Mizo and English
18 Nagaland Ao, Konyak, Angami, Sema, and Lotha
19 Odisha Oriya
20 Punjab Punjabi
21 Rajasthan Rajasthani and Hindi
22 Sikkim Bhutia, Hindi, Nepali, Lepcha, Limbu
23 Tamil Nadu Tamil
24 Telangana Telugu
25 Tripura Bengali, Tripuri, Manipuri, Kakborak
26 Uttar Pradesh Hindi
27 Uttarakhand Hindi
28 West Bengal Bengali

Some Key Facts About Indian States

Each state in India is unique and has something special. Here are some interesting facts about a few states:

  • Andhra Pradesh: Famous for spicy food and historical sites like Charminar.
  • Assam: Know for tea gardens and Kaziranga National Park, home to the one-horned rhinoceros.
  • Bihar: A place with a rich history, home to Bodh Gaya and the ancient city of Pataliputra.
  • Goa: Popular for beautiful beaches and a lively nightlife.
  • Kerala: Famous for its backwaters, Ayurveda treatments and lush green nature.
  • Maharashtra: Mumbai, the financial capital, is also home to Bollywood.
  • Himachal Pradesh: Known for stunning hill stations and adventure sports.
  • Tamil Nadu: Famous for classical dance forms and grand temples.

Justice Dinesh Maheshwari Appointed Chairperson of the 23rd Law Commission of India

In a significant development in the Indian legal landscape, Justice (Retd.) Dinesh Maheshwari, a former Supreme Court judge, has been appointed as the Chairperson of the 23rd Law Commission of India in April 2025. The announcement marks a crucial step in the government’s ongoing efforts to review and recommend reforms in various aspects of Indian law, particularly the long-debated Uniform Civil Code (UCC).

Tenure and Composition of the 23rd Law Commission

The 23rd Law Commission was formally constituted on September 1, 2024, with its term extending until August 31, 2027. It comprises a total of seven members, including:

  • One Chairperson: Justice (Retd.) Dinesh Maheshwari
  • Four full-time members: Including Hitesh Jain (a lawyer) and P. Verma (an academician who was also part of the 22nd Law Commission)
  • Two ex-officio members: From the Department of Legal Affairs and Legislative Department

In addition, the government may appoint up to five part-time members, and serving judges, if included, will function as full-time members until their retirement or end of the Commission’s term.

Focus on the Uniform Civil Code (UCC)

A major agenda for the 23rd Commission will be to examine the feasibility of implementing a Uniform Civil Code (UCC)—a politically and socially sensitive subject in India. The UCC aims to replace personal laws based on religion or community with a common set of civil laws applicable to all citizens.

Background of UCC Consultations:

  • The 22nd Law Commission, formed earlier, initiated nationwide consultations on the UCC in 2023, collecting public input from over 70 consultations.
  • It had drafted a 749-page preliminary report, but the process was incomplete after its then-chairperson, Justice Ritu Raj Awasthi, was appointed as Lokpal.
  • The 21st Law Commission, in its 2018 report, had opined that UCC was “neither necessary nor desirable at this stage”, creating a divergence in policy direction.

The 23rd Commission is now expected to revisit and finalize recommendations on this contentious issue, taking into account the changing socio-legal environment in the country.

Political Significance of the UCC Agenda

The Uniform Civil Code has long been a part of the Bharatiya Janata Party’s (BJP) core agenda, along with:

  • The abrogation of Article 370 (granted special status to Jammu & Kashmir)
  • The construction of the Ram Mandir in Ayodhya

Both of these promises were fulfilled during BJP’s second term (2019–2024). The UCC now remains the final pillar of the party’s ideological roadmap.

Developments in States:

  • Uttarakhand became the first Indian state to implement a UCC, passing its own Uniform Civil Code Bill.
  • Gujarat has also formed a drafting committee to explore the adoption of a similar code.

In 2022, the Central Government told the Supreme Court that the existence of different personal laws is an “affront to the nation’s unity”, indicating its strong support for legal uniformity.

Financial and Operational Structure

To support its functioning, the 23rd Law Commission has a well-defined compensation and operational structure:

  • The Chairperson (Retired) will receive a monthly honorarium of ₹2.5 lakh, inclusive of pension benefits.
  • The Retired full-time members are entitled to ₹2.25 lakh per month, also inclusive of pension.

The Commission is expected to work independently but in close coordination with the Ministry of Law and Justice, as well as other legal stakeholders and civil society organizations, to ensure inclusive and practical legal recommendations.

SBI Deploys ‘Grahak Mitras’ to Boost Alternate Banking Channel Adoption

The State Bank of India (SBI), India’s largest public sector bank, has unveiled a new customer engagement initiative by introducing ‘Grahak Mitras’ at select branches. These specially trained personnel, drawn from SBI’s subsidiary, State Bank Operations Support Services (SBOSS), will assist walk-in customers with alternate banking channels, helping to decongest busy branches and promote digital banking.

Who are Grahak Mitras?

Grahak Mitras are dedicated support personnel stationed at SBI branches to offer first-level assistance to customers. Their primary role is to educate and guide customers in using self-service and digital banking platforms, thereby reducing the footfall for routine transactions at counters.

Deployment Plan:

  • Around 4,500 SBI branches will have Grahak Mitras
  • This covers nearly 20% of SBI’s 22,740 branches
  • Focus areas include branches with high footfall, particularly those managing government salary, pension, and benefit transfer accounts

Objective: Decongesting Branches and Promoting Digital Literacy

This initiative comes as part of SBI’s broader strategy to shift routine banking away from physical counters and encourage customers to use alternate, self-service channels. The bank has witnessed significant growth in digital adoption, and the deployment of Grahak Mitras is expected to accelerate this trend.

By assisting customers directly at the branch level, especially senior citizens and digitally hesitant users, Grahak Mitras are expected to ease pressure on staff and enhance customer experience.

SBI’s Key Alternate Banking Channels

SBI has invested heavily in digital infrastructure, offering a wide range of self-service banking tools that allow customers to perform routine transactions without branch visits.

Major alternate channels include:

  • ATMs and ADWMs (Automated Deposit Cum Withdrawal Machines)
  • Self-service kiosks
  • SWAYAM barcode-based passbook printing kiosks
  • Cheque deposit kiosks
  • Internet banking
  • Mobile banking via YONO app
  • WhatsApp banking services

These channels are part of SBI’s vision to offer 24×7 banking services that are convenient, secure, and user-friendly.

Significant Tech Upgrades Planned for FY26

SBI has also announced ambitious plans to upgrade and expand its self-service infrastructure in the coming financial years.

Key targets for FY26:

  • Replacement/upgrade of 40,000 ATMs/ADWMs, accounting for approximately 62% of its network
  • Installation of 5,500 new SWAYAM kiosks across various branches

As of December-end 2024, SBI had a network of 65,000 ATMs/ADWMs, which has played a crucial role in facilitating quick and efficient banking transactions.

SWAYAM Kiosks: Transforming Passbook Management

The SWAYAM kiosk initiative has emerged as a major success story in SBI’s digital transformation journey.

Key statistics as of March-end 2024:

  • 20,135 SWAYAM kiosks installed at 17,663 branches
  • Handling approximately 11 lakh transactions daily
  • Enabled migration of 3.4 crore passbook printing transactions per month away from manual counters

This shift has not only freed up branch staff for more complex banking tasks but also enhanced operational efficiency across SBI’s network.

Alternate Channel Transactions Hit 98.1%

  • The bank’s digital drive has yielded impressive results. As of December-end 2024, a remarkable 98.1% of total transactions were conducted through alternate banking channels, up from 88.1% in March-end 2019.
  • This growth reflects the changing customer behavior and increasing trust in digital platforms, further validating SBI’s investment in technology and customer education.

Zepto Renames Parent Entity Ahead of IPO: Aligning Brand and Business Strategy

Zepto, one of India’s fastest-growing quick-commerce startups, has taken a significant step toward its Initial Public Offer (IPO) by officially changing the name of its parent company. The company has rebranded from Kiranakart Technologies Private Limited to Zepto Private Limited, aligning its corporate identity with its consumer-facing brand.

This change was recently approved by the Registrar of Companies (RoC) in Mumbai, signaling a deeper alignment of brand recognition and stakeholder strategy ahead of a potential stock market debut.

Why the Name Change Matters

In India, the process of changing a company’s legal name involves several steps, including:

  • Shareholder approval
  • Filing necessary documents with the Registrar of Companies (RoC)
  • Obtaining central government clearance

Zepto’s move follows in the footsteps of other tech-driven companies like:

  • Swiggy, which rebranded its parent company from Bundl Technologies to Swiggy Private Limited
  • Zomato, which changed its legal name to Eternal Limited before going public

These changes are strategic in nature, serving to enhance brand visibility and simplify stakeholder engagement in the run-up to IPO launches.

Reinforcing Brand Identity

The name change from Kiranakart Technologies to Zepto Private Limited reflects an intentional brand consolidation. While “Kiranakart” originally referred to the startup’s mission of delivering groceries (kirana) quickly, the brand “Zepto” has now outgrown its origins, becoming a household name in India’s ultrafast delivery segment.

Key Objectives Behind the Name Change:

  • Unify the legal and commercial identities
  • Enhance brand recall and consumer trust
  • Streamline communications with investors, regulators, and partners
  • Prepare for IPO-related regulatory requirements

Zepto’s Rapid Rise and Business Model

Founded in 2021, Zepto quickly rose to prominence by pioneering the 10-minute grocery delivery model in urban India. The company operates on a dark store model, where centrally located warehouses fulfill orders in a hyper-localized fashion.

In recent months, Zepto also made headlines for relocating its headquarters from Singapore to India, signaling its long-term commitment to the Indian market—another strong indicator of IPO preparedness.

A Glimpse Into the IPO Process

An Initial Public Offer (IPO) is when a privately held company sells its shares to the public for the first time via a stock exchange. In India, IPOs are generally listed on prominent exchanges like the NSE (National Stock Exchange) and BSE (Bombay Stock Exchange).

Companies pursue IPOs for various reasons:

  • Raising capital for expansion
  • Repaying debts
  • Acquiring new assets or companies
  • Increasing market visibility and credibility

Once listed, companies are subject to public scrutiny, stricter regulatory compliance, and shareholder accountability—which is why aligning legal identity and brand image is a key preparatory step.

Zepto’s Position in the Competitive Landscape

Zepto competes directly with established players such as:

  • Blinkit (acquired by Zomato)
  • Swiggy Instamart
  • BigBasket’s BB Now

Despite fierce competition, Zepto has carved a niche in ultrafast deliveries, especially in metro cities like Mumbai, Delhi, and Bengaluru. With an estimated valuation already soaring past $1 billion, the company is viewed as one of India’s most promising tech unicorns.

Pope Francis Dies at 88

In a solemn moment for the Roman Catholic Church and the global community, Pope Francis, the first Latin American and Jesuit pope in history, passed away at the age of 88, the Vatican announced. His death follows a prolonged illness, with reports indicating he had recently battled a serious case of double pneumonia. Pope Francis leaves behind a legacy that was marked by reform, compassion, controversy, and an unwavering commitment to social justice.

Early Life and Historic Election as Pope

Born Jorge Mario Bergoglio on December 17, 1936, in Buenos Aires, Argentina, he was the son of Italian immigrants. Known for his humble lifestyle and deep empathy for the poor, Bergoglio’s ascension to the papacy on March 13, 2013, was a historic moment. At the age of 76, he was elected following the unprecedented resignation of Pope Benedict XVI—a decision that surprised the world and set a modern precedent.

Francis’s election was groundbreaking in many ways:

  • He was the first pope from the Americas
  • The first Jesuit pope
  • And the first non-European pope in over 1,200 years

His appointment symbolized the Church’s attempt to renew itself and respond to growing global diversity.

A Church in Crisis: The Challenge He Inherited

When Pope Francis assumed the papal role, the Catholic Church was under immense scrutiny. The institution faced:

  • Deep-seated Vatican bureaucratic dysfunction
  • Intense fallout from child sex abuse scandals
  • A general decline in faith and trust, particularly in the Western world

Francis was elected with a clear mandate to reform the Church, restore trust, and guide it into a new era. His approach was pastoral rather than dogmatic, often prioritizing mercy over judgment.

Progressive Reformer or Cautious Moderniser?

Throughout his 12-year papacy, Pope Francis remained a complex and polarizing figure. While many saw him as a reformer, critics—both conservative and progressive—often found themselves disappointed.

Progressive Moves and Social Advocacy

Pope Francis became renowned for his progressive views on several major social and theological issues:

  • He allowed blessings for same-sex couples on a case-by-case basis— a bold step in a traditionally conservative institution.
  • He appointed women to senior Vatican leadership roles, breaking centuries of male-only leadership.
  • He advocated for climate action, often calling for urgent steps to combat climate change and protect the environment.
  • He was a vocal supporter of migrants and refugees, often challenging global powers to uphold human dignity.

He tirelessly promoted interfaith dialogue, peace, and reconciliation—especially in regions plagued by violence and discrimination.

Facing Conservative Backlash

However, Pope Francis was met with strong resistance from conservative Church factions. They accused him of:

  • Undermining long-held doctrinal traditions
  • Creating confusion over Church teachings on sexuality and family
  • And softening stances on issues like abortion and divorce

Even within the Vatican, dissent and pushback were common during his attempts to reorganize power structures and promote inclusivity.

Papal Legacy: A Global Ambassador for Compassion

Despite internal criticism, Pope Francis achieved global admiration. He traveled extensively, making 47 foreign visits to over 65 countries, often prioritizing nations with conflict, poverty, or religious division.

His accomplishments include:

  • Writing four major papal documents (encyclicals)
  • Holding five major synods (Vatican summits of bishops) to debate Church teachings and modernization
  • Canonizing over 900 saints, including influential figures like Mother Teresa
  • Reorganizing the Vatican bureaucracy to become more transparent and accountable

Under his leadership, the papacy became more accessible and empathetic, aligning with modern values while struggling to uphold centuries of tradition.

A Pope of the People: Connecting with the Marginalized

What truly set Pope Francis apart was his ability to connect with the people, especially those on society’s margins. He frequently reached out to:

  • The homeless and impoverished
  • Victims of war and migration
  • People living with disabilities
  • Non-Catholic and non-Christian communities

His message consistently emphasized humility, service, mercy, and peace. Whether washing the feet of prisoners on Holy Thursday or visiting war-torn areas, Francis exemplified the Christian principle of servant leadership.

Ananya Panday Becomes Chanel’s First-Ever Indian Brand Ambassador

In a landmark moment for the Indian fashion and entertainment industry, Bollywood actress Ananya Panday has been officially announced as the first-ever Indian brand ambassador for the iconic French luxury house, Chanel. The announcement was made on Wednesday, April 16, 2025, positioning Ananya at the forefront of global haute couture and marking a significant step in Chanel’s expansion into the Indian fashion landscape.

From Bollywood to the Runways of Paris

This collaboration comes exactly a year after Ananya Panday attended the Chanel Spring/Summer 2025 show at Paris Fashion Week, a moment that seems to have sparked a deeper connection between the actress and the maison. Her presence at the Paris show signaled her growing influence in global fashion circuits.

Ananya, who is already celebrated for her youthful charm, bold sartorial choices, and unapologetic authenticity, has consistently been seen wearing Chanel in various magazine shoots and public appearances, further aligning her with the brand’s ethos of elegance with individuality.

Ananya’s Rising Stardom and Fashion Influence

At just 25, Ananya Panday has carved a distinct identity in the film and fashion industries. Best known for her roles in critically appreciated and popular projects like:

  • Gehraiyaan (2022)
  • Kho Gaye Hum Kahan (2023)
  • CTRL (2024)
  • Call Me Bae (2024)

Ananya has become a Gen Z icon who blends the charisma of stardom with the relatability of the digital age. With an Instagram following of over 25.9 million, she frequently shares photoshoots and candid moments in Chanel ensembles, reflecting the organic connection between her image and the brand.

Not Just Chanel: Ananya’s Expanding Global Presence

With this announcement, Ananya joins the ranks of Indian stars who are reshaping global brand narratives. Interestingly, she already holds ambassadorial roles for other international luxury and lifestyle brands such as:

  • Swarovski
  • Jimmy Choo
  • Lakmé
  • Beats by Dre
  • Timex

This growing portfolio is a testament to her market appeal, fashion influence, and global resonance.

The Broader Picture: Indian Celebrities on Global Fashion Frontlines

Ananya’s appointment is part of a larger trend of Indian actors gaining recognition as global ambassadors for luxury labels, signaling the rising importance of India as a cultural and economic powerhouse. Some notable names include:

  • Sonam Kapoor – associated with Dior
  • Alia BhattGucci’s brand ambassador
  • Deepika Padukonefirst Indian ambassador for Louis Vuitton
  • Aishwarya Rai Bachchanlong-standing global ambassador for L’Oréal

With this move, Ananya Panday cements her place in this elite group of Indian stars making waves globally.

Launch of ‘Sanskriti Ka Paanchva Adhyay’: A Compilation of PM Modi’s Speeches on Culture

In a significant literary and cultural event, a new book titled ‘Sanskriti Ka Paanchva Adhyay’ was officially launched on April 18, 2025, at the Samvet Auditorium of the Indira Gandhi National Centre for the Arts (IGNCA), Janpath, New Delhi. This book is a curated compilation of speeches and thoughts by Prime Minister Shri Narendra Modi, focused on India’s cultural, spiritual, and traditional heritage.

The Occasion: A Grand Cultural Gathering at IGNCA

The launch event took place on Friday, April 18, at 5:00 PM, in the heart of the national capital. The function was held at the prestigious IGNCA, a nodal center for the preservation and promotion of Indian culture and heritage.

The event witnessed the presence of distinguished personalities from the fields of politics, religion, and literature, symbolizing the confluence of governance, spirituality, and intellectual discourse.

Dignitaries Present at the Launch

The book was formally released by Acharya Mahamandaleshwar Pujya Swami Avdheshanand Giri Maharaj, the revered spiritual leader and head of the Juna Akhara. His participation added a deep spiritual significance to the event.

The ceremony was presided over by Shri Harivansh, the Deputy Chairman of the Rajya Sabha, reflecting the importance of cultural dialogue in the nation’s parliamentary and democratic space.

Also present as the Guest of Honour was Shri Ram Bahadur Rai, the Chairman of IGNCA, whose contributions to Indian journalism and culture are widely respected.

About the Book: ‘Sanskriti Ka Paanchva Adhyay’

A Cultural Chronicle in the Prime Minister’s Own Words

‘Sanskriti Ka Paanchva Adhyay’ (translated as The Fifth Chapter of Culture) is a compilation of Prime Minister Modi’s speeches delivered on various national and international platforms. These speeches delve into the themes of:

  • Indian Culture and Heritage
  • Spirituality and Indian Wisdom Traditions
  • Traditional Practices and Folk Art Forms
  • Global Recognition of India’s Cultural Identity

This collection aims to present the Prime Minister’s cultural vision and his continuous efforts to promote and preserve the rich legacy of Indian civilization.

Compiled and Curated with Scholarly Insight

The compilation has been meticulously edited by Dr. Prabhat Ojha, a well-known scholar and writer. The foreword of the book has been penned by Shri Ram Bahadur Rai, lending an authoritative and thoughtful preface to the content.

The book is published by Prabhat Prakashan, one of India’s leading publishing houses known for its works in politics, literature, and socio-cultural commentary.

Significance of the Book in Contemporary Times

The release of Sanskriti Ka Paanchva Adhyay comes at a time when India is witnessing a revival of interest in its ancient roots and cultural consciousness. Through this compilation, readers are offered a comprehensive narrative of India’s soft power, as articulated by the country’s highest leadership.

This book not only documents important speeches but also serves as a cultural resource, especially for researchers, students, and enthusiasts of Indian heritage. It highlights the role of leadership in shaping national identity through culture.

Ajay Bhushan Prasad Pandey Appointed Vice-President at AIIB

In a significant international appointment, Ajay Bhushan Prasad Pandey, former Finance Secretary of India and ex-chief of the National Financial Reporting Authority (NFRA), has been appointed Vice-President at the Asian Infrastructure Investment Bank (AIIB). His appointment underscores India’s growing influence in global financial institutions and reflects Pandey’s vast experience in governance, finance, and infrastructure policy.

Role and Responsibilities at AIIB

As Vice-President, Pandey will be responsible for Investment Solutions and oversee the following three key departments within the AIIB:

  1. Sectors, Themes, and Finance Solutions Department
  2. Sustainability and Fiduciary Solutions Department
  3. Portfolio Management Department

His new role involves strategic oversight of sectoral investment planning, sustainability practices, and efficient management of AIIB’s investment portfolio.

A Distinguished Civil Service Career

Pandey’s Background:

  • 1984-batch IAS officer, Maharashtra cadre.
  • Held the position of Finance Secretary of India, where he was instrumental in major financial reforms.
  • Chief Executive Officer of the Unique Identification Authority of India (UIDAI), where he led the development and large-scale rollout of Aadhaar, India’s digital identity project.
  • Played a pivotal role in the implementation of the Goods and Services Tax Network (GSTN) during his tenure at the Finance Ministry.
  • Served as Chairperson of NFRA for three years until March 2025, ensuring transparency and accountability in the financial reporting system.

Pandey’s leadership in pioneering technology-driven governance models and his expertise in financial administration make him an ideal fit for this international role.

About the Asian Infrastructure Investment Bank (AIIB)

Key Facts:

  • Founded: 2016
  • Headquarters: Beijing, China
  • President: Jin Liqun of China
  • Founding Members: 57 (now expanded to 103 members by 2020)
  • Global Coverage: Represents about 79% of the world’s population and 65% of global GDP.
  • Total Financing Approved (as of March 2024): $50.4 billion

The AIIB is a multilateral development bank that aims to support sustainable infrastructure development and regional cooperation in Asia and beyond.

India’s Prominent Role in AIIB

India has emerged as the largest borrower from AIIB, reflecting its robust infrastructure needs and the bank’s confidence in India’s growth trajectory.

India–AIIB Relationship:

  • Total Projects Approved in India: 48
  • Total Investment Value: $10.45 billion

India’s active engagement with AIIB demonstrates the country’s commitment to accelerating its infrastructure development and its key role in shaping regional economic cooperation.

Significance of Pandey’s Appointment

Ajay Bhushan Prasad Pandey’s appointment:

  • Reinforces India’s representation at the top echelons of international financial institutions.
  • Brings technocratic expertise to AIIB’s top leadership.
  • Symbolizes a convergence of public policy, finance, and technology-driven governance at a global level.

His vision and experience are expected to further the AIIB’s mission of building sustainable infrastructure across Asia and supporting member countries’ development agendas.

Bihar’s Mahila Samvad Campaign: Empowering Women Through Dialogue and Awareness

In a significant push towards women’s empowerment, Bihar Chief Minister Nitish Kumar launched the “Mahila Samvad” campaign, a state-wide initiative aimed at connecting women with welfare schemes and amplifying their voices in policy discussions. This transformative campaign particularly targets rural women and intends to create a two-way communication channel between women citizens and government officials.

Campaign Objectives: Bridging the Awareness Gap

The Mahila Samvad campaign is driven by the belief that informed women are empowered women. Its primary goals include:

  • Educating women about various government welfare schemes available for their socio-economic development.
  • Encouraging women to actively utilise public resources, especially in the areas of healthcare, education, livelihood, and social protection.
  • Facilitating dialogue between women and government authorities to directly address their grievances and suggestions.
  • Collecting feedback and recommendations from women that could shape future policy decisions and governance practices.

This initiative marks a shift towards inclusive governance, where women’s voices are placed at the center of development planning.

Awareness Vehicles: Reaching the Last Mile

A unique and innovative element of this campaign is the deployment of 600 “women dialogue” vehicles that will traverse every district of Bihar.

Features of the Vehicles:

  • Large LED screens installed to showcase films and presentations about government schemes and women-centric policies.
  • Audio-visual messaging in local dialects to ensure deeper comprehension and relatability.
  • Equipped with tools to conduct interactive sessions, surveys, and on-the-spot feedback collection.

These vehicles will play a crucial role in bridging the information divide, especially in remote and underdeveloped regions, ensuring last-mile delivery of awareness.

Engagement Strategy: Aiming to Connect with Two Crore Women

The scale and ambition of the Mahila Samvad campaign are noteworthy:

  • The campaign aims to engage over two crore women throughout the state.
  • Discussions and events are scheduled at around 70,000 rural and semi-urban locations.
  • Senior officials and nodal officers will be present at the dialogues to directly resolve issues, listen to feedback, and provide real-time guidance.

This approach not only strengthens government accountability but also ensures that women’s concerns don’t remain unheard or unresolved.

Expected Outcomes: Fostering a Culture of Participation

The Mahila Samvad campaign is expected to lead to several long-term outcomes that will reshape women’s role in Bihar’s development:

  • Increased awareness about rights, entitlements, and welfare programs among women.
  • Greater participation of women in local governance, decision-making, and public life.
  • Reduction in misinformation and enhancement in trust between citizens and state institutions.
  • Empowerment through collective dialogue, leading to stronger community bonding among women.
  • A stronger foundation for gender-sensitive policymaking in Bihar based on grassroots-level insights.

Telangana Bhu Bharati Act, 2025: A Major Reform in Land Governance

The Government of Telangana has introduced a landmark reform in land governance through the Telangana Bhu Bharati (Record of Rights) Act, 2025. The Act seeks to correct the loopholes and address the widespread grievances that arose from the earlier Dharani portal system. By focusing on decentralisation and citizen participation, the Bhu Bharati Act is designed to create a more transparent, efficient, and inclusive land administration framework.

Background: Issues with the Dharani Portal

Introduced in 2020, the Dharani portal was envisioned as a one-stop solution for land transactions, integrating land records with online registration services. However, its implementation revealed several critical flaws, resulting in distress for thousands of landowners across the state.

  • Discrepancies in records: Numerous landowners reported incorrect categorisation of agricultural and non-agricultural lands, missing survey numbers, and mismatched ownership data.
  • Limited access to justice: The earlier system lacked a grassroots-level grievance mechanism, forcing many to approach the civil courts, which led to long delays and increased legal costs.
  • Centralised grievance system: A highly centralised grievance redressal setup meant that people in remote or rural areas found it difficult to get timely resolutions, leading to dissatisfaction and protests.

Objectives of the Bhu Bharati Act

The Bhu Bharati Act, 2025, is a direct response to the public outcry against the Dharani system. It seeks to:

  • Decentralise the grievance redressal process, making it more accessible and citizen-friendly.
  • Facilitate the rectification of land record errors and ensure accurate documentation of ownership and land classification.
  • Establish a robust legal and administrative framework for smoother land transactions and fewer disputes.
  • Introduce cost-free services to remove financial barriers for farmers and rural landholders.

This Act was shaped through extensive consultations with farmers, civil society groups, and legal experts, marking a shift towards a participatory policy-making approach.

Salient Features of the Bhu Bharati Act

1. Error Rectification in Land Records

The Act allows for the correction of factual inaccuracies in land records such as wrong ownership entries, mismatched survey numbers, and erroneous land categorisation. These corrections are now handled at the mandal and district levels, providing faster and more localised solutions.

2. Mandatory Survey and Mapping

Prior to any land registration or mutation, the Act mandates the conduct of comprehensive surveys and digital mapping. This measure aims to eliminate ambiguities in land boundaries and reduce future litigation.

3. Regularisation of Sada Bainamas

The Act includes provisions for the regularisation of sada bainamas (unregistered sale agreements), based on ground-level realities. This helps thousands of people who have informal or traditional claims over land to gain legal ownership rights.

4. Timely Mutation of Hereditary Properties

To streamline inheritance processes, the Bhu Bharati Act ensures automatic and timely mutation of hereditary landholdings without unnecessary paperwork or delays.

Two-Tier Grievance Redressal System

One of the most progressive provisions of the Bhu Bharati Act is its two-tier grievance redressal mechanism:

  • First Tier: Citizens can file complaints with the Revenue Divisional Officer (RDO) within one year of the Act’s implementation.
  • Second Tier: If grievances remain unresolved, they can be escalated to the District Collector for review and resolution.

This system replaces the court-centric model and offers a simpler, faster, and more affordable route to justice.

Cost-Free Redressal for Farmers

Under the earlier Dharani system, farmers had to pay service charges to lodge and escalate complaints. The Bhu Bharati Act eliminates all such costs, ensuring that economic hardship does not prevent landowners from exercising their rights.

This step is aimed at creating an inclusive system where justice is not limited by financial capability.

Pilot Implementation and Statewide Rollout

To ensure a smooth transition, the Bhu Bharati portal was launched on a pilot basis in four mandals. After analysing its effectiveness and performance, the Telangana government plans to expand the system across the state by June 2, coinciding with Telangana Formation Day.

The objective is to prevent new complaints, digitise land records, and ensure efficient land transactions through a citizen-friendly platform.

Framing of Rules and Regulations

Alongside the Act, the Telangana government has also issued comprehensive rules and regulations that govern:

  • The maintenance of updated land records
  • The procedure for dispute resolution
  • Transparent and legal land transactions

This proactive approach is designed to fill the gaps left by the Dharani system and build a strong, transparent, and accountable land governance model.

Amaravati: World’s First Fully Renewable-Powered City in the Making

In a landmark step towards sustainable urban development, Amaravati, the planned capital of Andhra Pradesh, is on track to become the world’s first city powered entirely by renewable energy. Envisioned by Chief Minister N. Chandrababu Naidu, this ambitious project aligns with India’s commitment to clean energy and climate-conscious urbanization. Located between Vijayawada and Guntur, Amaravati is being designed as a modern, eco-friendly “people’s capital”, setting a global benchmark in sustainable city planning.

An Ambitious Greenfield Project

The foundation of this monumental initiative is expected to be laid by Prime Minister Narendra Modi, symbolizing national support for green development. The new capital city will cover 217 square kilometres along the banks of the Krishna River, forming part of the larger Andhra Pradesh Capital Region, which spans 8,352 sq km.

With a project cost estimated at ₹65,000 crore, Amaravati is being developed as an eco-conscious urban center focused on clean energy, efficient infrastructure, and smart planning.

Targeting 2,700 MW of Clean Energy

One of the most striking features of Amaravati’s development is its commitment to generating 2,700 megawatts (MW) of electricity from solar, wind, and hydropower sources. This figure not only matches the city’s projected energy demand by 2050 but also ensures complete reliance on renewable energy—making the use of fossil fuels obsolete in the city’s ecosystem.

Currently, the planners aim to have at least 30% of this electricity sourced from solar and wind energy alone.

Solar-Powered Rooftops and Green Building Norms

To achieve these ambitious goals, solar energy will play a central role. Mandatory rooftop solar systems are required on at least one-third of all roofs in government housing projects. These requirements are being integrated into the building approval process.

Furthermore, all major building projects, including the Amaravati Government Complex, are mandated to follow green building standards. These standards will ensure:

  • Energy efficiency
  • Low carbon footprint
  • Optimal resource utilization

Green Transportation and Electric Mobility

The city’s public transportation network, including the Amaravati Metro and electric buses, will operate on renewable energy. In addition, an extensive electric vehicle (EV) charging infrastructure will be set up across public and government sectors to support EV adoption.

To reinforce its green identity, the city plans to install solar panels in public spaces such as:

  • Parks
  • Walkways
  • Bus stops

Current Progress in Solar Implementation

Significant steps have already been taken on the ground. As part of the pilot solar project, 415 kW of rooftop solar systems have been installed across:

  • 16 Anganwadis
  • 14 e-health centres
  • 13 public schools
  • A multi-faith funeral facility

Moreover, net metering systems are being made mandatory for all government and commercial buildings to allow excess solar power to be fed back into the grid.

Tackling Heatwaves with District Cooling

Amaravati is also addressing the region’s growing cooling requirements, driven by rising temperatures, which have reached 47.7°C in 2024—making Andhra Pradesh the state with the highest number of heatwave days in South India.

To combat this, the Andhra Pradesh Capital Region Development Authority (APCRDA) has signed a public-private partnership with Tabreed in 2019 to introduce a District Cooling System.

Key Highlights of the Cooling Plan:

  • 20,000 Refrigeration Tonnes (RT) capacity system.
  • Serves key government buildings like the High Court and Secretariat.
  • Reduces cooling energy demand by up to 50%.
  • Helps lower electricity consumption and carbon emissions by replacing individual building cooling units.

Why Amaravati Matters Globally

Amaravati’s unique focus on energy-efficient infrastructure and zero-emission transport systems is poised to make it a global model for climate-conscious urban development. Unlike other major urban centers, Amaravati’s entire energy strategy revolves around sustainability, resilience, and innovation.

As cities around the world grapple with the dual challenges of urban growth and climate change, Amaravati is setting a visionary example—proving that economic progress and environmental responsibility can go hand-in-hand.

SBI Clerk Mains GA Capsule 2025: Latest Updates & Important Topics PDF_15.1
SBI Clerk Mains GA Capsule 2025: Latest Updates & Important Topics PDF_16.1

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