Gruha Lakshmi Scheme: Benefits, Registration Started

Gruha Laxmi Scheme

The Karnataka Government has introduced a beneficial scheme called “Gruha Lakshmi” to offer financial aid to women who are the heads of their households. Starting from 19th July 2023, eligible beneficiaries can register for this scheme without any charges and without involving any intermediaries.

Registration for the Gruha Lakshmi Yojana can be completed through two methods: online and offline. For online registration, individuals can visit the website sevasindhuservices.karnataka.gov.in. On the other hand, offline registration can be done at designated Common Service Centres (CSCs) located across the state.

Here are some of the key points about the Gruha Lakshmi Yojana:

• The Gruha Lakshmi scheme is available to all women who serve as the heads of their households in Karnataka.
• Eligible beneficiaries will receive a monthly financial assistance of Rs. 2,000, which will be directly transferred to their bank accounts through the DBT (Direct Benefit Transfer) mode.
• The registration process for this scheme will commence on 19th July 2023.
• Beneficiaries have the option to register for free, either through online channels or by visiting designated offline registration centers.

Gruha Lakshmi Scheme Benefits?

• Just two months into their tenure, the Karnataka government has successfully delivered on their promise by introducing the Gruha Lakshmi Scheme.
• Commencing registration on July 19th, this program aims to provide financial support of Rs. 2000 per month to female heads of households.
• The beneficiaries will receive this monthly assistance from August 15th to 20th, and the registration process will continue for a year.
• With an allocated budget of Rs. 18,000 crore, the scheme is set to benefit over 1,11,00,000 women, benefiting a total of 12.8 million families across the state.

Ministry Responsible

Gruha Lakshmi Scheme has been launched by the Karnataka Government under the Ministry of Women and Child Development for the benefit of the women’s heads of households. The scheme is expected to benefit around 1.28 crore women in Karnataka. The scheme has been welcomed by women’s groups and activists. They say that the scheme will help to improve the financial status of women and their families. They also say that the scheme will help to empower women and give them more control over their finances.

Gruha Laxmi Scheme Eligibility Criteria

• According to the Minister of Women and Child Development, Laxmi Hebbalkar, all women whose names are there as the head of the family on BPL and APL cards are eligible the avail of the benefits under the scheme.
• The women or their husbands should not fall under the category of income tax.
• Women must not be government employees.
• Only one woman in the family will be the beneficiary under the scheme.

Documents required for Gruha Lakshmi Scheme

• Domicile Certificate
• Ration Card
• Bank Account Passbook
• Bank Account Number
• Aadhar Card Number
• Pan Card
• Mobile Number
• Husband’s Aadhar Card

Registration process under Gruha Lakshmi Scheme

Beneficiaries can get them registered either offline or online.

Offline Registration:

For offline registration, the beneficiary needs to approach to the assigned centers with all the required documents and there is no registration fee.

Online Registration:

For online registration, one must follow the following steps:

• Visit the official portal of the ‘Seva Sindhu Guarantee Scheme’.
• Choose and click on the ‘Gruha Lakshmi Scheme’ option.
• Click on the ‘Click here to apply’.
• Fill up all the required details and upload the documents.
• Click on the ‘Submit’ and note the application form number for further reference.

Karnataka Gruha Lakshmi Scheme Steps To Apply Online

• To participate in the Karnataka Gruha Lakshmi Scheme 2023, visit the official website at Sevasindhu.karnataka.gov.in. Select the “Gruha Lakshmi Scheme 2023” from the list of available schemes. If you are a new user, register by providing your Aadhar number and other necessary details. For existing users, log in using your credentials.
• Fill in the application form with accurate personal information, including family income, address, and bank account details. Upload the required documents such as Aadhar card, domicile certificate, ration card, and bank account passbook as mentioned in the form. Review all the information before submitting the application.
• Make sure to note down the application number for future reference, as it will be used to track your application status. The authorities will verify the submitted applications, and upon approval, you will start receiving the benefits of the Gruha Lakshmi Scheme in your bank account.
• To check the status of your application, visit the Sevasindhu portal and use your registered mobile number. Once approved, you will receive a financial assistance of Rs. 2000 per month directly in your bank account through the Direct Benefit Transfer (DBT) mode.