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SBI Clerk Mains GA Capsule 2025: Latest Updates & Important Topics PDF

The SBI Clerk Mains Exam 2025 is expected to be conducted in April 2025, and the General Awareness (GA) section plays a crucial role in determining candidates’ overall performance. This section covers current affairs, banking awareness, and static GK, making it an essential part of the exam preparation.

To help candidates maximize their scores, we have compiled a comprehensive GA Capsule PDF covering all major topics required for the SBI Clerk Mains 2025.

Why is the GA Capsule Important for SBI Clerk Mains 2025?

The General Awareness section is one of the most scoring parts of the SBI Clerk Mains Exam. Unlike quantitative aptitude or reasoning, this section does not require calculations, allowing aspirants to answer questions quickly and accurately. A well-prepared candidate can boost their overall score significantly with proper GA preparation.

SBI Clerk Mains GA Capsule 2025 – Download PDF

To assist candidates in their SBI Clerk Mains 2025 preparation, we are providing a free downloadable PDF covering all the important General Awareness topics.

Download SBI Clerk General Awareness PDF: Click Here

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Topics Covered in the SBI Clerk Mains GA Capsule 2025

  • UNION BUDGET 2025-26
  • Economic Survey 2024-25
  • Padma Awards
  • Republic Day Parade 2025
  • RBI Monetary Policy- February 2025
  • Golden Globe Awards
  • 8th Pay Commission

How to Use the GA Capsule Effectively?

  • Revise Regularly: Read the PDF daily to stay updated with important events.
  • Make Notes: Write down key points for quick revision before the exam.
  • Attempt Quizzes: Solve daily quizzes on current affairs to strengthen your knowledge.
  • Focus on Banking & Economy: Since SBI Clerk is a banking exam, prioritize banking and financial awareness.
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States and Capitals – How Many States in India?

India, a vast South Asian nation and the world’s seventh-largest by land area, is divided into 28 states and 8 union territories, each with its own capital. These states and territories are further segmented into districts. New Delhi, situated in the National Capital Territory of Delhi, serves as India’s administrative, political, and cultural hub.

The states and capitals of India weave a rich and diverse tapestry, reflecting the country’s deep cultural heritage, traditions, and innovations. Exploring these regions offers a fascinating journey through time, blending ancient legacies with modern advancements, tradition with contemporary influence, and showcasing India’s remarkable unity in diversity.

States and Capitals

In 1956, India reorganized its states according to linguistic demographics. Today, the country consists of 28 states and 8 Union Territories, home to nearly 400 cities. Among these, eight major metropolitan cities—Kolkata, Mumbai, New Delhi, Chennai, Hyderabad, Bangalore, Ahmedabad, and Pune—are prominent. The Prime Minister has introduced a plan to develop 100 smart cities across the nation, with Indore being recognized as the Smart City for four consecutive years. Discover India’s dynamic urban landscape and its focus on modernization.

How many states in India?

India is the 7th largest country in the world by land area and the 2nd most populated. The country is divided into states and union territories so that the government can function properly. Below is a list of all 28 states, their capitals and the year they were formed.

S.NO State Capital CM Governor
1 Andhra Pradesh Amaravati Sri Nara Chandrababu Naidu S. Abdul Nazer
2 Arunachal Pradesh Itanagar Pema Khandu Kaiwalya Trivikram Parnaik
3 Assam Dispur Himanta Biswa Sarma Lakshman Prasad Acharya
4 Bihar Patna Nitish Kumar Arif Mohammed Khan
5 Chhattisgarh Raipur Vishnu Deo Sai Ramen Deka
6 Goa Panaji Pramod Sawant P.S. Sreedharan Pillai
7 Gujarat Gandhinagar Bhupendra Patel Acharya Dev Vrat
8 Haryana Chandigarh Nayab Singh Saini Bandaru Dattatraya
9 Himachal Pradesh Shimla Sukhvinder Singh Sukhu Shiv Pratap Shukla
10 Jharkhand Ranchi Hemant Soren Santosh Kumar Gangwar
11 Karnataka Bengaluru Siddaramaiah Thaawarchand Gehlot
12 Kerala Thiruvananthapuram Pinarayi Vijayan Rajendra Vishwanath Arlekar
13 Madhya Pradesh Bhopal Mohan Yadav Mangubhai Chhaganbhai Patel
14 Maharashtra Mumbai Devendra Fadnavis C.P. Radhakrishnan
15 Manipur Imphal N. Biren Singh
Ajay Kumar Bhalla
16 Meghalaya Shillong Conrad Kongkal Sangma
C H Vijayashankar
17 Mizoram Aizawl Lalduhoma General (Dr.) Vijay Kumar Singh, PVSM, AVSM, YSM (Retd.)
18 Nagaland Kohima Neiphiu Rio
La. Ganesan
19 Odisha Bhubaneswar Mohan Charan Majhi
Dr. Hari Babu Kambhampati
20 Punjab Chandigarh Bhagwant Singh Mann Gulab Chand Kataria
21 Rajasthan Jaipur Bhajan Lal Sharma Haribhau Kisanrao Bagde
22 Sikkim Gangtok PS Golay Om Prakash Mathur
23 Tamil Nadu Chennai M. K. Stalin R. N. Ravi
24 Telangana Hyderabad Anumula Revanth Reddy Jishnu Dev Varma
25 Tripura Agartala Dr. Manik Saha Indra Sena Reddy Nallu
26 Uttar Pradesh Lucknow Yogi Aditya Nath Anandiben Patel
27 Uttarakhand Dehradun Pushkar Singh Dhami Lt. Gen. Gurmit Singh
28 West Bengal Kolkata Mamata Banerjee Dr. C.V. Ananda Bose

Union Territories of India and Their Capitals

India has 8 union territories that are managed by the central government. Some of them have their own legislative assemblies. Below is the of these union territories and their capitals:

S.NO Union Territories Capital CM Lt. Governor
1 Andaman and Nicobar Island Port Blair NA D K Joshi
2 Chandigarh Chandigarh NA Banwarilal Purohit
3 Dadra and Nagar Haveli and Daman and Diu Daman NA Praful Patel
4 Delhi Delhi Rekha Gupta Vinai Kumar Saxena
5 Ladakh NA NA B. D. Mishra
6 Lakshadweep Kavaratti NA Praful Patel
7 Jammu and Kashmir NA Omar Abdullah Manoj Sinha
8 Puducherry Pondicherry N. Rangaswamy C. P. Radhakrishnan

Difference Between States and Union Territories

India is divided into states and Union Territories for administrative purposes. They are in different in how they are governed.

Basis of Difference States Union Territories
Head of Administration Governor Administrator or Lieutenant Governor
Government Type Elected by the People Managed by the central government
Powers Shares power with the central government. Controlled directly by the central government.

Indian States and their Languages

India is a country with a rich and diverse linguistic heritage. There are over 121 languages spoken in India, and each state has its unique linguistic landscape. The Indian Constitution recognizes 22 languages as “scheduled languages,” which are given special status in government and education.

S. No. States Language
1 Andhra Pradesh Telugu and Urdu
2 Arunachal Pradesh Miji, Apotanji, Merdukpen, Tagin, Adi, Honpa, Banging-Nishi
3 Assam Assamese
4 Bihar Hindi
5 Chhattisgarh Hindi
6 Goa Marathi Konkani
7 Gujarat Gujarati
8 Haryana Hindi
9 Himachal Pradesh Hindi and Pahari
10 Jharkhand Hindi
11 Karnataka Kannada
12 Kerala Malayalam
13 Madhya Pradesh Hindi
14 Maharashtra Marathi
15 Manipur Manipuri
16 Meghalaya Khashi, Jaintia, And Garo
17 Mizoram Mizo and English
18 Nagaland Ao, Konyak, Angami, Sema, and Lotha
19 Odisha Oriya
20 Punjab Punjabi
21 Rajasthan Rajasthani and Hindi
22 Sikkim Bhutia, Hindi, Nepali, Lepcha, Limbu
23 Tamil Nadu Tamil
24 Telangana Telugu
25 Tripura Bengali, Tripuri, Manipuri, Kakborak
26 Uttar Pradesh Hindi
27 Uttarakhand Hindi
28 West Bengal Bengali

Some Key Facts About Indian States

Each state in India is unique and has something special. Here are some interesting facts about a few states:

  • Andhra Pradesh: Famous for spicy food and historical sites like Charminar.
  • Assam: Know for tea gardens and Kaziranga National Park, home to the one-horned rhinoceros.
  • Bihar: A place with a rich history, home to Bodh Gaya and the ancient city of Pataliputra.
  • Goa: Popular for beautiful beaches and a lively nightlife.
  • Kerala: Famous for its backwaters, Ayurveda treatments and lush green nature.
  • Maharashtra: Mumbai, the financial capital, is also home to Bollywood.
  • Himachal Pradesh: Known for stunning hill stations and adventure sports.
  • Tamil Nadu: Famous for classical dance forms and grand temples.

Indian Army’s Batalik Cricket League 2025

The Indian Army organized the Batalik Cricket League at Jubar Stadium, Batalik as part of the celebrations for Kargil Vijay Diwas 2025. This event aimed to promote sports, engage local youth, and contribute to regional development. It was a step toward fostering community engagement and supporting local artisans.

Key Highlights

  • Event Location: Jubar Stadium, Batalik
  • Date: April 2025
  • Objective: To promote sports, engage youth, and aid regional development.
  • Participants: 13 teams, divided into four pools, participated in the league.
  • Final Match: Batalik A won by 47 runs against Darchiks A.
  • Batalik A: 86 runs in the first innings.
  • Darchiks A: 39 runs in reply.

Notable Attendees

  • Col. Dinesh Singh Tanwar, Deputy Commandant of the 192 Mountain Brigade.
  • Dr. Kacho Liyaqat Ali Khan, Chief Medical Officer of Kargil.
  • Local Support: The Army introduced a unique initiative by purchasing locally made Ladakhi Willow Cricket bats from a young entrepreneur in Hanu, Maryul Willow, and presented them as trophies. This supported local artisans and promoted self-reliance.

Future Plans

  • Col. Tanwar announced the Sherquilla Cricket League at the district level, to be held the following month at the same venue.
  • The initiative aimed at engaging the youth and boosting tourism in the region.

Positive Impact

  • Dr. Khan lauded the Army’s efforts in supporting remote border villages through sports, medical camps, and educational initiatives, which foster positive youth development.
  • Local resident Arif Hussain Ladakhi expressed his gratitude for the Army’s support of local industries and efforts toward regional growth.
Summary/Static Details
Why in the news? Indian Army’s Batalik Cricket League 2025
Event Batalik Cricket League 2025
Location Jubar Stadium, Batalik
Objective Promote sports, engage youth, support regional development
Participants 13 teams, divided into 4 pools
Winner Batalik A won by 47 runs against Darchiks A
Event Attendees Col. Dinesh Singh Tanwar, Dr. Kacho Liyaqat Ali Khan
Special Initiative Locally made Ladakhi Willow Cricket bats from Maryul Willow as trophies
Future Plans Sherquilla Cricket League to be held next month at the same venue
Impact on Local Community Support for local artisans, promotion of self-reliance, and regional development
Support from Indian Army Medical camps, educational initiatives, youth engagement, and tourism promotion in border areas

Sohini Rajola Appointmented as Executive Director at NPCI

The National Payments Corporation of India (NPCI) has appointed Sohini Rajola as its Executive Director. This decision is part of NPCI’s leadership enhancement strategy to drive the adoption of its payment solutions. Rajola’s vast experience in the payments and digital banking sectors will play a key role in the further development and adoption of NPCI’s solutions. The appointment comes at a time when UPI (Unified Payments Interface) is achieving record growth in both value and volume.

Key Highlights

New Appointment

  • Sohini Rajola as Executive Director

Responsibilities

  • Lead the adoption and enhancement of NPCI’s payment solutions.
  • Oversee business development and go-to-market strategies.
  • Manage strategic alliances with banking institutions, fintech companies, government authorities, and regulatory bodies.

Previous Experience

  • Rajola was the Asia-Pacific regional head at Western Union.
  • She served as the digital banking head and cards head at Axis Bank.

NPCI’s Growth

  • Rajola’s appointment comes as UPI reaches new milestones.
  • UPI transactions for March 2025 set records in both value (Rs 24.77 trillion) and volume (19.78 billion transactions).
  • In FY25, UPI’s total transaction value increased by 30%, reaching Rs 260.56 trillion, while volume surged 42%, hitting 131.14 billion transactions.

Significance

  • The appointment is strategic, aimed at scaling NPCI’s products and strengthening its market presence in the digital payments space.
  • Rajola’s leadership will be instrumental in innovative technical solutions to meet both current and future market demands.
Summary/Static Details
Why in the news? Sohini Rajola Appointmented as Executive Director at NPCI
Appointment Sohini Rajola as Executive Director at NPCI
Responsibilities Lead the adoption and enhancement of payment solutions, oversee business development, and manage alliances
Previous Experience Former Asia-Pacific Regional Head at Western Union; Digital Banking Head and Cards Head at Axis Bank
Growth of UPI Record high transactions in March 2025: Value Rs 24.77 trillion, Volume 19.78 billion
FY25 UPI Growth 30% increase in value to Rs 260.56 trillion and 42% increase in volume to 131.14 billion transactions
NPCI’s Future Strategy Enhance technical solutions and strengthen market presence in the digital payments sector
Significance of Appointment Drive forward-thinking initiatives and address future market needs, capitalizing on Rajola’s expertise in digital banking

Parliament Passed The Waqf (Amendment) Bill, 2025

The Indian Parliament recently passed significant legislative measures aimed at reforming the management of Waqf properties and strengthening their oversight. The Waqf (Amendment) Bill, 2025, and the Mussalman Wakf (Repeal) Bill, 2024, were debated and approved in both houses of Parliament. It was passed by the Rajya Sabha in the early hours of Friday after a marathon 12-hour debate. With 128 votes in favor and 95 against, the bill received approval from the upper house, following the Lok Sabha’s clearance on Thursday with a 288-232 vote. In addition, the Rajya Sabha also passed the Mussalman Wakf (Repeal) Bill, 2024, after a 17-hour sitting that was adjourned at 4 a.m.

Key Points

Purpose of the Bill

  • The Waqf (Amendment) Bill, 2025, aims to streamline the functioning of Waqf properties and improve transparency and accountability.
  • It seeks to strengthen the administrative mechanisms overseeing Waqf properties and enhance their legal framework.

Passed in Lok Sabha/Rajya Sabha

  • Waqf (Amendment) Bill 2025 renamed as Unified Waqf Management, Empowerment, Efficiency, and Development (UMEED) Bill.
  • Mussalman Wakf (Repeal) Bill 2024 approved, repealing the Mussalman Wakf Act, 1923.

Parliamentary Process

  • The Bill passed with a 128-95 vote in the Rajya Sabha after a 12-hour debate, following the Lok Sabha’s approval with a 288-232 vote.
  • The debate saw active participation from lawmakers, with discussions centered around the management and use of Waqf assets and the role of tribunals in resolving conflicts.

Ministerial Statements

  • Amit Shah, the Union Home Minister, and Kiren Rijiju, the Union Minister for Minority Affairs, played a significant role in defending the Bill and its provisions during the parliamentary debates.

Waqf (Amendment) Bill 2025 & Mussalman Wakf (Repeal) Bill 2024

Background

Two Bills Introduced,

  1. Waqf (Amendment) Bill
  2. Mussalman Wakf (Repeal) Bill

Objectives

Waqf (Amendment) Bill, 2025

  • Amend the Waqf Act, 1995 to address challenges in managing Waqf properties.
  • Improve administration and efficiency of Waqf boards.

Mussalman Wakf (Repeal) Bill, 2024

  • Repeal the Mussalman Wakf Act, 1923, an outdated colonial-era law.
  • Ensure uniformity, transparency, and accountability in Waqf property management under the Waqf Act, 1995.
  • Eliminate inconsistencies and ambiguities created by the old law.

Meaning of ‘Waqf’

  • Properties dedicated for religious or charitable purposes under Islamic law.
  • Sale or other use of the property is prohibited.
  • Ownership is transferred to Allah, making it irrevocable.
  • Managed by a mutawalli on behalf of the wakif (creator).

Origin of the Concept of ‘Waqf’

  • Traces back to the Delhi Sultanate when Sultan Muizuddin Sam Ghaor dedicated villages to the Jama Masjid of Multan.
  • Waqf properties grew with the rise of Islamic dynasties in India.
  • Mussalman Waqf Validating Act of 1913 protected Waqf in India.

Constitutional Framework and Governance

  • Charitable and religious institutions fall under the Concurrent List of the Constitution.
  • Both Parliament and State Legislatures can frame laws on it.
  • Waqf Governance: Governed by the Waqf Act, 1995, replacing earlier laws from 1913, 1923, and 1954.

Creation of Waqf

Created via,

  • Declaration (oral or written deed).
  • Long-term use of land for religious or charitable purposes.
  • Endowment after the end of a line of succession.

States with highest Waqf properties

  • Uttar Pradesh (27%)
  • West Bengal (9%)
  • Punjab (9%)

Evolution of Waqf Laws

  • 1913 Act: Validated Waqf deeds.
  • 1923 Act: Made registration of Waqf properties mandatory.
  • 1954 Act: Established Central Waqf Council and State Waqf Boards.
  • 1995 Act: Introduced Tribunals for dispute resolution, with elected members and Islamic scholars.

Key Amendments in the New Bill

Central Waqf Council Composition

  • Union Minister in charge of waqf is the ex-officio chairperson.

Members include

  • Members of Parliament (MPs).
  • Persons of national eminence.
  • Retired Supreme Court/High Court judges.
  • Eminent scholars in Muslim law.
  • New Provision: Non-Muslim members required (two).

Composition of Waqf Boards

  • Empower state governments to nominate one person from each group.
  • Non-Muslim members required (two).
  • Includes one member each from Shias, Sunnis, and Backward Muslim classes.
  • Two Muslim women members required.

Composition of Tribunals

  • Removes expert in Muslim law.
  • District Court judge as chairman.
  • Joint Secretary rank officer.

Appeals Against Tribunal Orders

  • Previous Act: No appeals allowed.
  • New Bill: Allows appeals against Tribunal decisions to the High Court within 90 days.

Survey of Properties

  • Replaces Survey Commissioner with District Collector or senior officers to oversee the survey of Waqf properties.

Government Property as Waqf

  • Government property identified as Waqf will cease to be Waqf.
  • Revenue records updated by the Collector.

Audits

  • Waqf institutions earning over ₹1 lakh will undergo audits by state-sponsored auditors.

Centralized Portal

  • Automated Waqf property management via a centralized portal for enhanced efficiency and transparency.

Property Dedication

  • Practicing Muslims (at least five years) can dedicate property to Waqf, restoring pre-2013 rules.

Women’s Inheritance

  • Women must receive inheritance before Waqf declaration.
  • Special provisions for widows, divorced women, and orphans.

Need for the Bill

  • Unified Digital Listing of Waqf properties to reduce litigation and ensure transparency.
  • Ensures gender justice by mandating women’s inclusion in Waqf Boards.

Concerns

Non-Muslim Members in Waqf Boards

  • Mandates inclusion of non-Muslim members in State Waqf Boards and Central Waqf Council.
  • Concern that these bodies could be majorly composed of non-Muslims, unlike similar boards for Hindu and Sikh endowments.

Impact on Waqf Tribunals

  • Removal of experts in Muslim law from Waqf Tribunals may affect dispute resolution.

Creation of Waqf

  • Limiting Waqf creation to Muslims practicing Islam for at least five years.
  • Ambiguity about the rationale behind this five-year criterion.

Conclusion

  • The Bill represents a significant step towards reforming Waqf property management in India.
  • Proposed reforms ensure better governance, accountability, and a more inclusive approach, benefiting all involved communities.

Manoj Kumar Biography – Age, Wife, Family, Films and Awards

Manoj Kumar was a famous Indian actor, director and writer known for his patriotic films. Born on 24 July 1937, he earned the nickname “Bharat Kumar” because of his love for India, reflected in his movies. He won many awards, including the Padma Shri and Dadasaheb Phalke Awards. His film inspired generations, and he remains a legendary figure in Indian cinema.

Manoj Kumar – Early Life and Education

Manoj Kumar was born as Harikishan Giri Goswami in Abbottabad, British India (now in Pakistan). After the partition of India in 1947, his family moved to Delhi, where he completed his education at Hindu College. Inspired by Dilip Kumar, he changed his name to name to Manoj Kumar after a character played by the legendary actor.

Manoj Kumar – Films

Manoj Kumar was a legendary actor and director known for patriotic films. Know about his career in film industry:

Early Years (1957-1964)

Manoj Kumar began his acting journey in 1957 with Fashion Brand. His first big hit was Hariyali Aur Rasta (1962), followed by Woh Kaun Thi? (1964), which made him a recognized star.

Peak of Stardom (1965-1981)

In 1965, he played Bhagat Singh in Shaheed, earning widespread fame. His biggest success came with Upkar (1967), a patriotic film inspired by Lal Bahadur Shastri’s slogan Jai Jawan Jai Kisan. This film earned him National Film Award and Filmfare Awards.

He continued delivering classics like Purab Aur Paschim (1970), Shor (1972), Roti Kapda Aur Makaan (1974) and Kranti (1981). His movies often carried strong nationalist themes.

Later Career (1987-1999)

After Kranti (1981), his success declined. Films like Clerk (1989) and Jai Hind (1999) failed at the box office. His last acting appearance was in Maidan-E-Jung (1995).

Political Career of Manoj Kumar

Manoj Kumar joined the Bharatiya Janata Party (BJP) in 2004 after retiring from films. Though he did not actively contest elections, he supported the party’s patriotic ideals. His contributions to Indian cinema earned him respect in political circles.

Death of Manoj Kumar

Manoj Kumar passed away on 4th April 2025 at Kokilaben Dhirubhai Ambani Hospital, Mumbai, due to heart and liver complications. He was 87 years old.

Manoj Kumar – Awards and Honors

Here is the list of awards received by Manoj Kumar:

  • Padma Shri (1992)
  • Second Best Feature Film (1968)
  • Dadasaheb Phalke Award (2016)
  • Lifetime Achievement Award (1999)
  • Sardar Patel Lifetime Achievement International Award (2008)
  • Lifetime Achievement Award (2010)
  • Bharat Gaurav Award (2012)
  • Lifetime Achievement Award (2019)

Legacy of Manoj Kumar

Manoj Kumar is remembered as Bharat Kumar, the actor who brought patriotism to Indian cinema. His films like Upkar, Purab Aur Paschim, and Kranti inspired generations. He won many awards, including the Dadasaheb Phalke Award. His influence on Bollywood, especially patriotic films, remains strong even after his passing.

World Health Day 2025: Date, Theme, History and Significance

World Health Day 2025 is being observed globally on April 7, marking the anniversary of the founding of the World Health Organization (WHO) in 1948. This year, the theme “Healthy Beginnings, Hopeful Futures” puts a spotlight on maternal and newborn health, launching a year-long global campaign to reduce preventable deaths and improve health outcomes for women and infants.

About World Health Day

World Health Day is celebrated every year on 7th April, the day when the World Health Organization (WHO) was established in 1948. The day serves as a platform to raise awareness about global health issues and to mobilize action among governments, health institutions, civil society, and individuals.

Each year, a specific theme is chosen that reflects priority areas in public health. These themes aim to direct attention toward urgent health challenges and encourage international cooperation and policy-level intervention.

Theme of World Health Day 2025: “Healthy Beginnings, Hopeful Futures”

This year’s theme, “Healthy Beginnings, Hopeful Futures,” is centered around improving maternal and newborn health. It marks the beginning of a comprehensive, year-long WHO campaign that will:

  • Encourage governments and healthcare systems to intensify efforts against preventable maternal and newborn deaths.
  • Focus on the health and long-term well-being of mothers throughout pregnancy, childbirth, and the postnatal period.
  • Promote accessible and high-quality healthcare for both pregnant women and newborns, especially in developing regions.

This theme is crucial because it highlights that a healthy start to life begins with a healthy pregnancy and safe delivery. The well-being of mothers directly impacts the health outcomes of infants, families, and future generations.

The Urgency of Maternal and Newborn Health

According to alarming statistics released by the World Health Organization:

  • Every year, approximately 300,000 women die due to complications from pregnancy or childbirth.
  • Over 2 million babies die in their first month of life.
  • Another 2 million are stillborn, many of whom could have survived with timely medical intervention.
  • Shockingly, this equates to 1 preventable death every 7 seconds.

These numbers highlight a critical gap in maternal and neonatal healthcare services. The current trajectory shows that:

  • 4 out of 5 countries are not on track to meet the 2030 target for reducing maternal deaths.
  • 1 in 3 countries will miss the goal of lowering newborn mortality rates.

This reveals a global health emergency, particularly in low- and middle-income nations, where access to essential maternal and newborn care remains limited.

Why Maternal and Newborn Health Matters

The health of mothers and newborns is not just a medical issue—it is a foundation of societal well-being. When women receive proper care before, during, and after pregnancy, it leads to:

  • Healthier families
  • Reduced infant and maternal mortality
  • Improved community development
  • Economic productivity, as healthy mothers are more likely to participate in the workforce

Key Strategies to Improve Maternal and Newborn Health

The World Health Day 2025 campaign is expected to promote actionable strategies, such as:

  • Routine check-ups during pregnancy, allowing for early diagnosis of complications.
  • Awareness programs on nutrition, physical activity, and avoiding harmful substances like tobacco and alcohol.
  • Access to mental health care, as maternal depression and postpartum stress remain under-addressed.
  • Skilled healthcare assistance during labour and delivery, ensuring timely interventions.
  • Postnatal care, including guidance on infant care, breastfeeding, and vaccination.

By investing in these areas, countries can dramatically lower preventable deaths and secure a healthier future for generations to come.

Global Call to Action

World Health Day 2025 is not just a symbolic observance—it is a call for action. The WHO urges governments, NGOs, international partners, and individuals to:

  • Prioritize maternal and newborn health in national health agendas.
  • Invest in infrastructure, especially in rural and underserved areas.
  • Educate communities on the importance of maternal and child health.
  • Foster multi-sectoral partnerships for better healthcare delivery.

This campaign is a reminder that the path to a hopeful future starts with a healthy beginning—one that every mother and child deserves.

Summary Table: World Health Day 2025

Aspect Details
Date April 7, 2025
Occasion World Health Day, marks the founding of WHO in 1948
2025 Theme “Healthy Beginnings, Hopeful Futures”
Focus Area Maternal and newborn health
Why Important? High rates of maternal mortality, newborn deaths, and stillbirths worldwide
WHO Statistics 300,000 maternal deaths/year, 2 million newborn deaths/year, 2 million stillbirths
Current Concern 1 death every 7 seconds from preventable maternal or infant causes
Global Progress 4 out of 5 countries off track to meet maternal health goals by 2030
Campaign Goals Promote safe pregnancies, ensure postnatal care, mental health support, better infrastructure
Call to Action Governments and health systems urged to intensify focus on maternal-newborn healthcare

 

Central Govt. to set up 728 Eklavya Model Residential School

The Union Government has made a significant commitment to providing quality education to tribal children through the expansion of the Eklavya Model Residential Schools (EMRS). The goal is to establish 440 new schools, ensuring that each block with more than 50% ST population and at least 20,000 tribal individuals, based on the 2011 census, benefits from these institutions. The EMRS initiative aligns with the government’s objective of providing high-quality education to tribal students, akin to the facilities provided by Navodaya Vidyalayas, in their own environment. The scheme, which began in 2018-19, will ultimately create a total of 728 EMRSs, benefiting around 3.5 lakh students across India.

Key Highlights of the EMRS Initiative

Educational Infrastructure

  • Well-equipped classrooms with modern teaching aids.
  • Science and computer laboratories for hands-on learning.
  • Libraries offering a diverse range of learning resources.

Accommodation and Amenities

  • Residential facilities for both students and staff.
  • Separate hostels for boys and girls with essential amenities such as bedding, furniture, and hygiene facilities.

Sports and Extracurricular Facilities

  • Playgrounds and sports equipment for physical activities.
  • Facilities for extracurricular activities like music, art, and sports to ensure holistic development.

Health and Nutrition

  • Regular health check-ups and medical facilities to maintain student well-being.

IT and Digital Learning

  • Smart classrooms with digital boards for enhanced learning experiences.
  • Computer labs with internet access to integrate digital education into the curriculum.

Vocational Training

  • Skill development programs to provide hands-on training in industry-relevant areas, improving employability.

Collaborative Initiatives to Enhance Learning

Digital Education

  • Establishment of smart classrooms with digital boards in partnership with ERNET and MeitY.
  • Provision of online coaching for IIT-JEE and NEET exams in collaboration with PACE-IIT & Medical.

Skill Labs

  • Setting up 400 Skill Labs in 200 EMRSs in partnership with the Ministry of Skill Development and Entrepreneurship (MoSDE).

National Scholarships for ST Students

  • Pre-Matric and Post-Matric Scholarships for students from Class IX to higher education.
  • National Scholarship Scheme and National Fellowship for Higher Education, enabling ST students to pursue graduate, post-graduate, M.Phil, and Ph.D. programs.

Financial Support

  • Coverage of application fees for national-level exams like JEE, NEET, and CLAT for EMRS students studying in Class XII, reducing the financial burden on families.
Summary/Static Details
Why in the news? Central Govt. to set up 728 Eklavya Model Residential School
Target EMRSs 440 new EMRSs, bringing the total to 728, to serve around 3.5 lakh ST students
Location Criteria One school in every block with 50% ST population and at least 20,000 tribal individuals
Educational Infrastructure Modern classrooms, science/computer labs, libraries with diverse learning resources
Accommodation Separate hostels for boys and girls with essential amenities
Sports & Extracurricular Playgrounds, sports equipment, and facilities for music, arts, and sports
Health & Nutrition Regular health check-ups and medical facilities
Digital Learning Smart classrooms, computer labs, and internet access for enhanced education
Vocational Training Skill development and vocational training programs
Collaborative Initiatives Partnership with MeitY for smart classrooms, PACE-IIT for online coaching, MoSDE for skill labs
Scholarship Schemes Pre-Matric, Post-Matric, and National Fellowship for Higher Education of ST students
Financial Support for Exams Coverage of application fees for exams like JEE, NEET, CLAT for EMRS students

Trump’s Reciprocal Tariffs: What It Means for India’s Export Economy

Former US President Donald Trump’s proposed “reciprocal tariff” policy has once again made headlines. Under this proposed tariff structure, a 27% adjusted reciprocal tariff would be imposed on Indian exports to the United States, significantly increasing the cost of Indian goods in the American market. According to recent estimates, this would be over and above the existing average tariffs, potentially impacting India’s export performance in its largest overseas market.

Understanding the Concept of Reciprocal Tariffs

A reciprocal tariff policy is based on the idea that the United States should impose the same tariffs on other countries as they impose on American goods. This move, positioned as a way to “correct” what Trump deems unfair trade practices, would mean a massive increase in duties on Indian goods, which currently enjoy relatively low average tariffs in the US.

  • According to a Barclays research report, India faces an average tariff of 2.7% on its exports to the US.
  • In contrast, US goods face a 10.5% tariff when exported to India.
  • With the new 27% adjusted reciprocal tariff, Indian products could become far more expensive and less competitive in the US market.

Impact on India’s Export Economy

1. Loss of Competitive Edge in the US Market

The United States is India’s largest export destination, and the two countries enjoy a substantial trade surplus in India’s favor. Indian goods, especially from labor-intensive sectors like textiles, pharmaceuticals, chemicals, and engineering, dominate key segments of US imports. A sudden increase in tariffs could lead to:

  • Price hikes for Indian goods
  • Reduced competitiveness in the US market
  • Potential loss of market share to rival exporters

However, it’s crucial to note that the Trump administration is not singling out India. These tariffs apply to all major trading partners, which means that the net change in India’s relative advantage will depend on how other countries are impacted.

2. Sector-wise Effects Could Vary

An analysis by Ernst and Young (EY) highlights that the impact of these tariffs will not be uniform across sectors:

  • Energy exports (like petroleum products) might face headwinds
  • Textile and apparel exports could see some benefits, depending on how other Asian exporters are affected
  • Pharmaceutical exports are likely to remain unaffected, given their critical nature and low price elasticity

This suggests a need for sector-specific strategies and adaptive trade diplomacy to minimize the fallout.

India’s Response: Strategic Caution

So far, India has not announced any retaliatory measures. The Indian government’s stance appears to be one of strategic patience, with an eye on maintaining stable bilateral ties and continuing trade negotiations with the US.

The response is likely influenced by:

  • The February visit of Prime Minister Narendra Modi to the US, during which both sides agreed to strengthen economic ties
  • A desire to avoid escalation and instead focus on a comprehensive trade agreement
  • Ongoing negotiations that could lead to mutual concessions, possibly including lower Indian tariffs on certain US goods

Other Factors Influencing Export Prospects

Besides tariffs, several macro-economic and currency-related factors will play a role in shaping India’s export outlook:

  • The health of the US economy post-tariff imposition
  • The strength of the US dollar against the Indian rupee
  • Global commodity prices and shifting supply chains due to geopolitical realignments

A stronger dollar or weakening rupee could make Indian exports more price-competitive, somewhat cushioning the tariff shock.

Potential Costs of Amicable Resolution

Even if India manages to negotiate a settlement, it will likely come with economic costs, such as:

  • Reducing import duties on US products (which may be more expensive than alternatives from other countries)
  • Making commitments to purchase a fixed quantity of US goods (like defense equipment or agricultural commodities)

These steps could distort India’s existing trade relationships and raise import bills, thereby offsetting some of the gains from export-led growth.

Summary of the Issue in Tabular Format

Aspect Details
Why in News Trump proposes 27% reciprocal tariff on Indian goods exported to the US
Current Avg. Tariffs India on US goods: 10.5%, US on Indian goods: 2.7%
New Proposed Tariff on India 27% over and above existing 2.7%
Impact on Trade Higher prices for Indian goods in US, potential loss of market share
India’s Trade Surplus with US Plays a major role in cushioning overall trade deficit
Sectoral Impact (EY analysis) Energy: Negative, Textiles: Some gains, Pharma: Neutral
India’s Response Cautious, no retaliation yet, hopes for trade negotiations
Other Factors US economic health, rupee-dollar exchange rate, global trade flows
Possible Concessions Lowering tariffs on US goods, committing to buy American exports

 

Rajasthan Tops Solar Installations In Indian Railways Stations and Service Buildings

Indian Railways has significantly expanded its solar energy infrastructure in alignment with the government’s commitment to renewable energy and sustainability. As of February 2025, the national transporter has installed 209 MW of solar power capacity across 2,249 railway stations and service buildings. This marks a 2.3 times increase in solar plant installations in the last five years (1,489 new units) compared to the previous five years (628 units). Rajasthan leads the solar expansion with 275 installations, followed by Maharashtra (270) and West Bengal (237). The initiative is driven by Power Purchase Agreements (PPAs) and the Round The Clock (RTC) hybrid power model, integrating solar and wind energy.

Key Highlights

Indian Railways’ Solar Expansion

  • Total Solar Capacity Installed (as of Feb 2025): 209 MW
  • Total Solar Installations: 2,249 railway stations and service buildings
  • Growth Rate: 2.3 times increase in installations over the past five years

Power Procurement Mode

  • Round The Clock (RTC) power model using a mix of solar and wind energy
  • Power Purchase Agreements (PPAs) under the developer mode

Challenges Faced

  • Regulatory constraints
  • Power evacuation issues
  • Connectivity challenges
  • Coordination with State Governments and Transmission Utilities

Top Three States with the Most Installations

  • Rajasthan – 275 installations
  • Maharashtra – 270 installations
  • West Bengal – 237 installations

Railway’s Commitment

  • Continued expansion of solar energy adoption for environmental sustainability and long-term financial savings

State-Wise Breakdown of Solar Installations (2014-2025)

  • Rajasthan: 275 (73 before 2020, 200 after)
  • Maharashtra: 270 (43 before 2020, 213 after)
  • West Bengal: 237 (12 before 2020, 222 after)
  • Uttar Pradesh: 204 (78 before 2020, 93 after)
  • Andhra Pradesh: 198 (33 before 2020, 126 after)
  • Karnataka: 146 (86 before 2020, 60 after)
  • Madhya Pradesh: 134 (49 before 2020, 74 after)
  • Odisha: 133 (30 before 2020, 103 after)
  • Gujarat: 112 (11 before 2020, 96 after)
  • Telangana: 95 (35 before 2020, 60 after)
  • Bihar: 81 (25 before 2020, 42 after)
  • Assam: 78 (27 before 2020, 48 after)
  • Tamil Nadu: 73 (42 before 2020, 31 after)
  • Jharkhand: 47 (10 before 2020, 35 after)
  • Haryana: 36 (9 before 2020, 23 after)
  • Punjab: 30 (19 before 2020, 11 after)
  • Uttarakhand: 18 (1 before 2020, 17 after)
  • Himachal Pradesh: 17 (1 before 2020, 16 after)
  • Tripura: 16 (15 before 2020, 1 after)
  • Chhattisgarh: 16 (10 before 2020, 5 after)
  • Kerala: 13 (12 before 2020, 1 after)
  • Delhi: 8 (4 before 2020, 3 after)
  • Jammu & Kashmir: 6 (2 before 2020, 4 after)
  • Nagaland: 2 (0 before 2020, 2 after)
  • Meghalaya: 1 (0 before 2020, 1 after)
  • Manipur: 1 (0 before 2020, 1 after)
  • Chandigarh: 1 (0 before 2020, 1 after)
  • Puducherry: 1 (1 before 2020, 0 after)

Grand Total

  • 628 installations from 2014-15 to 2019-20
  • 1,489 installations from 2020-21 to Feb 2025
  • Total installations: 2,249

Future Outlook

  • Indian Railways will continue expanding solar energy adoption, aiming for a carbon-neutral future.
  • More RTC power solutions will be explored to enhance efficiency and reduce dependency on fossil fuels.
  • Coordination with state governments and power utilities will remain a key focus to overcome regulatory and technical hurdles.
Summary/Static Details
Why in the news? Rajasthan Tops Solar Installations In Indian Railways Stations and Service Buildings
Total Solar Capacity Installed 209 MW (as of Feb 2025)
Total Solar Installations 2,249 railway stations and service buildings
Growth Rate 2.3 times increase in last five years
Power Procurement Mode RTC model (solar + wind), PPAs under developer mode
Challenges Faced Regulatory constraints, power evacuation, connectivity issues, coordination with states
Top 3 States by Installations Rajasthan (275), Maharashtra (270), West Bengal (237)
State with Highest Installations Rajasthan (275)
Future Outlook Expansion of solar energy, RTC power solutions, overcoming regulatory hurdles

Assam’s ‘Mukhya Mantri Mahila Udyamita Abhiyan’: A Game-Changer for Women Entrepreneurs

The Assam government has launched its largest women entrepreneurship support initiative, the Mukhya Mantri Mahila Udyamita Abhiyan, to promote self-employment among women. This ambitious scheme, launched by Chief Minister Himanta Biswa Sarma in Biswanath district, aims to empower 30 lakh women by providing seed capital of ₹10,000 each to help them establish or expand their micro-businesses. The scheme follows a multi-tiered financial assistance model, encouraging sustainable entrepreneurship and economic independence for women across the state.

Key Highlights

Details Regarding It

  • Name of the Scheme: Mukhya Mantri Mahila Udyamita Abhiyan
  • Launch Date: April 1, 2025
  • Launched By: Chief Minister Himanta Biswa Sarma
  • Location of Launch Event: Behali, Biswanath district, Assam
  • Beneficiaries: 30 lakh women across Assam
  • Initial Financial Assistance: ₹10,000 per beneficiary
  • Usage: Investment in micro-businesses, husband’s business, plantations, or livestock
  • Monitoring: Government officials will inspect utilization after one year

Phased Financial Assistance Model

  • First Year: ₹10,000 as seed capital
  • Second Year: ₹25,000 (₹12,500 bank loan + ₹12,500 government support)
  • Third Year: ₹50,000 from the government for successful entrepreneurs

Loan Repayment Terms

  • Beneficiaries do not have to return the government-provided funds
  • Only the bank loan needs to be repaid (government will cover the interest)
  • First-Day Beneficiaries: 23,375 women received financial aid at the launch event
  • Implementation: To be conducted in all Assembly constituencies in the presence of the CM or ministers

Government’s Vision for Women Empowerment in Assam

  • The scheme aligns with Assam’s broader initiative to support women from school to old age.

Other initiatives under this strategy include,

  • Free admissions and schooling for girls
  • Livelihood support under Orunodoi scheme
  • Old-age pensions and free food grains for women

Impact on Assam’s Rural Economy

  • The scheme aims to strengthen Assam’s rural economy through:
  • Promotion of micro-enterprises
  • Investment in agriculture and livestock businesses
  • Encouraging self-reliance among women
  • The multi-layered financial support ensures long-term sustainability for women entrepreneurs.
Summary/Status Details
Why in the news? Assam’s ‘Mukhya Mantri Mahila Udyamita Abhiyan’: A Game-Changer for Women Entrepreneurs
Scheme Name Mukhya Mantri Mahila Udyamita Abhiyan
Launched By CM Himanta Biswa Sarma
Launch Location Behali, Biswanath district, Assam
Total Beneficiaries 30 lakh women
Initial Assistance ₹10,000 per woman
Second-Year Aid ₹25,000 (₹12,500 bank loan + ₹12,500 govt. support)
Third-Year Aid ₹50,000 from the government
Loan Repayment Only bank loan (Govt. covers interest)
Monitoring Inspections after one year
Impact Areas Micro-enterprises, agriculture, livestock
Additional Benefits Free education, Orunodoi scheme, pensions

Centre Withholds SSA Funds to Kerala, Tamil Nadu, and West Bengal for FY 2024-25

As of March 27, 2025, Kerala, Tamil Nadu, and West Bengal have not received any funds from the central share under the Samagra Shiksha Abhiyan (SSA), despite having approved allocations for the financial year 2024–25. This was revealed by Minister of State for Education Jayant Choudhary in a reply to a question raised by CPI(M) MP John Brittas in the Rajya Sabha.

What is the Samagra Shiksha Abhiyan (SSA)?

The Samagra Shiksha Abhiyan (SSA) is the flagship school education scheme of the Ministry of Education, aiming to improve school infrastructure, provide textbooks, ensure teacher training, and fund salaries, among other critical components. It integrates three erstwhile schemes:

  • Sarva Shiksha Abhiyan
  • Rashtriya Madhyamik Shiksha Abhiyan
  • Teacher Education

The SSA plays a vital role in strengthening foundational education, particularly in rural and underserved regions of India.

Zero Fund Disbursement Despite Approved Allocations

Despite having approved allocations for FY 2024–25:

  • Kerala was approved ₹ 328.90 crore
  • Tamil Nadu2,151.60 crore
  • West Bengal1,745.80 crore

As per data presented in Parliament, no central funds had been released to these three states under SSA as of March 27, 2025.

This is in stark contrast to the overall disbursement figures: out of the total central allocation of ₹ 45,830.21 crore to 36 States and Union Territories, ₹ 27,833.50 crore had been released to all other entities except Kerala, Tamil Nadu, and West Bengal.

Criteria for Releasing SSA Funds

The Ministry of Education stated that the release of SSA funds to states and UTs depends on multiple compliance-based criteria such as:

  • Pace of expenditure of previously released funds
  • Receipt of the State’s matching share
  • Submission of audited accounts
  • Statements of outstanding advances
  • Up-to-date expenditure statements
  • Audited utilisation certificates

These procedural requirements are designed to ensure accountability and efficient utilization of resources.

Centre-State Tensions Over NEP and PM-SHRI Schools

The funding freeze, particularly for Tamil Nadu, occurs in the backdrop of policy disagreements between the State Government and the Centre. Tamil Nadu has refused to implement the three-language formula outlined under the National Education Policy (NEP) and has also declined to sign the Memorandum of Understanding (MoU) for the implementation of the PM-SHRI schools scheme (PM Schools for Rising India).

This refusal has reportedly led to the withholding of SSA funds, even though SSA and PM-SHRI are separate schemes.

Parliamentary Panel’s Strong Observations

A Parliamentary Standing Committee had earlier criticized the Ministry’s decision to link SSA fund disbursement with states’ willingness to adopt unrelated schemes such as PM-SHRI. The panel stated that this move was:

  • “Not justifiable”
  • “Severely impacting” school operations in these states
  • Causing delays in teacher salaries, Right to Education (RTE) reimbursements, and transportation services in remote areas

The committee thus recommended that the Ministry of Education should immediately release the pending SSA funds to Kerala, Tamil Nadu, and West Bengal to avoid disruption in:

  • School maintenance
  • Teacher training programs
  • Educational resources for underprivileged students

Wider Impact of Fund Withholding

The consequences of withholding SSA funds are significant:

  • Disruption of educational services in government schools
  • Delays in salaries of lakhs of teachers
  • Impact on transport and mid-day meal schemes
  • Hindrance in training and hiring of teaching staff
  • Negative effects on Right to Education (RTE) implementation

Such delays are feared to widen the education gap, particularly in marginalized communities that rely on government-supported schooling.

Summary of the Issue in Tabular Form

Aspect Details
Why in News Kerala, Tamil Nadu, and West Bengal received zero SSA funds till Mar 27, 2025
States Affected Kerala, Tamil Nadu, West Bengal
Approved Central Allocation FY25 Kerala: ₹ 328.90 Cr, TN: ₹ 2,151.60 Cr, WB: ₹ 1,745.80 Cr
Funds Released (as of Mar 27) ₹ 0 to these three states
Total SSA Allocation (India) ₹ 45,830.21 crore
Funds Released (Overall) ₹ 27,833.50 crore (excluding Kerala, TN, WB)
Highest Recipient Uttar Pradesh – Allocated: ₹ 6,971.26 Cr; Released: ₹ 4,487.46 Cr
Reason for Withholding Procedural issues, policy disagreements (e.g., three-language formula, PM-SHRI MoU)
Parliamentary Panel Stance Withholding SSA funds due to unrelated MoUs is “not justifiable”
Impact Disruption in salaries, training, school infrastructure, RTE implementation
Recommendation Immediate release of pending SSA funds to prevent disruption

GA Power Capsule
SBI Clerk Mains GA Capsule 2025: Latest Updates & Important Topics PDF_16.1

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