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RBI appointed panel suggests 4-tier structure for Urban Co-operative Banks

Sumit Arora Published On August 25th, 2021 Leave a comment

RBI appointed panel under the chairmanship of N. S. Vishwanathan suggests 4-tier structure for Urban Co-operative Banks; minimum CRAR (Capital to Risk-Weighted Assets Ratio) for them could vary from 9 per cent to 15 per cent. A Reserve Bank-appointed committee has suggested a four-tier structure for the urban cooperative banks (UCBs) depending upon the deposits and prescribed different capital adequacy and regulatory norms for them based on their sizes.

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The RBI committee said that UCBs can be split into four categories:

Tier-1 with deposits up to Rs 100 crore;
Tier-2 with deposits between Rs 100-Rs 1,000 crores;
Tier-3 with deposits between Rs 1,000 crore to Rs 10,000 and
Tier-4 with deposits of over Rs 10,000 crore.

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Sumit Arora

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As a team lead and current affairs writer at Adda247, I am responsible for researching and producing engaging, informative content designed to assist candidates in preparing for national and state-level competitive government exams. I specialize in crafting insightful articles that keep aspirants updated on the latest trends and developments in current affairs. With a strong emphasis on educational excellence, my goal is to equip readers with the knowledge and confidence needed to excel in their exams. Through well-researched and thoughtfully written content, I strive to guide and support candidates on their journey to success.