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Insurance Scheme – PMGKP for health workers fighting COVID-19 extended

The Pradhan Mantri Garib Kalyan Package (PMGKP), an insurance policy for health care workers fighting COVID-19, has been extended for another 180 days. It was decided to extend the programme in order to continue to provide a safety net for the dependents of health workers assigned to COVID-19 patients.

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  • A letter to this effect was sent to the Additional Chief Secretaries (Health)/Principal Secretaries (Health)/Secretaries (Health) of all States/UTs on April 19, 2022, requesting that they publicise the event widely among health workers in their respective States/UTs.
  • The PMGKP was launched on March 30, 2020, to provide Rs. 50 lakh in comprehensive personal accident coverage to 22.12 lakh health care providers, including community health workers and private health care providers, who may have had direct contact and care of COVID-19 patients and are at risk of being impacted.
  • Private hospital staff/retired/volunteer/local urban bodies/contract/daily wage/ad-hoc/outsourced staff requisitioned by states/central hospitals/autonomous hospitals of central/states/UTs, AIIMS & Institute of National Importance (INI)/hospitals of Central Ministries specifically drafted for care of COVID-19 patients are also covered under the PMGKP due to the unprecedented situation.

So far, 1905 requests of health workers who perished while performing Covid-related tasks have been settled since the program’s inception.


Pradhan Mantri Garib Kalyan Package is the full form of PMGKP. The plan covers death caused by COVID-19 and unintentional death caused by COVID-19 related duty. A sum of INR 50 lakhs will be given to the insured person’s claimant in the event of an occurrence. The system was first introduced last year, and policies under it will begin on March 30, 2020. Under this proposal, all government health centres, wellness centres, and hospitals in the federal and state governments will be covered, with about 22 lakh health workers receiving insurance coverage to combat the epidemic. The government recently established a new mechanism for the District Collector to certify claims, with the insurance provider approving and settling claims within 48 hours.

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