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States and Capitals – How Many States in India?

India, a vast South Asian nation and the world’s seventh-largest by land area, is divided into 28 states and 8 union territories, each with its own capital. These states and territories are further segmented into districts. New Delhi, situated in the National Capital Territory of Delhi, serves as India’s administrative, political, and cultural hub.

The states and capitals of India weave a rich and diverse tapestry, reflecting the country’s deep cultural heritage, traditions, and innovations. Exploring these regions offers a fascinating journey through time, blending ancient legacies with modern advancements, tradition with contemporary influence, and showcasing India’s remarkable unity in diversity.

States and Capitals

In 1956, India reorganized its states according to linguistic demographics. Today, the country consists of 28 states and 8 Union Territories, home to nearly 400 cities. Among these, eight major metropolitan cities—Kolkata, Mumbai, New Delhi, Chennai, Hyderabad, Bangalore, Ahmedabad, and Pune—are prominent. The Prime Minister has introduced a plan to develop 100 smart cities across the nation, with Indore being recognized as the Smart City for four consecutive years. Discover India’s dynamic urban landscape and its focus on modernization.

How many states in India?

India is the 7th largest country in the world by land area and the 2nd most populated. The country is divided into states and union territories so that the government can function properly. Below is a list of all 28 states, their capitals and the year they were formed.

S.NO State Capital CM Governor
1 Andhra Pradesh Amaravati Sri Nara Chandrababu Naidu S. Abdul Nazer
2 Arunachal Pradesh Itanagar Pema Khandu Kaiwalya Trivikram Parnaik
3 Assam Dispur Himanta Biswa Sarma Lakshman Prasad Acharya
4 Bihar Patna Nitish Kumar Arif Mohammed Khan
5 Chhattisgarh Raipur Vishnu Deo Sai Ramen Deka
6 Goa Panaji Pramod Sawant P.S. Sreedharan Pillai
7 Gujarat Gandhinagar Bhupendra Patel Acharya Dev Vrat
8 Haryana Chandigarh Nayab Singh Saini Bandaru Dattatraya
9 Himachal Pradesh Shimla Sukhvinder Singh Sukhu Shiv Pratap Shukla
10 Jharkhand Ranchi Hemant Soren Santosh Kumar Gangwar
11 Karnataka Bengaluru Siddaramaiah Thaawarchand Gehlot
12 Kerala Thiruvananthapuram Pinarayi Vijayan Rajendra Vishwanath Arlekar
13 Madhya Pradesh Bhopal Mohan Yadav Mangubhai Chhaganbhai Patel
14 Maharashtra Mumbai Devendra Fadnavis C.P. Radhakrishnan
15 Manipur Imphal N. Biren Singh
Ajay Kumar Bhalla
16 Meghalaya Shillong Conrad Kongkal Sangma
C H Vijayashankar
17 Mizoram Aizawl Lalduhoma General (Dr.) Vijay Kumar Singh, PVSM, AVSM, YSM (Retd.)
18 Nagaland Kohima Neiphiu Rio
La. Ganesan
19 Odisha Bhubaneswar Mohan Charan Majhi
Dr. Hari Babu Kambhampati
20 Punjab Chandigarh Bhagwant Singh Mann Gulab Chand Kataria
21 Rajasthan Jaipur Bhajan Lal Sharma Haribhau Kisanrao Bagde
22 Sikkim Gangtok PS Golay Om Prakash Mathur
23 Tamil Nadu Chennai M. K. Stalin R. N. Ravi
24 Telangana Hyderabad Anumula Revanth Reddy Jishnu Dev Varma
25 Tripura Agartala Dr. Manik Saha Indra Sena Reddy Nallu
26 Uttar Pradesh Lucknow Yogi Aditya Nath Anandiben Patel
27 Uttarakhand Dehradun Pushkar Singh Dhami Lt. Gen. Gurmit Singh
28 West Bengal Kolkata Mamata Banerjee Dr. C.V. Ananda Bose

Union Territories of India and Their Capitals

India has 8 union territories that are managed by the central government. Some of them have their own legislative assemblies. Below is the of these union territories and their capitals:

S.NO Union Territories Capital CM Lt. Governor
1 Andaman and Nicobar Island Port Blair NA D K Joshi
2 Chandigarh Chandigarh NA Banwarilal Purohit
3 Dadra and Nagar Haveli and Daman and Diu Daman NA Praful Patel
4 Delhi Delhi Rekha Gupta Vinai Kumar Saxena
5 Ladakh NA NA B. D. Mishra
6 Lakshadweep Kavaratti NA Praful Patel
7 Jammu and Kashmir NA Omar Abdullah Manoj Sinha
8 Puducherry Pondicherry N. Rangaswamy C. P. Radhakrishnan

Difference Between States and Union Territories

India is divided into states and Union Territories for administrative purposes. They are in different in how they are governed.

Basis of Difference States Union Territories
Head of Administration Governor Administrator or Lieutenant Governor
Government Type Elected by the People Managed by the central government
Powers Shares power with the central government. Controlled directly by the central government.

Indian States and their Languages

India is a country with a rich and diverse linguistic heritage. There are over 121 languages spoken in India, and each state has its unique linguistic landscape. The Indian Constitution recognizes 22 languages as “scheduled languages,” which are given special status in government and education.

S. No. States Language
1 Andhra Pradesh Telugu and Urdu
2 Arunachal Pradesh Miji, Apotanji, Merdukpen, Tagin, Adi, Honpa, Banging-Nishi
3 Assam Assamese
4 Bihar Hindi
5 Chhattisgarh Hindi
6 Goa Marathi Konkani
7 Gujarat Gujarati
8 Haryana Hindi
9 Himachal Pradesh Hindi and Pahari
10 Jharkhand Hindi
11 Karnataka Kannada
12 Kerala Malayalam
13 Madhya Pradesh Hindi
14 Maharashtra Marathi
15 Manipur Manipuri
16 Meghalaya Khashi, Jaintia, And Garo
17 Mizoram Mizo and English
18 Nagaland Ao, Konyak, Angami, Sema, and Lotha
19 Odisha Oriya
20 Punjab Punjabi
21 Rajasthan Rajasthani and Hindi
22 Sikkim Bhutia, Hindi, Nepali, Lepcha, Limbu
23 Tamil Nadu Tamil
24 Telangana Telugu
25 Tripura Bengali, Tripuri, Manipuri, Kakborak
26 Uttar Pradesh Hindi
27 Uttarakhand Hindi
28 West Bengal Bengali

Some Key Facts About Indian States

Each state in India is unique and has something special. Here are some interesting facts about a few states:

  • Andhra Pradesh: Famous for spicy food and historical sites like Charminar.
  • Assam: Know for tea gardens and Kaziranga National Park, home to the one-horned rhinoceros.
  • Bihar: A place with a rich history, home to Bodh Gaya and the ancient city of Pataliputra.
  • Goa: Popular for beautiful beaches and a lively nightlife.
  • Kerala: Famous for its backwaters, Ayurveda treatments and lush green nature.
  • Maharashtra: Mumbai, the financial capital, is also home to Bollywood.
  • Himachal Pradesh: Known for stunning hill stations and adventure sports.
  • Tamil Nadu: Famous for classical dance forms and grand temples.

Top-5 Richest Cities in India by 2025, Know About Them

India is one of the fastest-growing economies in the world, and many of its cities are becoming very rich and developed. These cities are important for business, jobs, technology and industries. They help the country grow by earning a lot of money through different work. In this article, we will learn about the top-5 richest cities in India in 2025 and what makes them special.

Top-5 Richest Cities in India by 2025

By 2025, India’s biggest cities are becoming richer with fast growth in business, jobs and industries. These top-5 cities play a key role in the country’s economic success.

Here are the names of top-5 richest cities of India by 2025:

  • Mumbai
  • Delhi
  • Kolkata
  • Bengaluru
  • Chennai

Mumbai, India’s Wealthiest City

Mumbai is India’s richest city with a huge economy worth $310 billion. It is known for its film industry (Bollywood), big companies and busy shipping ports. Many people work in films, factories and computers. The city is also called the ”Gateway of India.” Around 12.6 million people live here, and each person earns about Rs.4.13 lakh a year. Mumbai also has Antilia, one of the world’s most expensive houses.

Second Richest City in India – Delhi

Delhi has an economy of $293.6 billion and is the capital city of India. It’s famous for politics, government buildings and growing businesses. People mostly work in banking, factories, IT and online shopping. About 10.9 million people live here and the city is spread over 1483 square kilometers. Delhi also has one of the biggest metro train systems in the world. Each person earns about Rs.4.61 lakh a year.

Kolkata

Kolkata has a $150 billion economy and is famous for its art, books and culture. Even though it earns well, it is more known for being India’s ‘‘City of Joy.’‘ People work in steel, medicine, jute and cloth industries. Around 4.6 million people live here, and the city covers 185 square kilometers. Popular business places include Salt Lake Sector V and Park Street. Each person earns about Rs.1.54 lakh a year.

Bengaluru

Bengaluru has a strong economy of $110 billion and is India’s tech hub, often called the ”Silicon Valley of India.” Many computer and science companies are based here. People also work in aerospace, car making, and clothes. Around 5.1 million people live here, and the city is 741 square kilometers big. Each person earns about Rs.3.52 lakh a year. Famous places to visit include Cubbon Park and Nandi Hills.

Chennai

Chennai’s economy is worth Rs.78.6 billion and is famous for its car factories, which is why it’s called the ”Detroit of Asia.” Many people also work in IT, healthcare, oil chemicals and textiles. About 4.3 million people live here and the city is 426 square kilometers wide. Chennai also has India’s biggest man-made harbour. Each person earns about Rs.3.15 lakh a year. It is also known as the ”Healthcare Capital of India.”

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Which District of India is Known as City of Litchi? Know the Name

India is a land of many fruits and different regions are known for growing special kinds. One district in the eastern part of the country is especially famous for a sweet, juicy summer fruit that people love to eat. This fruit is not only enjoyed across India but is also sent to other countries. Because of its high production, the district has earned a unique nickname.

Number of Districts in India

India has around 780 to 806 districts across its 28 states and 8 union territories. This number keeps growing as new districts are made to improve administration, development and public services in different parts of the country.

City of Litchi in India

Muzaffarpur, a district in Bihar, is known as the ‘‘City of Litchi.’‘ It is famous for growing the sweet and juicy Shahi Litchi. The area’s good soil and weather help in litchi farming. Muzaffarpur also acts as a big trade center for litchis across India and abroad.

Why is Muzaffarpur Famous for Litchi?

  • Abundant Litchi Production: Muzaffarpur and its nearby areas have large litchi farms. Every year, they produce a huge quantity of litchis. The fruit is grown on a wide area of land, and many farmers depend on it for their income.
  • Special Variety – Shahi Litchi: The Shahi Litchi from Muzaffarpur is loved by people for its sweet taste and special smell. This variety is so unique that it has even received a GI tag (Geographical Indication), showing it is a special production of this region.
  • Perfect Climate and Soil: Muzaffarpur has the perfect conditions for litchi farming. The alluvial soil, warm summer temperatures and regular rainfall make it ideal for litchi trees to grow healthy and strong.

An Overview of Muzaffarpur

Muzaffarpur is a district in northern Bihar, formed in 1875 by dividing the old Tirhut district. it covers an area of 3,172 square kilometers. Besides litchis, the district is also known for growing mangoes and for having a strong wholesale trade market.

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Anil Nagar, Founder and CEO of Adda247 Explains His ‘Why’

Kabhi socha hai… un students ka kya hota hai jo system mein fit hi nahi hote?

The ones who can’t afford big coaching centres.
The ones who don’t speak fluent English.
The ones who fight a hundred battles – just to stay in the race.

When I started Adda247, we didn’t start with a business plan or a fancy pitch deck. We started with one simple thought:

There are millions of students in this country who are not weak.
They’re just being left out.

This blog is about three students who made us pause and remember why we do what we do. They didn’t come from privilege. They came with perseverance.

Aditya – The Boy Who Couldn’t See, But Never Stopped Looking Ahead

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Aditya lost 90% of his vision.

His own family’s coaching centre refused to teach him — afraid his failure would ruin their “result rate.”

But Aditya didn’t stop. He attended our live classes at Adda247. He used screen readers to watch recorded sessions again and again. He did everything his own way.

And the result? 88% in 12th boards. 93% in Economics. 92% in Psychology.

And now, Aditya wants to come back — not as a student, but as a teacher. That’s what full-circle looks like.

“I never thought he would pass 12th, let alone top.
Thank you, Adda247.” — Aditya’s mother

Prachi – The Girl Who Topped, So She Could Change Her Village

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Prachi comes from a remote village in Firozabad district — where roads are broken and schools barely function.

She had no coaching. No internet. No exposure.

What she had — was intent.

She studied using Adda247 resources, stayed consistent — and scored 453/500 in UP Board, securing the 2nd rank in her entire district.

Her dream is to become an IAS officer. Not for a government job. But to fix the very village that tried to hold her back.

We’re now sponsoring her full UPSC prep through StudyIQ. Because students like Prachi don’t just need applause — they need real support.

Anushka – The Girl Who Refused Help, and Still Topped

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Anushka is differently abled. She can’t walk without support. One of her hands is stiff — writing even a line takes effort.

During her board exams, she had the option to use a scribe. She refused. She said, “I will write my own paper.”

She attended live sessions on Adda247. Revised from recorded videos. Prepared quietly — with consistency. And when the results came? 100/100 in Geography.

She didn’t want special treatment. She just wanted a fair chance. Her dream is simple — to be independent. And we’re here to walk with her.

Closing Thoughts

These students didn’t ask for sympathy. They didn’t need “motivation”. They just needed access. And someone to believe in them.

That’s why we built Adda247. Not to chase toppers — but to find the forgotten. To reach the ones no one’s betting on.

Education can change lives. But only when it reaches the ones who need it the most.

Aditya. Prachi. Anushka. In their stories — I found mine again. Zindagi badalne ka pehla kadam.

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What is Asteroid 2003 MH4? A Close Encounter with Earth in 2025

As our understanding of the solar system deepens, so too does our awareness of the many celestial bodies that orbit the Sun and occasionally pass close to Earth. One such object drawing attention in 2025 is Asteroid 2003 MH4, a large near-Earth asteroid (NEA) that is set to make a notable flyby of our planet. Its proximity, size, and velocity have prompted increased observation and public interest.

What is Asteroid 2003 MH4?

Asteroid 2003 MH4 is officially known as (387746) 2003 MH4, part of the group of space rocks classified as near-Earth objects. These are asteroids or comets whose orbits bring them close to Earth’s orbital path. 2003 MH4 was discovered in 2003, as its name suggests, and since then has been closely tracked by astronomers for its size and trajectory.

The asteroid is significant not only because of its dimensions but also due to how close it will pass Earth in May 2025—a distance close enough to be scientifically intriguing, though not dangerous.

Physical Characteristics of 2003 MH4

One of the defining features of Asteroid 2003 MH4 is its size. Measuring approximately 335 meters (about 1,100 feet) in diameter, it is roughly as tall as the Empire State Building or the Eiffel Tower. An object of this scale, if it were ever to collide with Earth, could cause catastrophic regional damage and potential global effects.

The asteroid is also hurtling through space at an extraordinary speed—traveling at nearly 14 kilometers per second or 50,400 kilometers per hour. This velocity is standard for celestial objects in near-Earth orbit, but it underscores why even small changes in trajectory must be taken seriously.

Why It’s Classified as a Potentially Hazardous Asteroid

NASA’s Center for Near-Earth Object Studies (CNEOS) has classified 2003 MH4 as a Potentially Hazardous Asteroid (PHA). This label is given not because it poses an immediate threat to life on Earth, but because it meets certain criteria related to size and proximity.

To be deemed a PHA, an asteroid must:

  • Be larger than 140 meters in diameter.
  • Approach within 7.5 million kilometers (about 4.6 million miles) of Earth’s orbit.

2003 MH4 satisfies both conditions, with a considerable size and a close approach distance of 6.68 million kilometers. That’s about 17 times the distance between Earth and the Moon—close by cosmic standards, but far enough to ensure safety in this pass.

Date and Time of 2025 Flyby

The most anticipated event involving 2003 MH4 is its close approach on May 24, 2025. At approximately 10:37 UTC (or 4:07 PM IST), the asteroid will make its nearest pass to Earth. Although no visual observation with the naked eye will be possible, space agencies and amateur astronomers will be tracking it using advanced equipment and telescopes.

This flyby provides an excellent opportunity for astronomers to study the asteroid’s composition, spin rate, and surface characteristics, all of which help build a better understanding of potentially hazardous objects.

Orbital Group and Behavior

Asteroid 2003 MH4 belongs to the Apollo group of asteroids, which are known for their Earth-crossing orbits. These types of orbits are dynamic, often changing due to gravitational interactions with Earth and other celestial bodies like Jupiter. The study of Apollo asteroids is essential to refining our ability to predict and prevent future impact events.

The nature of 2003 MH4’s orbit means that it will continue to pass near Earth at regular intervals in the future. However, based on current orbital models, no collision risk has been detected for any upcoming encounters, including the one in 2025.

How NASA and Global Agencies Monitor It

NASA’s Planetary Defense Coordination Office (PDCO), in collaboration with global partners such as ESA (European Space Agency) and independent observatories, tracks thousands of near-Earth objects including 2003 MH4.

Data is collected using:

  • Ground-based telescopes like Pan-STARRS and Catalina Sky Survey.
  • Space-based infrared telescopes such as NEOWISE.
  • Radar imaging provided by facilities like Goldstone in California.

These efforts are coordinated through the Sentry Impact Monitoring System, which constantly updates probability tables for asteroid impacts up to 100 years into the future.

Would a Collision Be Dangerous?

Although 2003 MH4 poses no impact threat in 2025, its classification and size invite the question: what if it did collide with Earth?

If an object of this scale were to strike Earth, it could cause devastation similar to the Tunguska event of 1908 (caused by a much smaller asteroid) or worse. The kinetic energy released could be equivalent to millions of tons of TNT, potentially flattening an entire city or region and affecting global weather patterns.

This possibility, while remote, justifies the increasing interest and funding in planetary defense initiatives, including proposals for kinetic impactors, gravity tractors, and even nuclear deflection missions.

Why This Matters: Planetary Defense and Public Awareness

Events like the 2025 flyby of 2003 MH4 serve as public reminders of the dynamic and sometimes unpredictable nature of our solar system. Although this asteroid will pass Earth at a safe distance, it highlights the importance of ongoing vigilance, international cooperation, and scientific preparedness.

Efforts such as NASA’s DART mission (which successfully deflected the asteroid Dimorphos in 2022) demonstrate our growing ability to alter the course of potentially hazardous objects, turning science fiction into proactive planetary safety measures.

Kanak Budhwar Shines: Gold in 10m Air Pistol at ISSF Junior World Cup

Seventeen-year-old Indian shooter Kanak Budhwar clinched the gold medal in the women’s 10-metre air pistol event at the ISSF Junior World Cup 2025 held in Suhl, Germany. Outperforming Moldova’s Anna Dulce, the reigning European champion and two-time Olympian, Kanak secured the title with a final score of 239.0, demonstrating exceptional composure and skill on the international stage.

Why in News?

This achievement has drawn national and international attention as Kanak Budhwar not only defeated a highly decorated opponent but also exemplified India’s rising prowess in shooting sports. The win is also significant as it marks a turning point in Kanak’s promising shooting career, paving the way for future Olympic ambitions.

Key Highlights

  • Event: ISSF Junior World Cup 2025, Suhl, Germany.
  • Achievement: Gold medal in women’s 10m air pistol.
  • Score: 239.0 points.
  • Runner-up: Anna Dulce (Moldova).
  • Bronze: Chen Yen-Ching (Chinese Taipei).

Background

  • Kanak Budhwar began her shooting journey five years ago at Abhinandan Shooting Academy in Rohtak under coach Sandeep Nehra.
  • Initially advised to train in pistol instead of rifle shooting due to her underweight condition (32 kg).
  • Her father, Sudhir Singh Budhwar, introduced her to the sport after trying shooting in Thailand.

Early Career

  • First national medal: Silver in 10m air pistol (Sub-Youth category).

Major competitions

  • Asian Junior Championships (2023) – Two team medals.
  • Junior World Championships (2024, Lima) – Silver in individual event.

Technical Challenges Overcome

  • Shoulder alignment issue: Left shoulder leaning forward caused pistol jerks.
  • Small hand grip: Required custom adjustments.
  • Training system used: SCATT system for precision analysis and correction.

Performance in the Final

  • Started in third place, rose to the top in elimination series.
  • Maintained composure under unfamiliar conditions, outperforming even stronger qualification shooters.
  • Fellow Indian shooter Prachi finished fifth.

Expert Commentary

  • Coach Sandeep Nehra: Highlights her posture, grip improvement, and mental strength.
  • National Coach Sonia Rai: Praised her ability to adapt to unfamiliar shooting range designs in Germany.
  • Focus on improving shot timing and reducing qualification stress.

Broader Significance

  • Boost to India’s junior shooting ambitions.
  • Encouragement for young athletes facing early challenges.
  • Reinforces the importance of proper coaching and family support in sports careers.
Summary/Static Details
Why in the news? Kanak Budhwar Shines: Gold in 10m Air Pistol at ISSF Junior World Cup
Event ISSF Junior World Cup 2025 (Suhl, Germany)
Winner Kanak Budhwar (India)
Medal Gold – Women’s 10m Air Pistol
Runner-up Anna Dulce (Moldova)
Key Equipment Used SCATT Training System
Initial Hurdle Underweight for rifle shooting
Significance Major international victory; Olympic potential

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India Post Payments Bank & Aditya Birla Capital Join Hands to Broaden Loan Access Nationwide

India Post Payments Bank (IPPB), in collaboration with Aditya Birla Capital Limited (ABCL), has announced a strategic partnership aimed at enhancing the accessibility of loan products across India, especially in rural and underbanked areas. This initiative integrates ABCL’s wide range of lending solutions with IPPB’s massive postal network and digital infrastructure to offer seamless credit options to the common man.

Why in News?

This news is significant because it marks a major milestone in India’s journey towards deeper financial inclusion. The collaboration empowers millions of IPPB customers with digital access to personal, business, and property loans, especially benefiting rural and underbanked populations.

Aim & Objectives

  • Provide seamless digital access to loan products.
  • Enhance financial inclusion by serving unbanked and underbanked communities.
  • Leverage existing infrastructure and digital innovation for simplified banking.

Key Features of the Partnership

  • Referral-Based Model: IPPB acts as a referral partner with no credit risk involvement.
  • Loan Categories: Includes personal loans, business loans, and loan against property.
  • Digital Access: Customers can apply using ABCL’s advanced digital platforms for fast approvals, minimal documentation, and quick disbursement.
  • AI & Data Analytics: Personalized financial solutions using AI tools.

About IPPB

  • Launched: September 1, 2018.
  • Ownership: 100% Government of India under the Department of Posts.
  • Reach: ~1.65 lakh post offices (140,000+ rural), 3 lakh postal workers.
  • Customer Base: Over 11 crore customers.
  • Goal: Deliver simple, secure, and affordable banking to the masses, aligned with Digital India and financial empowerment goals.

About Aditya Birla Capital

  • A leading financial services conglomerate in India.
  • Offers a diverse range of lending products to retail and business customers.
  • Focuses on simplified digital experiences and customer-centric innovations.

Significance

  • Boosts credit penetration in rural areas.
  • Supports entrepreneurship and personal growth through accessible finance.
  • Aligns with Digital India and Atmanirbhar Bharat objectives.
Summary/Static Details
Why in the news? India Post Payments Bank & Aditya Birla Capital Join Hands to Broaden Loan Access Nationwide
Partnership Between IPPB and Aditya Birla Capital Limited
Objective Enhance credit access across India, especially rural areas
Loan Types Personal loans, business loans, loans against property
Mode Digital platforms via referral model
IPPB Reach ~1.65 lakh post offices, 11 crore customers
Significance Promotes financial inclusion and digital lending adoption

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Fitch Raises India’s Medium-Term Growth Outlook to 6.4% till FY26

Fitch Ratings has upgraded India’s medium-term GDP growth projection to 6.4% till FY2026, citing improved labour force participation and reduced pandemic-related economic scarring. This revision comes even as Fitch trims growth forecasts for most other emerging markets, with countries like China facing deeper structural challenges. The upgraded outlook reflects India’s resilience and ongoing structural shifts in employment and productivity.

Why in News?

Fitch Ratings revised India’s medium-term GDP growth potential upward from 6.2% to 6.4%. The development holds significance as India stands out among emerging markets, where the average growth estimate has declined. This reflects a positive reassessment of India’s economic fundamentals, particularly in terms of labour dynamics.

Key Highlights from the Report

  • Revised Growth Projection: Raised to 6.4% (from 6.2%) for FY26.
  • Main Reason: Higher labour force participation estimates.
  • Offsetting Factor: Slower labour productivity growth.
  • Total Factor Productivity (TFP): Expected to revert to its long-term average of 1.5%.
  • Global Comparison: Average medium-term growth for emerging markets revised down to 3.9% (from 4%).
  • China’s Outlook: Maintained at 4.6%, citing weak capital formation and property market adjustment.

Background

  • Fitch Ratings is a global credit rating agency providing economic outlooks and risk assessments.
  • Medium-term projections typically span 3–5 years and indicate structural economic potential rather than cyclical or short-term variations.

Objectives of the Assessment

  • Assess long-term investment and economic performance trends.
  • Offer guidance to policymakers and investors.
  • Monitor labour market and productivity trends post-pandemic.

Static Facts

  • Total Factor Productivity (TFP): Measures efficiency in combining labour and capital.
  • Labour Force Participation Rate (LFPR): Percentage of working-age population that is employed or actively looking for work.

Significance

  • Signals confidence in India’s economic fundamentals and demographic strengths.
  • A more favourable projection may influence global investor sentiment, aiding capital inflows.
  • Highlights the need for continued reforms in productivity enhancement and skills development.

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Government Grants 4% Housing Quota to Disabled Officials in GPRA Pool

In a progressive move to support inclusivity, the Ministry of Housing and Urban Affairs has announced a 4% reservation in the General Pool Residential Accommodation (GPRA) for Persons with Disabilities (PwD). The decision applies to central government officials ranging from Assistant Section Officers (ASO) to Directors and is aimed at addressing the long-standing housing challenges faced by disabled officials.

Why in News?

The Directorate of Estates issued an official memorandum on May 23, 2025, implementing the 4% housing quota for PwDs in line with the Rights of Persons with Disabilities Act (RPWD), 2016. This marks a significant administrative reform towards enhancing workplace equality and welfare for disabled government employees.

Key Highlights

  • Reservation Announced: 4% housing quota under the General Pool Residential Accommodation (GPRA) scheme.
  • Coverage: Applies to houses up to Type V, benefitting officials from ASO to Director level.
  • Proof Required: UDID card (Unique Disability ID) recognized as valid disability proof.
  • Monthly Priority: PwD applicants to be given priority on unified waiting lists during monthly online bidding.

Background & Legal Basis

  • The policy is in line with the Rights of Persons with Disabilities Act, 2016, which mandates a 4% reservation in government jobs and education.
  • The Act aims to empower persons with benchmark disabilities and ensure equal opportunities.

Current GPRA Scenario

The Directorate of Estates manages,

  • 1.02 lakh residential units
  • Spread across 355 locations in 61 Indian cities
  • High waiting time: ASO-level officials wait up to 15–18 years for housing due to shortages.

Objectives of the Quota

  • Promote social inclusion and welfare for PwD employees.
  • Alleviate the housing crisis among disabled officials forced to live in hostels or away from family.
  • Encourage greater participation and dignity in public service.
Summary/Static Details
Why in the news? Government Grants 4% Housing Quota to Disabled Officials in GPRA Pool
Policy Announced 4% reservation in GPRA for government officials with PwD
Implementing Body Directorate of Estates, Ministry of Housing and Urban Affairs
Legal Framework Rights of Persons with Disabilities (RPWD) Act, 2016
Target Group Central govt officials from ASO to Director with disabilities
Proof of Disability Unique Disability ID (UDID) card
Priority Allotment Given in monthly bidding over unified waiting list
Total GPRA Units 1.02 lakh across 355 locations in 61 cities

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RBI Sells Nearly $400 Billion in FY25

In an extraordinary move to defend the Indian rupee against global currency market volatility, the Reserve Bank of India (RBI) sold a record $398.71 billion worth of foreign currency on a gross basis in FY2024-25. This marks the highest-ever intervention by the central bank, reflecting its aggressive stance amid geopolitical uncertainty and the fear of global economic disruption, particularly linked to potential shifts in US leadership and trade policy.

Why in News?

The Reserve Bank of India released data showing an all-time high gross sale of foreign currency during FY2024-25, largely triggered by rupee depreciation and heightened global economic risks. The data highlights India’s strategic forex management efforts and the substantial financial cost associated with defending the currency.

Background and Context

  • The RBI intervenes in the currency market to stabilize the rupee, especially during periods of volatility.
  • Previous interventions include the 2008-09 global financial crisis and the 2022-23 volatility caused by rising inflation and war in Europe.

Key Facts

  • Gross forex sale in FY25: $398.71 billion
  • Previous high (2022-23): $212.57 billion
  • Net forex sale (FY25): $34.51 billion
  • Rupee’s record low: ₹87.95 per dollar in February 2025
  • Forex reserves fall: ~$80 billion (from late Sept 2024 to mid-Jan 2025)
  • Peak monthly intervention: $69.05 billion in December 2024

Factors Triggering the Intervention

  • Speculative currency movement due to fears of Donald Trump’s return to the US presidency.
  • Expectations of protectionist trade policies caused foreign investors to pull out.
  • External shocks added pressure on the rupee and capital flows.

RBI’s Additional Measures

  • Raised the interest rate ceiling on FCNR(B) deposits by 150 basis points to attract foreign deposits.
  • Resulted in only marginal increase in inflows: $7.08 billion in FY25 vs. $6.37 billion in FY24.

Significance

  • Demonstrates the RBI’s proactive approach in ensuring currency stability.
  • Highlights the delicate balance between currency protection and reserve depletion.
  • Reveals limited success of deposit schemes in boosting inflows amid deep uncertainty.
Summary/Static Details
Why in the news? RBI Sells Nearly $400 Billion in FY25
Gross Forex Sale (FY25) $398.71 billion
Net Forex Sale (FY25) $34.51 billion
Previous Record (Gross Sale) $212.57 billion in FY23
Reason for Intervention Rupee fall due to global uncertainty and Trump fears
Forex Reserve Fall ~$80 billion (Sept 2024 – Jan 2025)

States and Capitals - How Many States in India?_23.1

India Takes Over Chairmanship of Asian Productivity Organization for 2025–26

India has assumed the prestigious Chairmanship of the Asian Productivity Organization (APO) for the 2025–26 term at the 67th Governing Body Meeting held in Jakarta, Indonesia. Spearheading the Indian delegation is Shri Amardeep Singh Bhatia, Secretary, DPIIT and APO Director for India. The leadership transition signals India’s growing influence in regional productivity and innovation agendas.

Why in News?:

India officially took over the Chairmanship of the APO at the 67th Governing Body Meeting (GBM) held from 20–22 May 2025 in Jakarta, showcasing its commitment to sustainable development, digital transformation, and innovation across the Asia-Pacific region. This marks a significant step in furthering India’s leadership in regional and global productivity frameworks.

Key Highlights

  • Event: 67th Governing Body Meeting of APO
  • Location: Jakarta, Indonesia
  • Date: 20–22 May 2025
  • Chairmanship Term: 2025–2026
  • India’s Representative: Shri Amardeep Singh Bhatia, IAS, Secretary, DPIIT

Objectives of India’s Chairmanship

  • Strengthening implementation of APO Vision 2030
  • Expanding Green Productivity 2.0 as a framework for sustainable growth

Promoting regional cooperation in,

  • Digital transformation
  • Innovation
  • Sustainability
  • Entrepreneurship
  • Delivering inclusive, responsive, and results-driven APO programs

Background of APO

  • Founded: 1961
  • Headquarters: Tokyo, Japan
  • Members: 21 countries, including India, Japan, Indonesia, Iran, Korea, and Vietnam
  • Mandate: To enhance productivity across the Asia-Pacific through mutual cooperation and capacity building

India’s Role in APO

  • A founding member and active contributor
  • Implements capacity-building programs through the National Productivity Council (NPC)

Focus areas

  • Industry 4.0 for MSMEs
  • Green Productivity models
  • Over 100 Indian professionals trained annually via APO programs

Strategic Significance

  • India’s leadership aligns with its national vision of being a global productivity hub
  • Supports sustainable and technology-driven growth in developing economies
  • Expands India’s influence in regional governance and policy frameworks
Summary/Static Details
Why in the news? India Takes Over Chairmanship of Asian Productivity Organization for 2025–26
Event 67th Governing Body Meeting of APO
Location Jakarta, Indonesia
India’s Role Chair for 2025–26
Representative Shri Amardeep Singh Bhatia, Secretary, DPIIT
Key Themes Sustainability, Innovation, Digital Transformation
APO Vision Vision 2030, Green Productivity 2.0
India’s Contributions NPC capacity building, MSME-focused projects
Member Economies 21 (e.g., India, Japan, Iran, Vietnam)

States and Capitals - How Many States in India?_25.1

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