Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT scheme

Prime Minister Narendra Modi launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT scheme. The main aim behind the scheme is to extend health insurance coverage to all residents of Jammu and Kashmir.

About the AB-PMJAY Scheme

SEHAT stands for Social, Endeavour for Health and Telemedicine. It is a health insurance scheme for the Union Territory.

– It provides free of cost insurance cover to all the residents of the UT of J&K.

– It also provides financial cover up to Rs.5 Lakh per family on a floater basis to all residents of the UT of J&K and an operational extension of PM-JAY to 15 lakh (approximately) additional families.

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Important points about PM- JAY

It is the world’s largest health insurance/assurance scheme fully financed by the government, provides a cover of Rs 500,000 per family per year for secondary and tertiary care hospitalisation across public and private empanelled hospitals in India.

The benefit of Rs 5,00,000 is on a family floater basis. This means that it can be used by one or all members of the family.

It covers medical procedures including oncology, cardiology, nephrology etc and up to three days of pre-hospitalisation and 15 days post-hospitalisation expenses like diagnostics and medicines are also included in the scheme.

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