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Nirmala Sitharaman launched Tejasvini & Hausala schemes

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Union Minister of Finance & Corporate Affairs, Nirmala Sitharaman has launched two schemes named ‘Tejasvini & Hausala schemes’ of J&K Bank for girls. Under 18-35 years of age to start their businesses and ‘Shikhar & Shikara’ schemes of Punjab National Bank (PNB) for development of tourism in Jammu and Kashmir (J&K).

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About the Tejasvini Scheme:

Tejaswini Scheme in the course of the credit score outreach programme in Jammu. The scheme goals to offer monetary help as much as Rs 5 lakh to younger ladies for establishing gainful self-employment ventures, suited to their expertise, aptitude & native situations. Tejasvini scheme focuses on offering monetary help of Rs. 5 lakh to ladies between 18-35 years for beginning their enterprise.

About the Hausla Scheme 2021 for Women Entrepreneurs:

Hausla Scheme beneath the J&K Trade Promotion Organisation for empowering present ladies entrepreneurs to be role models of their respective sectors. It not solely supplies ability improvement, but additionally, credit score assist, advertising assist & mentorship.

About the ‘Shikhar & Shikara’:

  • Shikhar scheme focuses on meeting credit requirements up to INR 2 crore for the hotel, tour & tourism industry.
  • ‘Shikara’ which goals to supply finance for the acquisition of the latest shikara and restore & upkeep of shikara and houseboats by means of collateral-free time period loans with handy reimbursement beneath EMI mode in seven years. Shikara scheme will prove credit up to INR 15 lakh for purchase/repair of Shikaras is provided in Kashmir valley.

Important takeaways for all competitive exams: 

  • J&K Lieutenant Governor: Manoj Sinha.

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